Smart Employee Benefits (Smart Employee Benefits) Cash-to-Debt : 0.00 (As of Aug. 2022)

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What is Smart Employee Benefits Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Smart Employee Benefits's cash to debt ratio for the quarter that ended in Aug. 2022 was 0.00.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Smart Employee Benefits couldn't pay off its debt using the cash in hand for the quarter that ended in Aug. 2022.

The historical rank and industry rank for Smart Employee Benefits's Cash-to-Debt or its related term are showing as below:

SEBFF's Cash-to-Debt is not ranked ^*
in the Software industry.
Industry Median: 2.57
* Ranked among companies with meaningful Cash-to-Debt only.

Smart Employee Benefits Cash-to-Debt Historical Data

The historical data trend for Smart Employee Benefits's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Smart Employee Benefits Cash-to-Debt Chart

Smart Employee Benefits Annual Data

Trend

Nov12

Nov13

Nov14

Nov15

Nov16

Nov17

Nov18

Nov19

Nov20

Nov21

Cash-to-Debt

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0.10

0.03

0.04

0.02

Smart Employee Benefits Quarterly Data
	Nov17	Feb18	May18	Aug18	Nov18	Feb19	May19	Aug19	Nov19	Feb20	May20	Aug20	Nov20	Feb21	May21	Aug21	Nov21	Feb22	May22	Aug22
Cash-to-Debt	Get a 7-Day Free Trial															0.01	0.02	-	0.01	-

Competitive Comparison of Smart Employee Benefits's Cash-to-Debt

For the Information Technology Services subindustry, Smart Employee Benefits's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Smart Employee Benefits's Cash-to-Debt Distribution in the Software Industry

For the Software industry and Technology sector, Smart Employee Benefits's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Smart Employee Benefits's Cash-to-Debt falls into.

Smart Employee Benefits Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Smart Employee Benefits's Cash to Debt Ratio for the fiscal year that ended in Nov. 2021 is calculated as:

Cash to Debt Ratio	=	Cash, Cash Equivalents, Marketable Securities	/	Total Debt
	=	Cash, Cash Equivalents, Marketable Securities	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	0.41	/	(5.819	+	15.494)
	=	0.02

Smart Employee Benefits's Cash to Debt Ratio for the quarter that ended in Aug. 2022 is calculated as:

Cash to Debt Ratio	=	Cash, Cash Equivalents, Marketable Securities	/	Total Debt
	=	Cash, Cash Equivalents, Marketable Securities	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	0.138	/	(12.748	+	19.189)
	=	0.00

Smart Employee Benefits (OTCPK:SEBFF) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Smart Employee Benefits Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Smart Employee Benefits's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Smart Employee Benefits (Smart Employee Benefits) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Technology » Software » Smart Employee Benefits Inc (OTCPK:SEBFF) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

5500 Explorer Drive, 4th Floor, Mississauga, ON, CAN, L4W 5C7

Website

https://www.seb-inc.com

Smart Employee Benefits Inc is a Canadian technology company providing software-enabled services in the areas of healthcare transaction processing, software solutions, and professional services for corporate and government clients. The company's business segments are Benefits and Technology. Its Benefits segment provides software, solutions, services, and products focused on managing group benefit and wellness solutions and healthcare claims processing environments for corporate and government clients. The Technology segment provides solutions in the areas of supply change management, integration, and energy, as well as training and resource provisioning. It earns most of its revenue from the Technology segment.