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Smart Employee Benefits (Smart Employee Benefits) Debt-to-EBITDA : -40.32 (As of Aug. 2022)


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What is Smart Employee Benefits Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Smart Employee Benefits's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Aug. 2022 was $12.75 Mil. Smart Employee Benefits's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Aug. 2022 was $19.19 Mil. Smart Employee Benefits's annualized EBITDA for the quarter that ended in Aug. 2022 was $-0.79 Mil. Smart Employee Benefits's annualized Debt-to-EBITDA for the quarter that ended in Aug. 2022 was -40.32.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Smart Employee Benefits's Debt-to-EBITDA or its related term are showing as below:

SEBFF's Debt-to-EBITDA is not ranked *
in the Software industry.
Industry Median: 1.05
* Ranked among companies with meaningful Debt-to-EBITDA only.

Smart Employee Benefits Debt-to-EBITDA Historical Data

The historical data trend for Smart Employee Benefits's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Smart Employee Benefits Debt-to-EBITDA Chart

Smart Employee Benefits Annual Data
Trend Nov12 Nov13 Nov14 Nov15 Nov16 Nov17 Nov18 Nov19 Nov20 Nov21
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -21.94 -3.85 30.68 19.22 33.99

Smart Employee Benefits Quarterly Data
Nov17 Feb18 May18 Aug18 Nov18 Feb19 May19 Aug19 Nov19 Feb20 May20 Aug20 Nov20 Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.26 -11.95 -22.40 -19.99 -40.32

Competitive Comparison of Smart Employee Benefits's Debt-to-EBITDA

For the Information Technology Services subindustry, Smart Employee Benefits's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Smart Employee Benefits's Debt-to-EBITDA Distribution in the Software Industry

For the Software industry and Technology sector, Smart Employee Benefits's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Smart Employee Benefits's Debt-to-EBITDA falls into.



Smart Employee Benefits Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Smart Employee Benefits's Debt-to-EBITDA for the fiscal year that ended in Nov. 2021 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(5.819 + 15.494) / 0.627
=33.99

Smart Employee Benefits's annualized Debt-to-EBITDA for the quarter that ended in Aug. 2022 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(12.748 + 19.189) / -0.792
=-40.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Aug. 2022) EBITDA data.


Smart Employee Benefits  (OTCPK:SEBFF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Smart Employee Benefits Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Smart Employee Benefits's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


Smart Employee Benefits (Smart Employee Benefits) Business Description

Traded in Other Exchanges
N/A
Address
5500 Explorer Drive, 4th Floor, Mississauga, ON, CAN, L4W 5C7
Smart Employee Benefits Inc is a Canadian technology company providing software-enabled services in the areas of healthcare transaction processing, software solutions, and professional services for corporate and government clients. The company's business segments are Benefits and Technology. Its Benefits segment provides software, solutions, services, and products focused on managing group benefit and wellness solutions and healthcare claims processing environments for corporate and government clients. The Technology segment provides solutions in the areas of supply change management, integration, and energy, as well as training and resource provisioning. It earns most of its revenue from the Technology segment.

Smart Employee Benefits (Smart Employee Benefits) Headlines