Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Pretax Margin %: 12.69% (As of Mar. 2026) — 24% Above Median


BOG:GRUPOSURA Grupo de Inversiones Suramericana SA BOG:GRUPOSURA
86 GF Score
Price COP55,000.00
GF Value COP64,078.99
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Grupo de Inversiones Suramericana Pretax Margin %?

Grupo de Inversiones Suramericana BOG:GRUPOSURA +3.00% 86 Pretax Margin % is 12.69% as of Mar. 2026, which is 24% above its 10-year median of 10.24. GuruFocus rates BOG:GRUPOSURA with a GF Score™ of 86/100 and a GF Value™ of COP64,078.99 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 501 Insurance companies, Grupo de Inversiones Suramericana ranks worse than 54.49% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Grupo de Inversiones Suramericana's Pre-Tax Income for the three months ended in Mar. 2026 was COP904,546 Mil. Grupo de Inversiones Suramericana's Revenue for the three months ended in Mar. 2026 was COP7,129,153 Mil. Therefore, Grupo de Inversiones Suramericana's pretax margin for the quarter that ended in Mar. 2026 was 12.69%.

The historical rank and industry rank for Grupo de Inversiones Suramericana's Pretax Margin % or its related term are showing as below:

BOG:GRUPOSURA' s Pretax Margin % Range Over the Past 10 Years
Min: 3.86   Med: 10.24   Max: 22.7
Current: 10.88


BOG:GRUPOSURA's Pretax Margin % is ranked worse than
54.49% of 501 companies
in the Insurance industry
Industry Median: 12.04 vs BOG:GRUPOSURA: 10.88

Grupo de Inversiones Suramericana  (BOG:GRUPOSURA) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Grupo de Inversiones Suramericana Pretax Margin % Related Terms


Grupo de Inversiones Suramericana Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Grupo de Inversiones Suramericana's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo de Inversiones Suramericana Pretax Margin % Chart

Grupo de Inversiones Suramericana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.23 8.65 10.70 22.70 10.97

Grupo de Inversiones Suramericana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.04 13.69 16.31 -7.01 12.69

BOG:GRUPOSURA vs BRK.A, AIG, HIG: Pretax Margin % Comparison

For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo de Inversiones Suramericana Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Grupo de Inversiones Suramericana's Pretax Margin % falls into.


BOG:GRUPOSURA
86GF Score
Grupo de Inversiones Suramericana SA BOG:GRUPOSURA
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo de Inversiones Suramericana Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Grupo de Inversiones Suramericana's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2992253/27266788
=10.97 %

Grupo de Inversiones Suramericana's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=904546/7129153
=12.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 12.69% mean?
Grupo de Inversiones Suramericana (BOG:GRUPOSURA) has a Pretax Margin % of 12.69% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Grupo de Inversiones Suramericana and its competitors. This is 24% above median its historical median of 10.24. Over the past decade, Grupo de Inversiones Suramericana's Pretax Margin % has ranged from 3.86 to 22.70. According to the industry distribution chart, Grupo de Inversiones Suramericana ranks #273 out of 501 companies in the Insurance industry, placing it in the top 54.5%.
Is Grupo de Inversiones Suramericana's Pretax Margin % too high?
Grupo de Inversiones Suramericana's current Pretax Margin % of 12.69% is 24% above median its 10-year median of 10.24. Over the past 10 years, this metric has ranged from a low of 3.86 to a high of 22.70. The Insurance industry median Pretax Margin % is 12.04. Grupo de Inversiones Suramericana's value of 12.69% is 5.4% above this industry median. Based on the distribution chart, Grupo de Inversiones Suramericana ranks #273 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo de Inversiones Suramericana ranks #273 out of 501 companies for Pretax Margin %. This places Grupo de Inversiones Suramericana in the lower half of its industry. The industry median Pretax Margin % is 12.04. Grupo de Inversiones Suramericana's value of 12.69% is 5.4% above this benchmark. Historically, Grupo de Inversiones Suramericana's own Pretax Margin % has ranged from 3.86 to 22.70 over the past decade. While the company's 10-year median is 10.24 vs. the industry median of 12.04, Grupo de Inversiones Suramericana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo de Inversiones Suramericana's current Pretax Margin % of 12.69% is 5.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Grupo de Inversiones Suramericana and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo de Inversiones Suramericana's current Pretax Margin % is 12.69%, which is 24% above median its own 10-year median of 10.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana (BOG:GRUPOSURA) is currently considered Modestly Undervalued. The stock's GF Value™ is COP64,078.99, compared to a current price of COP55,000.00 — trading 14.2% below its estimated fair value. The current Pretax Margin % is 12.69%, which is 24% above median its 10-year median of 10.24 and 5.4% above the Insurance industry median of 12.04. Grupo de Inversiones Suramericana's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (BOG:GRUPOSURA), the current Pretax Margin % is 12.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued. The current stock price of COP55,000.00 is trading 14.2% below its estimated GF Value™ of COP64,078.99. GuruFocus considers Grupo de Inversiones Suramericana to be Modestly Undervalued.

Key valuation signals for BOG:GRUPOSURA:

  • Pretax Margin %: 12.69% (24% above median its 10-year median of 10.24)
  • GF Value™: COP64,078.99 vs. price of COP55,000.00 (14.2% below fair value)
  • GF Score™: 86/100 with 4 warning signs
  • Industry Position: 5.4% above the Insurance median (#273 of 501)

No single metric tells the full story. See the BOG:GRUPOSURA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo de Inversiones Suramericana Business Description

Address Carrera 43A, No. 5A - 113, Ed. One Plaza, North Tower, El Poblado, Medellin, COL, 05001000
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
86GF Score

Get the complete analysis for BOG:GRUPOSURA

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP55,000.00
Price
COP64,078.99
GF Value