Grupo de Inversiones Suramericana (BOG:GRUPOSURA) 3-Year RORE % : -33.29% (As of Mar. 2026)


BOG:GRUPOSURA Grupo de Inversiones Suramericana SA BOG:GRUPOSURA
82 GF Score
Price COP55,000.00
GF Value COP64,530.61
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Grupo de Inversiones Suramericana 3-Year RORE %?

Grupo de Inversiones Suramericana BOG:GRUPOSURA +0.92% 82 3-Year RORE % is -33.29 as of Mar. 2026. GuruFocus rates BOG:GRUPOSURA with a GF Score™ of 82/100 and a GF Value™ of COP64,530.61 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 474 Insurance companies, Grupo de Inversiones Suramericana ranks worse than 82.49% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Grupo de Inversiones Suramericana's 3-Year RORE % for the quarter that ended in Mar. 2026 was -33.29%.

The industry rank for Grupo de Inversiones Suramericana's 3-Year RORE % or its related term are showing as below:

BOG:GRUPOSURA's 3-Year RORE % is ranked worse than
82.49% of 474 companies
in the Insurance industry
Industry Median: 11.865 vs BOG:GRUPOSURA: -33.29

Grupo de Inversiones Suramericana  (BOG:GRUPOSURA) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Grupo de Inversiones Suramericana 3-Year RORE % Related Terms


Grupo de Inversiones Suramericana 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Grupo de Inversiones Suramericana's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo de Inversiones Suramericana 3-Year RORE % Chart

Grupo de Inversiones Suramericana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.67 72.03 5.96 58.27 14.43

Grupo de Inversiones Suramericana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.35 12.24 24.42 14.43 -33.29

BOG:GRUPOSURA vs BRK.A, AIG, HIG: 3-Year RORE % Comparison

For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo de Inversiones Suramericana 3-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Grupo de Inversiones Suramericana's 3-Year RORE % falls into.


BOG:GRUPOSURA
82GF Score
Grupo de Inversiones Suramericana SA BOG:GRUPOSURA
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo de Inversiones Suramericana 3-Year RORE % Calculation

Grupo de Inversiones Suramericana's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 5245.844-10578 )/( 19875.693-3860 )
=-5332.156/16015.693
=-33.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -33.29 mean?
Grupo de Inversiones Suramericana (BOG:GRUPOSURA) has a 3-Year RORE % of -33.29 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Grupo de Inversiones Suramericana and its competitors. According to the industry distribution chart, Grupo de Inversiones Suramericana ranks #391 out of 474 companies in the Insurance industry, placing it in the top 82.5%.
Is Grupo de Inversiones Suramericana's 3-Year RORE % too high?
Grupo de Inversiones Suramericana's current 3-Year RORE % is -33.29. Based on the distribution chart, Grupo de Inversiones Suramericana ranks #391 out of 474 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's 3-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo de Inversiones Suramericana ranks #391 out of 474 companies for 3-Year RORE %. This places Grupo de Inversiones Suramericana in the lower half of its industry. The industry median 3-Year RORE % is 11.87. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.87, based on 474 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Grupo de Inversiones Suramericana and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo de Inversiones Suramericana's current 3-Year RORE % is -33.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana (BOG:GRUPOSURA) is currently considered Modestly Undervalued. The stock's GF Value™ is COP64,530.61, compared to a current price of COP55,000.00 — trading 14.8% below its estimated fair value. The current 3-Year RORE % is -33.29. Grupo de Inversiones Suramericana's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (BOG:GRUPOSURA), the current 3-Year RORE % is -33.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo de Inversiones Suramericana (BOG:GRUPOSURA) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued. The current stock price of COP55,000.00 is trading 14.8% below its estimated GF Value™ of COP64,530.61. GuruFocus considers Grupo de Inversiones Suramericana to be Modestly Undervalued.

Key valuation signals for BOG:GRUPOSURA:

  • 3-Year RORE %: -33.29
  • GF Value™: COP64,530.61 vs. price of COP55,000.00 (14.8% below fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the BOG:GRUPOSURA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo de Inversiones Suramericana Business Description

Address Carrera 43A, No. 5A - 113, Ed. One Plaza, North Tower, El Poblado, Medellin, COL, 05001000
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
82GF Score

Get the complete analysis for BOG:GRUPOSURA

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP55,000.00
Price
COP64,530.61
GF Value