Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Moat Score: 5/10 (As of Jun. 30, 2026)


BOG:GRUPOSURA Grupo de Inversiones Suramericana SA BOG:GRUPOSURA
82 GF Score
Price COP55,000.00
GF Value COP64,078.99
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Grupo de Inversiones Suramericana Moat Score?

Grupo de Inversiones Suramericana BOG:GRUPOSURA +3.00% 82 Moat Score is 5 as of Jun. 30, 2026. GuruFocus rates BOG:GRUPOSURA with a GF Score™ of 82/100 and a GF Value™ of COP64,078.99 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 601 Insurance companies, Grupo de Inversiones Suramericana ranks better than 88.85% on this metric.

Grupo de Inversiones Suramericana has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Grupo de Inversiones Suramericana has Grupo de Inversiones Suramericana has a narrow moat with diversified investments and regional market presence. However, it faces competition and regulatory challenges in the financial sector, limiting its moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Grupo de Inversiones Suramericana might have Narrow Moat - Solid narrow moat.

Grupo de Inversiones Suramericana  (BOG:GRUPOSURA) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Grupo de Inversiones Suramericana Moat Score Related Terms

BOG:GRUPOSURA vs BRK.A, AIG, HIG: Moat Score Comparison

For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Grupo de Inversiones Suramericana Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's Moat Score distribution charts can be found below:

* The bar in red indicates where Grupo de Inversiones Suramericana's Moat Score falls into.


BOG:GRUPOSURA
82GF Score
Grupo de Inversiones Suramericana SA BOG:GRUPOSURA
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Grupo de Inversiones Suramericana (BOG:GRUPOSURA) has a Moat Score of 5 as of Jun. 30, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Grupo de Inversiones Suramericana ranks #67 out of 601 companies in the Insurance industry, placing it in the top 11.1%.
Is Grupo de Inversiones Suramericana's Moat Score too high?
Grupo de Inversiones Suramericana's current Moat Score is 5. Based on the distribution chart, Grupo de Inversiones Suramericana ranks #67 out of 601 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's Moat Score compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo de Inversiones Suramericana ranks #67 out of 601 companies for Moat Score. This places Grupo de Inversiones Suramericana in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Grupo de Inversiones Suramericana's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana (BOG:GRUPOSURA) is currently considered Modestly Undervalued. The stock's GF Value™ is COP64,078.99, compared to a current price of COP55,000.00 — trading 14.2% below its estimated fair value. The current Moat Score is 5. Grupo de Inversiones Suramericana's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (BOG:GRUPOSURA), the current Moat Score is 5 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued. The current stock price of COP55,000.00 is trading 14.2% below its estimated GF Value™ of COP64,078.99. GuruFocus considers Grupo de Inversiones Suramericana to be Modestly Undervalued.

Key valuation signals for BOG:GRUPOSURA:

  • Moat Score: 5
  • GF Value™: COP64,078.99 vs. price of COP55,000.00 (14.2% below fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the BOG:GRUPOSURA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grupo de Inversiones Suramericana Business Description

Address Carrera 43A, No. 5A - 113, Ed. One Plaza, North Tower, El Poblado, Medellin, COL, 05001000
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
82GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP55,000.00
Price
COP64,078.99
GF Value