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Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue.
Grupo de Inversiones Suramericana's Degree of Operating Leverage for the quarter that ended in Jun. 2026 was 0.69. The higher Degree of Operating Leverage, the higher operating risk the company will take.
BOG:GRUPOSURA's Degree of Operating Leverage is ranked better than 54.8% of 354
companies
in the Insurance industry
Industry Median: 0.985
vs BOG:GRUPOSURA: 0.69
Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Degree of Operating Leverage Explanation
Degree of Operating Leverage (DOL) is a leverage ratio that measures the sensitivity of a company’s operting income, also referred to as Earnings Before Interest and Taxes (EBIT), to fluctuations in its Revenue. DOL is a method used to quantify a company’s operating risk. This risk is related to the company's structure of variable costs and fixed costs. Since the fixed costs do not allow the company to adjust the operating costs, the operating risk rises with a higher fixed-to-variable costs proportion.
A high Degree of Operating Leverage indicates that the company’s fixed costs exceed its variable costs. By increasing the sales, the company can earn more profits. In addition, the company must be able to maintain relatively high sales to cover all fixed costs.
Be Aware
The use of operating leverage varies across different industries and business sectors, and the application of Degree of Operating Leverage (DOL) should be adjusted accordingly.
Grupo de Inversiones Suramericana Degree of Operating Leverage Related Terms
Grupo de Inversiones Suramericana Degree of Operating Leverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo de Inversiones Suramericana Degree of Operating Leverage Chart
BOG:GRUPOSURA vs BRK.A, AIG, HIG: Degree of Operating Leverage Comparison
For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's Degree of Operating Leverage, along with its competitors' market caps and Degree of Operating Leverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo de Inversiones Suramericana Degree of Operating Leverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's Degree of Operating Leverage distribution charts can be found below:
* The bar in red indicates where Grupo de Inversiones Suramericana's Degree of Operating Leverage falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** TTM data of EBIT and Revenue was used to calculate Degree of Operating Leverage.
*** Please be aware that the Degree of Operating Leverage calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
What does a Degree of Operating Leverage of 0.69 mean?
Grupo de Inversiones Suramericana (BOG:GRUPOSURA) has a Degree of Operating Leverage of 0.69 as of Jun. 2026. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for Grupo de Inversiones Suramericana and its competitors. According to the industry distribution chart, Grupo de Inversiones Suramericana ranks #160 out of 354 companies in the Insurance industry, placing it in the top 45.2%.
Is Grupo de Inversiones Suramericana's Degree of Operating Leverage too high?
Grupo de Inversiones Suramericana's current Degree of Operating Leverage is 0.69. The Insurance industry median Degree of Operating Leverage is 0.99. Grupo de Inversiones Suramericana's value of 0.69 is 29.9% below this industry median. Based on the distribution chart, Grupo de Inversiones Suramericana ranks #160 out of 354 companies in the Insurance industry, which is above the industry midpoint. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's Degree of Operating Leverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo de Inversiones Suramericana ranks #160 out of 354 companies for Degree of Operating Leverage. This puts Grupo de Inversiones Suramericana in the upper half of its industry. The industry median Degree of Operating Leverage is 0.99. Grupo de Inversiones Suramericana's value of 0.69 is 29.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Degree of Operating Leverage for an Insurance company?
The median Degree of Operating Leverage among Insurance companies is 0.99, based on 354 companies in the industry. Companies in the top quartile (top 25%) have a Degree of Operating Leverage significantly above this median, while those in the bottom quartile fall well below. However, Degree of Operating Leverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo de Inversiones Suramericana's current Degree of Operating Leverage of 0.69 is 29.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Degree of Operating Leverage mean?
A high Degree of Operating Leverage can signal that a stock is expensive relative to its fundamentals. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for Grupo de Inversiones Suramericana and its competitors. For the Insurance industry, the median Degree of Operating Leverage is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo de Inversiones Suramericana's current Degree of Operating Leverage is 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana (BOG:GRUPOSURA) is currently considered Fairly Valued. The stock's GF Value™ is COP68,671.81, compared to a current price of COP68,520.00 — trading 0.2% below its estimated fair value. The current Degree of Operating Leverage is 0.69 and 29.9% below the Insurance industry median of 0.99. Grupo de Inversiones Suramericana's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Degree of Operating Leverage calculated?
Degree of Operating Leverage is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (BOG:GRUPOSURA), the current Degree of Operating Leverage is 0.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued.
The current stock price of COP68,520.00 is trading 0.2% below its estimated GF Value™ of COP68,671.81.
GuruFocus considers Grupo de Inversiones Suramericana to be Fairly Valued.
Key valuation signals for BOG:GRUPOSURA:
Degree of Operating Leverage: 0.69
GF Value™: COP68,671.81 vs. price of COP68,520.00 (0.2% below fair value)
Industry Position: 29.9% below the Insurance median (#160 of 354)
No single metric tells the full story. See the BOG:GRUPOSURA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
86GF Score
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