Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. PT Putra Mandiri Jembar Tbk's Total Liabilities for the quarter that ended in Mar. 2026 was Rp4,801,398 Mil. PT Putra Mandiri Jembar Tbk's Total Assets for the quarter that ended in Mar. 2026 was Rp8,086,390 Mil.
Therefore, PT Putra Mandiri Jembar Tbk's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.59.
PT Putra Mandiri Jembar Tbk (ISX:PMJS) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
PT Putra Mandiri Jembar Tbk Liabilities-to-Assets Related Terms
PT Putra Mandiri Jembar Tbk Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Putra Mandiri Jembar Tbk Liabilities-to-Assets Chart
ISX:PMJS vs CVNA, PAG, ALTB: Liabilities-to-Assets Comparison
For the Auto & Truck Dealerships subindustry, PT Putra Mandiri Jembar Tbk's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Putra Mandiri Jembar Tbk Liabilities-to-Assets vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, PT Putra Mandiri Jembar Tbk's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where PT Putra Mandiri Jembar Tbk's Liabilities-to-Assets falls into.
PT Putra Mandiri Jembar Tbk Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
PT Putra Mandiri Jembar Tbk's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Putra Mandiri Jembar Tbk (ISX:PMJS) has a Liabilities-to-Assets of 0.59 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on PT Putra Mandiri Jembar Tbk and its competitors.
Is PT Putra Mandiri Jembar Tbk's Liabilities-to-Assets too high?
PT Putra Mandiri Jembar Tbk's current Liabilities-to-Assets is 0.59. Overall, PT Putra Mandiri Jembar Tbk has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Putra Mandiri Jembar Tbk's Liabilities-to-Assets compare to CVNA and PAG?
PT Putra Mandiri Jembar Tbk's Liabilities-to-Assets of 0.59 can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Vehicles & Parts company?
A good Liabilities-to-Assets depends on the Vehicles & Parts industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on PT Putra Mandiri Jembar Tbk and its competitors. PT Putra Mandiri Jembar Tbk's current Liabilities-to-Assets is 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Putra Mandiri Jembar Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Putra Mandiri Jembar Tbk (ISX:PMJS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp139.83, compared to a current price of Rp110.00 — trading 21.3% below its estimated fair value. The current Liabilities-to-Assets is 0.59. PT Putra Mandiri Jembar Tbk's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For PT Putra Mandiri Jembar Tbk (ISX:PMJS), the current Liabilities-to-Assets is 0.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Putra Mandiri Jembar Tbk (ISX:PMJS) Overvalued in 2026?
Based on GuruFocus' analysis, PT Putra Mandiri Jembar Tbk stock appears to be undervalued.
The current stock price of Rp110.00 is trading 21.3% below its estimated GF Value™ of Rp139.83.
GuruFocus considers PT Putra Mandiri Jembar Tbk to be Modestly Undervalued.
Key valuation signals for ISX:PMJS:
Liabilities-to-Assets: 0.59
GF Value™: Rp139.83 vs. price of Rp110.00 (21.3% below fair value)
No single metric tells the full story. See the ISX:PMJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Putra Mandiri Jembar Tbk is a holding company. Along with its subsidiaries, it operates authorized dealerships for motor vehicles and also offers related spare parts, repair, and maintenance services. It operates dealerships of various international motor vehicle manufacturers such as Mitsubishi, Mercedes-Benz, Nissan, and Datsun across different cities in Indonesia. Additionally, the Group operates automotive market platforms, provides vehicle rental, management consulting, and land and building rental services. Its operating segments are: Vehicle sales, Spare parts, Maintenance services, Vehicle lease, Body repair, and Other. The majority of the Group's revenue is generated from the Vehicle sales segment.
77GF Score
Get the complete analysis for ISX:PMJS
Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:PMJS has been successfully added to your 
