Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Return-on-Tangible-Equity: 17.78% (As of Mar. 2026) — 101% Above Median


BOG:GRUPOSURA Grupo de Inversiones Suramericana SA BOG:GRUPOSURA
82 GF Score
Price COP54,500.00
GF Value COP64,474.16
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Grupo de Inversiones Suramericana Return-on-Tangible-Equity?

Grupo de Inversiones Suramericana BOG:GRUPOSURA +1.45% 82 Return-on-Tangible-Equity is 17.78% as of Mar. 2026, which is 101% above its 10-year median of 8.85. GuruFocus rates BOG:GRUPOSURA with a GF Score™ of 82/100 and a GF Value™ of COP64,474.16 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 500 Insurance companies, Grupo de Inversiones Suramericana ranks worse than 52.6% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Grupo de Inversiones Suramericana's annualized net income for the quarter that ended in Mar. 2026 was COP2,034,296 Mil. Grupo de Inversiones Suramericana's average shareholder tangible equity for the quarter that ended in Mar. 2026 was COP11,444,231 Mil. Therefore, Grupo de Inversiones Suramericana's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 17.78%.

The historical rank and industry rank for Grupo de Inversiones Suramericana's Return-on-Tangible-Equity or its related term are showing as below:

BOG:GRUPOSURA' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.26   Med: 8.85   Max: 30.34
Current: 12.84

During the past 13 years, Grupo de Inversiones Suramericana's highest Return-on-Tangible-Equity was 30.34%. The lowest was 1.26%. And the median was 8.85%.

BOG:GRUPOSURA's Return-on-Tangible-Equity is ranked worse than
52.6% of 500 companies
in the Insurance industry
Industry Median: 13.515 vs BOG:GRUPOSURA: 12.84

Grupo de Inversiones Suramericana  (BOG:GRUPOSURA) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Grupo de Inversiones Suramericana Return-on-Tangible-Equity Related Terms


Grupo de Inversiones Suramericana Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Grupo de Inversiones Suramericana's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo de Inversiones Suramericana Return-on-Tangible-Equity Chart

Grupo de Inversiones Suramericana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.48 9.56 6.82 30.34 12.34

Grupo de Inversiones Suramericana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.53 15.52 32.38 -20.69 17.78

BOG:GRUPOSURA vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison

For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo de Inversiones Suramericana Return-on-Tangible-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Grupo de Inversiones Suramericana's Return-on-Tangible-Equity falls into.


BOG:GRUPOSURA
82GF Score
Grupo de Inversiones Suramericana SA BOG:GRUPOSURA
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo de Inversiones Suramericana Return-on-Tangible-Equity Calculation

Grupo de Inversiones Suramericana's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=1841118/( (18185746+11652931 )/ 2 )
=1841118/14919338.5
=12.34 %

Grupo de Inversiones Suramericana's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=2034296/( (11652931+11235530)/ 2 )
=2034296/11444230.5
=17.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 17.78% mean?
Grupo de Inversiones Suramericana (BOG:GRUPOSURA) has a Return-on-Tangible-Equity of 17.78% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Grupo de Inversiones Suramericana and its competitors. This is 101% above median its historical median of 8.85. Over the past decade, Grupo de Inversiones Suramericana's Return-on-Tangible-Equity has ranged from 1.26 to 30.34. According to the industry distribution chart, Grupo de Inversiones Suramericana ranks #263 out of 500 companies in the Insurance industry, placing it in the top 52.6%.
Is Grupo de Inversiones Suramericana's Return-on-Tangible-Equity too high?
Grupo de Inversiones Suramericana's current Return-on-Tangible-Equity of 17.78% is 101% above median its 10-year median of 8.85. Over the past 10 years, this metric has ranged from a low of 1.26 to a high of 30.34. The Insurance industry median Return-on-Tangible-Equity is 13.52. Grupo de Inversiones Suramericana's value of 17.78% is 31.6% above this industry median. Based on the distribution chart, Grupo de Inversiones Suramericana ranks #263 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo de Inversiones Suramericana ranks #263 out of 500 companies for Return-on-Tangible-Equity. This places Grupo de Inversiones Suramericana in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.52. Grupo de Inversiones Suramericana's value of 17.78% is 31.6% above this benchmark. Historically, Grupo de Inversiones Suramericana's own Return-on-Tangible-Equity has ranged from 1.26 to 30.34 over the past decade. While the company's 10-year median is 8.85 vs. the industry median of 13.52, Grupo de Inversiones Suramericana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.52, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo de Inversiones Suramericana's current Return-on-Tangible-Equity of 17.78% is 31.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Grupo de Inversiones Suramericana and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo de Inversiones Suramericana's current Return-on-Tangible-Equity is 17.78%, which is 101% above median its own 10-year median of 8.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana (BOG:GRUPOSURA) is currently considered Modestly Undervalued. The stock's GF Value™ is COP64,474.16, compared to a current price of COP54,500.00 — trading 15.5% below its estimated fair value. The current Return-on-Tangible-Equity is 17.78%, which is 101% above median its 10-year median of 8.85 and 31.6% above the Insurance industry median of 13.52. Grupo de Inversiones Suramericana's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (BOG:GRUPOSURA), the current Return-on-Tangible-Equity is 17.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued. The current stock price of COP54,500.00 is trading 15.5% below its estimated GF Value™ of COP64,474.16. GuruFocus considers Grupo de Inversiones Suramericana to be Modestly Undervalued.

Key valuation signals for BOG:GRUPOSURA:

  • Return-on-Tangible-Equity: 17.78% (101% above median its 10-year median of 8.85)
  • GF Value™: COP64,474.16 vs. price of COP54,500.00 (15.5% below fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 31.6% above the Insurance median (#263 of 500)

No single metric tells the full story. See the BOG:GRUPOSURA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo de Inversiones Suramericana Business Description

Address Carrera 43A, No. 5A - 113, Ed. One Plaza, North Tower, El Poblado, Medellin, COL, 05001000
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
82GF Score

Get the complete analysis for BOG:GRUPOSURA

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP54,500.00
Price
COP64,474.16
GF Value