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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Grupo de Inversiones Suramericana's Debt-to-EBITDA or its related term are showing as below:
BOG:GRUPOSURA'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.74 Med: 2.37 Max: 4.53
Current: 2.42
During the past 13 years, the highest Debt-to-EBITDA Ratio of Grupo de Inversiones Suramericana was 4.53. The lowest was 0.74. And the median was 2.37.
BOG:GRUPOSURA's Debt-to-EBITDA is ranked worse than 73.44% of 320
companies
in the Insurance industry
Industry Median: 1.19
vs BOG:GRUPOSURA: 2.42
Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Grupo de Inversiones Suramericana Debt-to-EBITDA Related Terms
Grupo de Inversiones Suramericana Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo de Inversiones Suramericana Debt-to-EBITDA Chart
BOG:GRUPOSURA vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo de Inversiones Suramericana Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Grupo de Inversiones Suramericana's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Grupo de Inversiones Suramericana (BOG:GRUPOSURA) has a Debt-to-EBITDA of 2.23 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Grupo de Inversiones Suramericana. This is near median its historical median of 2.37. Over the past decade, Grupo de Inversiones Suramericana's Debt-to-EBITDA has ranged from 0.74 to 4.53. According to the industry distribution chart, Grupo de Inversiones Suramericana ranks #235 out of 320 companies in the Insurance industry, placing it in the top 73.4%.
Is Grupo de Inversiones Suramericana's Debt-to-EBITDA too high?
Grupo de Inversiones Suramericana's current Debt-to-EBITDA of 2.23 is near median its 10-year median of 2.37. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 4.53. The Insurance industry median Debt-to-EBITDA is 1.19. Grupo de Inversiones Suramericana's value of 2.23 is 87.4% above this industry median. Based on the distribution chart, Grupo de Inversiones Suramericana ranks #235 out of 320 companies in the Insurance industry, which is below the industry midpoint. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's Debt-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo de Inversiones Suramericana ranks #235 out of 320 companies for Debt-to-EBITDA. This places Grupo de Inversiones Suramericana in the lower half of its industry. The industry median Debt-to-EBITDA is 1.19. Grupo de Inversiones Suramericana's value of 2.23 is 87.4% above this benchmark. Historically, Grupo de Inversiones Suramericana's own Debt-to-EBITDA has ranged from 0.74 to 4.53 over the past decade. While the company's 10-year median is 2.37 vs. the industry median of 1.19, Grupo de Inversiones Suramericana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo de Inversiones Suramericana's current Debt-to-EBITDA of 2.23 is 87.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Grupo de Inversiones Suramericana. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo de Inversiones Suramericana's current Debt-to-EBITDA is 2.23, which is near median its own 10-year median of 2.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana (BOG:GRUPOSURA) is currently considered Modestly Undervalued. The stock's GF Value™ is COP65,320.95, compared to a current price of COP55,000.00 — trading 15.8% below its estimated fair value. The current Debt-to-EBITDA is 2.23, which is near median its 10-year median of 2.37 and 87.4% above the Insurance industry median of 1.19. Grupo de Inversiones Suramericana's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (BOG:GRUPOSURA), the current Debt-to-EBITDA is 2.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued.
The current stock price of COP55,000.00 is trading 15.8% below its estimated GF Value™ of COP65,320.95.
GuruFocus considers Grupo de Inversiones Suramericana to be Modestly Undervalued.
Key valuation signals for BOG:GRUPOSURA:
Debt-to-EBITDA: 2.23 (near median its 10-year median of 2.37)
GF Value™: COP65,320.95 vs. price of COP55,000.00 (15.8% below fair value)
Industry Position: 87.4% above the Insurance median (#235 of 320)
No single metric tells the full story. See the BOG:GRUPOSURA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo de Inversiones Suramericana Business Description
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
61GF Score
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