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Fruitas HoldingsPHS:FRUIT 74 Cash-to-Debt is 0.71 as of Jun. 2026, which is 43% below its 10-year median of 1.25. GuruFocus rates PHS:FRUIT with a GF Score™ of 74/100 and a GF Value™ of ₱0.77 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,946 Consumer Packaged Goods companies, Fruitas Holdings ranks better than 55.96% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Fruitas Holdings's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.71.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Fruitas Holdingscouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Fruitas Holdings's Cash-to-Debt or its related term are showing as below:
PHS:FRUIT'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.39 Med: 1.25 Max: 234.75
Current: 0.71
During the past 8 years, Fruitas Holdings's highest Cash to Debt Ratio was 234.75. The lowest was 0.39. And the median was 1.25.
PHS:FRUIT's Cash-to-Debt is ranked better than 55.96% of 1946
companies
in the Consumer Packaged Goods industry
Industry Median: 0.505
vs PHS:FRUIT: 0.71
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Fruitas Holdings Cash-to-Debt Related Terms
Fruitas Holdings Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Fruitas Holdings's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:FRUIT vs KHC, GIS, MKC: Cash-to-Debt Comparison
For the Packaged Foods subindustry, Fruitas Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fruitas Holdings Cash-to-Debt vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Fruitas Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Fruitas Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fruitas Holdings (PHS:FRUIT) has a Cash-to-Debt of 0.71 as of Jun. 2026. This is 43% below median its historical median of 1.25. Over the past decade, Fruitas Holdings' Cash-to-Debt has ranged from 0.39 to 234.75. According to the industry distribution chart, Fruitas Holdings ranks #857 out of 1946 companies in the Consumer Packaged Goods industry, placing it in the top 44%.
Is Fruitas Holdings' Cash-to-Debt too high?
Fruitas Holdings' current Cash-to-Debt of 0.71 is 43% below median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 234.75. The Consumer Packaged Goods industry median Cash-to-Debt is 0.51. Fruitas Holdings' value of 0.71 is 40.6% above this industry median. Based on the distribution chart, Fruitas Holdings ranks #857 out of 1946 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Fruitas Holdings has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fruitas Holdings' Cash-to-Debt compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Fruitas Holdings ranks #857 out of 1946 companies for Cash-to-Debt. This puts Fruitas Holdings in the upper half of its industry. The industry median Cash-to-Debt is 0.51. Fruitas Holdings' value of 0.71 is 40.6% above this benchmark. Historically, Fruitas Holdings' own Cash-to-Debt has ranged from 0.39 to 234.75 over the past decade. While the company's 10-year median is 1.25 vs. the industry median of 0.51, Fruitas Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Consumer Packaged Goods company?
The median Cash-to-Debt among Consumer Packaged Goods companies is 0.51, based on 1,946 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fruitas Holdings's current Cash-to-Debt of 0.71 is 40.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Consumer Packaged Goods industry, the median Cash-to-Debt is 0.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fruitas Holdings's current Cash-to-Debt is 0.71, which is 43% below median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fruitas Holdings stock overvalued right now?
Based on GuruFocus' analysis, Fruitas Holdings (PHS:FRUIT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱0.77, compared to a current price of ₱0.65 — trading 15.6% below its estimated fair value. The current Cash-to-Debt is 0.71, which is 43% below median its 10-year median of 1.25 and 40.6% above the Consumer Packaged Goods industry median of 0.51. Fruitas Holdings' overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Fruitas Holdings (PHS:FRUIT), the current Cash-to-Debt is 0.71 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fruitas Holdings (PHS:FRUIT) Overvalued in 2026?
Based on GuruFocus' analysis, Fruitas Holdings stock appears to be undervalued.
The current stock price of ₱0.65 is trading 15.6% below its estimated GF Value™ of ₱0.77.
GuruFocus considers Fruitas Holdings to be Modestly Undervalued.
Key valuation signals for PHS:FRUIT:
Cash-to-Debt: 0.71 (43% below median its 10-year median of 1.25)
GF Value™: ₱0.77 vs. price of ₱0.65 (15.6% below fair value)
Industry Position: 40.6% above the Consumer Packaged Goods median (#857 of 1946)
No single metric tells the full story. See the PHS:FRUIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fruitas Holdings Inc is a holding company of food and beverage community store and kiosk operators with active brands across its portfolio. The company serves Philippine consumers daily with fresh fruit shakes and juices, lemonade, coolers, milk tea, desserts, meat-filled pastries, soya-based products, baked goods, and Lechon, among other products.
74GF Score
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