Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Grupo de Inversiones Suramericana's
EBIT
for the
three
months ended in Mar. 2026 was COP1,184,876 Mil. Grupo de Inversiones Suramericana's Interest Expense for the
three
months ended in Mar. 2026 was COP-280,330 Mil.
Grupo de Inversiones Suramericana's interest coverage for the quarter that ended in Mar. 2026 was 4.23.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Grupo de Inversiones Suramericana's Interest Coverage or its related term are showing as below:
BOG:GRUPOSURA'
s Interest Coverage Range Over the Past 10 Years
Min: 2.09 Med: 3.77 Max: 5.69
Current: 3.27
BOG:GRUPOSURA's Interest Coverage is ranked worse than 85.47% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs BOG:GRUPOSURA: 3.27
Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Grupo de Inversiones Suramericana Interest Coverage Related Terms
Grupo de Inversiones Suramericana Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Grupo de Inversiones Suramericana Interest Coverage Chart
BOG:GRUPOSURA vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo de Inversiones Suramericana Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Grupo de Inversiones Suramericana's Interest Coverage falls into.
Grupo de Inversiones Suramericana Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo de Inversiones Suramericana (BOG:GRUPOSURA) has a Interest Coverage of 4.23 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Grupo de Inversiones Suramericana and its competitors. This is 12% above median its historical median of 3.77. Over the past decade, Grupo de Inversiones Suramericana's Interest Coverage has ranged from 2.09 to 5.69. According to the industry distribution chart, Grupo de Inversiones Suramericana ranks #300 out of 351 companies in the Insurance industry, placing it in the top 85.5%.
Is Grupo de Inversiones Suramericana's Interest Coverage too high?
Grupo de Inversiones Suramericana's current Interest Coverage of 4.23 is 12% above median its 10-year median of 3.77. Over the past 10 years, this metric has ranged from a low of 2.09 to a high of 5.69. The Insurance industry median Interest Coverage is 16.23. Grupo de Inversiones Suramericana's value of 4.23 is 73.9% below this industry median. Based on the distribution chart, Grupo de Inversiones Suramericana ranks #300 out of 351 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo de Inversiones Suramericana ranks #300 out of 351 companies for Interest Coverage. This places Grupo de Inversiones Suramericana in the lower half of its industry. The industry median Interest Coverage is 16.23. Grupo de Inversiones Suramericana's value of 4.23 is 73.9% below this benchmark. Historically, Grupo de Inversiones Suramericana's own Interest Coverage has ranged from 2.09 to 5.69 over the past decade. While the company's 10-year median is 3.77 vs. the industry median of 16.23, Grupo de Inversiones Suramericana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo de Inversiones Suramericana's current Interest Coverage of 4.23 is 73.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Grupo de Inversiones Suramericana and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo de Inversiones Suramericana's current Interest Coverage is 4.23, which is 12% above median its own 10-year median of 3.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana (BOG:GRUPOSURA) is currently considered Modestly Undervalued. The stock's GF Value™ is COP64,078.99, compared to a current price of COP53,400.00 — trading 16.7% below its estimated fair value. The current Interest Coverage is 4.23, which is 12% above median its 10-year median of 3.77 and 73.9% below the Insurance industry median of 16.23. Grupo de Inversiones Suramericana's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (BOG:GRUPOSURA), the current Interest Coverage is 4.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued.
The current stock price of COP53,400.00 is trading 16.7% below its estimated GF Value™ of COP64,078.99.
GuruFocus considers Grupo de Inversiones Suramericana to be Modestly Undervalued.
Key valuation signals for BOG:GRUPOSURA:
Interest Coverage: 4.23 (12% above median its 10-year median of 3.77)
GF Value™: COP64,078.99 vs. price of COP53,400.00 (16.7% below fair value)
Industry Position: 73.9% below the Insurance median (#300 of 351)
No single metric tells the full story. See the BOG:GRUPOSURA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo de Inversiones Suramericana Business Description
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
85GF Score
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