PT Putra Mandiri Jembar Tbk (ISX:PMJS) Financial Strength: 7 (As of Mar. 2026) — 22% Below Median

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ISX:PMJS PT Putra Mandiri Jembar Tbk ISX:PMJS
74 GF Score
Price Rp107.00
GF Value Rp139.70
Valuation Modestly Undervalued
! 5 Warning Signs
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What is PT Putra Mandiri Jembar Tbk Financial Strength?

PT Putra Mandiri Jembar Tbk ISX:PMJS +0.94% 74 Financial Strength is 7 as of Mar. 2026, which is 22% below its 10-year median of 9.00. GuruFocus rates ISX:PMJS with a GF Score™ of 74/100 and a GF Value™ of Rp139.70 (Modestly Undervalued). The stock has 5 warning signs investors should review.

PT Putra Mandiri Jembar Tbk has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

PT Putra Mandiri Jembar Tbk's Interest Coverage for the quarter that ended in Mar. 2026 was 18.37. PT Putra Mandiri Jembar Tbk's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.05. As of today, PT Putra Mandiri Jembar Tbk's Altman Z-Score is 1.99.


PT Putra Mandiri Jembar Tbk  (ISX:PMJS) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

PT Putra Mandiri Jembar Tbk has the Financial Strength Rank of 7.


PT Putra Mandiri Jembar Tbk Financial Strength Related Terms


ISX:PMJS vs CVNA, PAG, KMX: Financial Strength Comparison

For the Auto & Truck Dealerships subindustry, PT Putra Mandiri Jembar Tbk's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Putra Mandiri Jembar Tbk Financial Strength vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, PT Putra Mandiri Jembar Tbk's Financial Strength distribution charts can be found below:

* The bar in red indicates where PT Putra Mandiri Jembar Tbk's Financial Strength falls into.


ISX:PMJS
74GF Score
PT Putra Mandiri Jembar Tbk ISX:PMJS
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Putra Mandiri Jembar Tbk Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

PT Putra Mandiri Jembar Tbk's Interest Expense for the months ended in Mar. 2026 was Rp-2,315 Mil. Its Operating Income for the months ended in Mar. 2026 was Rp42,524 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was Rp61,517 Mil.

PT Putra Mandiri Jembar Tbk's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*42523.835/-2315.185
=18.37

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

PT Putra Mandiri Jembar Tbk's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(435922.987 + 61517.071) / 9692853.908
=0.05

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

PT Putra Mandiri Jembar Tbk has a Z-score of 1.99, indicating it is in Grey Zones. This implies that PT Putra Mandiri Jembar Tbk is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.

Warning Sign:

Altman Z-score of 1.99 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
PT Putra Mandiri Jembar Tbk (ISX:PMJS) has a Financial Strength of 7 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on PT Putra Mandiri Jembar Tbk and its competitors. This is 22% below median its historical median of 9.00. Over the past decade, PT Putra Mandiri Jembar Tbk's Financial Strength has ranged from 5.00 to 10.00.
Is PT Putra Mandiri Jembar Tbk's Financial Strength too high?
PT Putra Mandiri Jembar Tbk's current Financial Strength of 7 is 22% below median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 10.00. Overall, PT Putra Mandiri Jembar Tbk has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Putra Mandiri Jembar Tbk's Financial Strength compare to CVNA and PAG?
PT Putra Mandiri Jembar Tbk's Financial Strength of 7 can be compared against companies in the Vehicles & Parts industry. Historically, PT Putra Mandiri Jembar Tbk's own Financial Strength has ranged from 5.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Vehicles & Parts company?
A good Financial Strength depends on the Vehicles & Parts industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on PT Putra Mandiri Jembar Tbk and its competitors. PT Putra Mandiri Jembar Tbk's current Financial Strength is 7, which is 22% below median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Putra Mandiri Jembar Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Putra Mandiri Jembar Tbk (ISX:PMJS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp139.70, compared to a current price of Rp107.00 — trading 23.4% below its estimated fair value. The current Financial Strength is 7, which is 22% below median its 10-year median of 9.00. PT Putra Mandiri Jembar Tbk's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For PT Putra Mandiri Jembar Tbk (ISX:PMJS), the current Financial Strength is 7 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Putra Mandiri Jembar Tbk (ISX:PMJS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Putra Mandiri Jembar Tbk stock appears to be undervalued. The current stock price of Rp107.00 is trading 23.4% below its estimated GF Value™ of Rp139.70. GuruFocus considers PT Putra Mandiri Jembar Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PMJS:

  • Financial Strength: 7 (22% below median its 10-year median of 9.00)
  • GF Value™: Rp139.70 vs. price of Rp107.00 (23.4% below fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the ISX:PMJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Putra Mandiri Jembar Tbk Business Description

Address Jalan Jenderal Gatot Subroto Kav 51-52, Dipo Tower, 18th Floor, Slipi, Central Jakarta, Jakarta, IDN, 10260
PT Putra Mandiri Jembar Tbk is a holding company. Along with its subsidiaries, it operates authorized dealerships for motor vehicles and also offers related spare parts, repair, and maintenance services. It operates dealerships of various international motor vehicle manufacturers such as Mitsubishi, Mercedes-Benz, Nissan, and Datsun across different cities in Indonesia. Additionally, the Group operates automotive market platforms, provides vehicle rental, management consulting, and land and building rental services. Its operating segments are: Vehicle sales, Spare parts, Maintenance services, Vehicle lease, Body repair, and Other. The majority of the Group's revenue is generated from the Vehicle sales segment.
74GF Score

Get the complete analysis for ISX:PMJS

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp107.00
Price
Rp139.70
GF Value