PT Putra Mandiri Jembar Tbk (ISX:PMJS) Cash-to-Debt: 18.13 (As of Jun. 2026) — 124% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:PMJS PT Putra Mandiri Jembar Tbk ISX:PMJS
84 GF Score
Price Rp125.00
GF Value Rp161.08
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is PT Putra Mandiri Jembar Tbk Cash-to-Debt?

PT Putra Mandiri Jembar Tbk ISX:PMJS -0.79% 84 Cash-to-Debt is 18.13 as of Jun. 2026, which is 124% above its 10-year median of 8.11. GuruFocus rates ISX:PMJS with a GF Score™ of 84/100 and a GF Value™ of Rp161.08 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,282 Vehicles & Parts companies, PT Putra Mandiri Jembar Tbk ranks better than 89.47% on this metric.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. PT Putra Mandiri Jembar Tbk's cash to debt ratio for the quarter that ended in Jun. 2026 was 18.13.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, PT Putra Mandiri Jembar Tbk could pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.

The historical rank and industry rank for PT Putra Mandiri Jembar Tbk's Cash-to-Debt or its related term are showing as below:

ISX:PMJS' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.55   Med: 8.11   Max: 35.15
Current: 18.13

During the past 10 years, PT Putra Mandiri Jembar Tbk's highest Cash to Debt Ratio was 35.15. The lowest was 0.55. And the median was 8.11.

ISX:PMJS's Cash-to-Debt is ranked better than
89.47% of 1282 companies
in the Vehicles & Parts industry
Industry Median: 0.6 vs ISX:PMJS: 18.13

PT Putra Mandiri Jembar Tbk  (ISX:PMJS) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


PT Putra Mandiri Jembar Tbk Cash-to-Debt Related Terms


PT Putra Mandiri Jembar Tbk Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for PT Putra Mandiri Jembar Tbk's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PT Putra Mandiri Jembar Tbk Cash-to-Debt Chart

PT Putra Mandiri Jembar Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.78 9.21 7.22 9.13 17.61

PT Putra Mandiri Jembar Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.29 3.55 17.61 3.04 18.13

ISX:PMJS vs CVNA, PAG, KMX: Cash-to-Debt Comparison

For the Auto & Truck Dealerships subindustry, PT Putra Mandiri Jembar Tbk's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Putra Mandiri Jembar Tbk Cash-to-Debt vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, PT Putra Mandiri Jembar Tbk's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where PT Putra Mandiri Jembar Tbk's Cash-to-Debt falls into.


ISX:PMJS
84GF Score
PT Putra Mandiri Jembar Tbk ISX:PMJS
Cash-to-Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Putra Mandiri Jembar Tbk Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

PT Putra Mandiri Jembar Tbk's Cash to Debt Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

PT Putra Mandiri Jembar Tbk's Cash to Debt Ratio for the quarter that ended in Jun. 2026 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of 18.13 mean?
PT Putra Mandiri Jembar Tbk (ISX:PMJS) has a Cash-to-Debt of 18.13 as of Jun. 2026. This is 124% above median its historical median of 8.11. Over the past decade, PT Putra Mandiri Jembar Tbk's Cash-to-Debt has ranged from 0.55 to 35.15. According to the industry distribution chart, PT Putra Mandiri Jembar Tbk ranks #135 out of 1282 companies in the Vehicles & Parts industry, placing it in the top 10.5%.
Is PT Putra Mandiri Jembar Tbk's Cash-to-Debt too high?
PT Putra Mandiri Jembar Tbk's current Cash-to-Debt of 18.13 is 124% above median its 10-year median of 8.11. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 35.15. The Vehicles & Parts industry median Cash-to-Debt is 0.60. PT Putra Mandiri Jembar Tbk's value of 18.13 is 2921.7% above this industry median. Based on the distribution chart, PT Putra Mandiri Jembar Tbk ranks #135 out of 1282 companies in the Vehicles & Parts industry, which is in the top quartile — a strong position relative to peers. Overall, PT Putra Mandiri Jembar Tbk has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Putra Mandiri Jembar Tbk's Cash-to-Debt compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, PT Putra Mandiri Jembar Tbk ranks #135 out of 1282 companies for Cash-to-Debt. This places PT Putra Mandiri Jembar Tbk in the top 11% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.60. PT Putra Mandiri Jembar Tbk's value of 18.13 is 2921.7% above this benchmark. Historically, PT Putra Mandiri Jembar Tbk's own Cash-to-Debt has ranged from 0.55 to 35.15 over the past decade. While the company's 10-year median is 8.11 vs. the industry median of 0.60, PT Putra Mandiri Jembar Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Vehicles & Parts company?
The median Cash-to-Debt among Vehicles & Parts companies is 0.60, based on 1,282 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Putra Mandiri Jembar Tbk's current Cash-to-Debt of 18.13 is 2921.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Vehicles & Parts industry, the median Cash-to-Debt is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Putra Mandiri Jembar Tbk's current Cash-to-Debt is 18.13, which is 124% above median its own 10-year median of 8.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Putra Mandiri Jembar Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Putra Mandiri Jembar Tbk (ISX:PMJS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp161.08, compared to a current price of Rp125.00 — trading 22.4% below its estimated fair value. The current Cash-to-Debt is 18.13, which is 124% above median its 10-year median of 8.11 and 2921.7% above the Vehicles & Parts industry median of 0.60. PT Putra Mandiri Jembar Tbk's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For PT Putra Mandiri Jembar Tbk (ISX:PMJS), the current Cash-to-Debt is 18.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Putra Mandiri Jembar Tbk (ISX:PMJS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Putra Mandiri Jembar Tbk stock appears to be undervalued. The current stock price of Rp125.00 is trading 22.4% below its estimated GF Value™ of Rp161.08. GuruFocus considers PT Putra Mandiri Jembar Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PMJS:

  • Cash-to-Debt: 18.13 (124% above median its 10-year median of 8.11)
  • GF Value™: Rp161.08 vs. price of Rp125.00 (22.4% below fair value)
  • GF Score™: 84/100 with 5 warning signs
  • Industry Position: 2921.7% above the Vehicles & Parts median (#135 of 1282)

No single metric tells the full story. See the ISX:PMJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Putra Mandiri Jembar Tbk Business Description

Address Jalan Jenderal Gatot Subroto Kav 51-52, Dipo Tower, 18th Floor, Slipi, Central Jakarta, Jakarta, IDN, 10260
PT Putra Mandiri Jembar Tbk is a holding company. Along with its subsidiaries, it operates authorized dealerships for motor vehicles and also offers related spare parts, repair, and maintenance services. It operates dealerships of various international motor vehicle manufacturers such as Mitsubishi, Mercedes-Benz, Nissan, and Datsun across different cities in Indonesia. Additionally, the Group operates automotive market platforms, provides vehicle rental, management consulting, and land and building rental services. Its operating segments are: Vehicle sales, Spare parts, Maintenance services, Vehicle lease, Body repair, and Other. The majority of the Group's revenue is generated from the Vehicle sales segment.
84GF Score

Get the complete analysis for ISX:PMJS

Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp125.00
Price
Rp161.08
GF Value