PT Putra Mandiri Jembar TbkISX:PMJS -0.92%78 Interest Coverage is 18.37 as of Mar. 2026, which is 80% above its 10-year median of 10.19. GuruFocus rates ISX:PMJS with a GF Score™ of 78/100 and a GF Value™ of Rp140.18 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,066 Vehicles & Parts companies, PT Putra Mandiri Jembar Tbk ranks better than 71.11% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. PT Putra Mandiri Jembar Tbk's
Operating Income
for the
three
months ended in Mar. 2026 was Rp42,524 Mil. PT Putra Mandiri Jembar Tbk's Interest Expense for the
three
months ended in Mar. 2026 was Rp-2,315 Mil.
PT Putra Mandiri Jembar Tbk's interest coverage for the quarter that ended in Mar. 2026 was 18.37.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for PT Putra Mandiri Jembar Tbk's Interest Coverage or its related term are showing as below:
ISX:PMJS'
s Interest Coverage Range Over the Past 10 Years
Min: 3.64 Med: 10.19 Max: 93.21
Current: 23.87
ISX:PMJS's Interest Coverage is ranked better than 71.11% of 1066
companies
in the Vehicles & Parts industry
Industry Median: 8.295
vs ISX:PMJS: 23.87
PT Putra Mandiri Jembar Tbk (ISX:PMJS) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PT Putra Mandiri Jembar Tbk Interest Coverage Related Terms
PT Putra Mandiri Jembar Tbk Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PT Putra Mandiri Jembar Tbk Interest Coverage Chart
ISX:PMJS vs CVNA, PAG, ALTB: Interest Coverage Comparison
For the Auto & Truck Dealerships subindustry, PT Putra Mandiri Jembar Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Putra Mandiri Jembar Tbk Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, PT Putra Mandiri Jembar Tbk's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PT Putra Mandiri Jembar Tbk's Interest Coverage falls into.
PT Putra Mandiri Jembar Tbk Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Putra Mandiri Jembar Tbk (ISX:PMJS) has a Interest Coverage of 18.37 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Putra Mandiri Jembar Tbk and its competitors. This is 80% above median its historical median of 10.19. Over the past decade, PT Putra Mandiri Jembar Tbk's Interest Coverage has ranged from 3.64 to 93.21. According to the industry distribution chart, PT Putra Mandiri Jembar Tbk ranks #308 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 28.9%.
Is PT Putra Mandiri Jembar Tbk's Interest Coverage too high?
PT Putra Mandiri Jembar Tbk's current Interest Coverage of 18.37 is 80% above median its 10-year median of 10.19. Over the past 10 years, this metric has ranged from a low of 3.64 to a high of 93.21. The Vehicles & Parts industry median Interest Coverage is 8.30. PT Putra Mandiri Jembar Tbk's value of 18.37 is 121.5% above this industry median. Based on the distribution chart, PT Putra Mandiri Jembar Tbk ranks #308 out of 1066 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, PT Putra Mandiri Jembar Tbk has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Putra Mandiri Jembar Tbk's Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, PT Putra Mandiri Jembar Tbk ranks #308 out of 1066 companies for Interest Coverage. This puts PT Putra Mandiri Jembar Tbk in the upper half of its industry. The industry median Interest Coverage is 8.30. PT Putra Mandiri Jembar Tbk's value of 18.37 is 121.5% above this benchmark. Historically, PT Putra Mandiri Jembar Tbk's own Interest Coverage has ranged from 3.64 to 93.21 over the past decade. While the company's 10-year median is 10.19 vs. the industry median of 8.30, PT Putra Mandiri Jembar Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Putra Mandiri Jembar Tbk's current Interest Coverage of 18.37 is 121.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Putra Mandiri Jembar Tbk and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Putra Mandiri Jembar Tbk's current Interest Coverage is 18.37, which is 80% above median its own 10-year median of 10.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Putra Mandiri Jembar Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Putra Mandiri Jembar Tbk (ISX:PMJS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp140.18, compared to a current price of Rp108.00 — trading 23% below its estimated fair value. The current Interest Coverage is 18.37, which is 80% above median its 10-year median of 10.19 and 121.5% above the Vehicles & Parts industry median of 8.30. PT Putra Mandiri Jembar Tbk's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Putra Mandiri Jembar Tbk (ISX:PMJS), the current Interest Coverage is 18.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Putra Mandiri Jembar Tbk (ISX:PMJS) Overvalued in 2026?
Based on GuruFocus' analysis, PT Putra Mandiri Jembar Tbk stock appears to be undervalued.
The current stock price of Rp108.00 is trading 23% below its estimated GF Value™ of Rp140.18.
GuruFocus considers PT Putra Mandiri Jembar Tbk to be Modestly Undervalued.
Key valuation signals for ISX:PMJS:
Interest Coverage: 18.37 (80% above median its 10-year median of 10.19)
GF Value™: Rp140.18 vs. price of Rp108.00 (23% below fair value)
Industry Position: 121.5% above the Vehicles & Parts median (#308 of 1066)
No single metric tells the full story. See the ISX:PMJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Putra Mandiri Jembar Tbk is a holding company. Along with its subsidiaries, it operates authorized dealerships for motor vehicles and also offers related spare parts, repair, and maintenance services. It operates dealerships of various international motor vehicle manufacturers such as Mitsubishi, Mercedes-Benz, Nissan, and Datsun across different cities in Indonesia. Additionally, the Group operates automotive market platforms, provides vehicle rental, management consulting, and land and building rental services. Its operating segments are: Vehicle sales, Spare parts, Maintenance services, Vehicle lease, Body repair, and Other. The majority of the Group's revenue is generated from the Vehicle sales segment.
78GF Score
Get the complete analysis for ISX:PMJS
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:PMJS has been successfully added to your 
