PT Putra Mandiri Jembar Tbk (ISX:PMJS) Debt-to-EBITDA : 1.69 (As of Mar. 2026) — 177% Above Median


ISX:PMJS PT Putra Mandiri Jembar Tbk ISX:PMJS
77 GF Score
Price Rp104.00
GF Value Rp139.96
Valuation Modestly Undervalued
! 5 Warning Signs
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What is PT Putra Mandiri Jembar Tbk Debt-to-EBITDA?

PT Putra Mandiri Jembar Tbk ISX:PMJS +1.96% 77 Debt-to-EBITDA is 1.69 as of Mar. 2026, which is 177% above its 10-year median of 0.61. GuruFocus rates ISX:PMJS with a GF Score™ of 77/100 and a GF Value™ of Rp139.96 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,097 Vehicles & Parts companies, PT Putra Mandiri Jembar Tbk ranks better than 62.53% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

PT Putra Mandiri Jembar Tbk's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was Rp435,923 Mil. PT Putra Mandiri Jembar Tbk's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was Rp61,517 Mil. PT Putra Mandiri Jembar Tbk's annualized EBITDA for the quarter that ended in Mar. 2026 was Rp293,938 Mil. PT Putra Mandiri Jembar Tbk's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.69.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for PT Putra Mandiri Jembar Tbk's Debt-to-EBITDA or its related term are showing as below:

ISX:PMJS' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.09   Med: 0.61   Max: 1.58
Current: 1.58

During the past 10 years, the highest Debt-to-EBITDA Ratio of PT Putra Mandiri Jembar Tbk was 1.58. The lowest was 0.09. And the median was 0.61.

ISX:PMJS's Debt-to-EBITDA is ranked better than
62.53% of 1097 companies
in the Vehicles & Parts industry
Industry Median: 2.25 vs ISX:PMJS: 1.58

PT Putra Mandiri Jembar Tbk  (ISX:PMJS) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


PT Putra Mandiri Jembar Tbk Debt-to-EBITDA Related Terms


PT Putra Mandiri Jembar Tbk Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for PT Putra Mandiri Jembar Tbk's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Putra Mandiri Jembar Tbk Debt-to-EBITDA Chart

PT Putra Mandiri Jembar Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.09 0.10 0.19 0.28 0.41

PT Putra Mandiri Jembar Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 0.18 0.35 0.29 1.69

ISX:PMJS vs CVNA, PAG, ALTB: Debt-to-EBITDA Comparison

For the Auto & Truck Dealerships subindustry, PT Putra Mandiri Jembar Tbk's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Putra Mandiri Jembar Tbk Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, PT Putra Mandiri Jembar Tbk's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where PT Putra Mandiri Jembar Tbk's Debt-to-EBITDA falls into.


ISX:PMJS
77GF Score
PT Putra Mandiri Jembar Tbk ISX:PMJS
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Putra Mandiri Jembar Tbk Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

PT Putra Mandiri Jembar Tbk's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(41612.344 + 75645.666) / 288618.821
=0.41

PT Putra Mandiri Jembar Tbk's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(435922.987 + 61517.071) / 293937.76
=1.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.69 mean?
PT Putra Mandiri Jembar Tbk (ISX:PMJS) has a Debt-to-EBITDA of 1.69 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PT Putra Mandiri Jembar Tbk. This is 177% above median its historical median of 0.61. Over the past decade, PT Putra Mandiri Jembar Tbk's Debt-to-EBITDA has ranged from 0.09 to 1.58. According to the industry distribution chart, PT Putra Mandiri Jembar Tbk ranks #411 out of 1097 companies in the Vehicles & Parts industry, placing it in the top 37.5%.
Is PT Putra Mandiri Jembar Tbk's Debt-to-EBITDA too high?
PT Putra Mandiri Jembar Tbk's current Debt-to-EBITDA of 1.69 is 177% above median its 10-year median of 0.61. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 1.58. The Vehicles & Parts industry median Debt-to-EBITDA is 2.25. PT Putra Mandiri Jembar Tbk's value of 1.69 is 24.9% below this industry median. Based on the distribution chart, PT Putra Mandiri Jembar Tbk ranks #411 out of 1097 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, PT Putra Mandiri Jembar Tbk has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Putra Mandiri Jembar Tbk's Debt-to-EBITDA compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, PT Putra Mandiri Jembar Tbk ranks #411 out of 1097 companies for Debt-to-EBITDA. This puts PT Putra Mandiri Jembar Tbk in the upper half of its industry. The industry median Debt-to-EBITDA is 2.25. PT Putra Mandiri Jembar Tbk's value of 1.69 is 24.9% below this benchmark. Historically, PT Putra Mandiri Jembar Tbk's own Debt-to-EBITDA has ranged from 0.09 to 1.58 over the past decade. While the company's 10-year median is 0.61 vs. the industry median of 2.25, PT Putra Mandiri Jembar Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.25, based on 1,097 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Putra Mandiri Jembar Tbk's current Debt-to-EBITDA of 1.69 is 24.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PT Putra Mandiri Jembar Tbk. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Putra Mandiri Jembar Tbk's current Debt-to-EBITDA is 1.69, which is 177% above median its own 10-year median of 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Putra Mandiri Jembar Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Putra Mandiri Jembar Tbk (ISX:PMJS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp139.96, compared to a current price of Rp104.00 — trading 25.7% below its estimated fair value. The current Debt-to-EBITDA is 1.69, which is 177% above median its 10-year median of 0.61 and 24.9% below the Vehicles & Parts industry median of 2.25. PT Putra Mandiri Jembar Tbk's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For PT Putra Mandiri Jembar Tbk (ISX:PMJS), the current Debt-to-EBITDA is 1.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Putra Mandiri Jembar Tbk (ISX:PMJS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Putra Mandiri Jembar Tbk stock appears to be undervalued. The current stock price of Rp104.00 is trading 25.7% below its estimated GF Value™ of Rp139.96. GuruFocus considers PT Putra Mandiri Jembar Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PMJS:

  • Debt-to-EBITDA: 1.69 (177% above median its 10-year median of 0.61)
  • GF Value™: Rp139.96 vs. price of Rp104.00 (25.7% below fair value)
  • GF Score™: 77/100 with 5 warning signs
  • Industry Position: 24.9% below the Vehicles & Parts median (#411 of 1097)

No single metric tells the full story. See the ISX:PMJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Putra Mandiri Jembar Tbk Business Description

Address Jalan Jenderal Gatot Subroto Kav 51-52, Dipo Tower, 18th Floor, Slipi, Central Jakarta, Jakarta, IDN, 10260
PT Putra Mandiri Jembar Tbk is a holding company. Along with its subsidiaries, it operates authorized dealerships for motor vehicles and also offers related spare parts, repair, and maintenance services. It operates dealerships of various international motor vehicle manufacturers such as Mitsubishi, Mercedes-Benz, Nissan, and Datsun across different cities in Indonesia. Additionally, the Group operates automotive market platforms, provides vehicle rental, management consulting, and land and building rental services. Its operating segments are: Vehicle sales, Spare parts, Maintenance services, Vehicle lease, Body repair, and Other. The majority of the Group's revenue is generated from the Vehicle sales segment.
77GF Score

Get the complete analysis for ISX:PMJS

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp104.00
Price
Rp139.96
GF Value