Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bank Alfalah's change in receivables for the quarter that ended in Jun. 2026 was ₨0 Mil. It means Bank Alfalah's Accounts Receivable
stayed the same
from Mar. 2026 to Jun. 2026 .
Bank Alfalah's change in receivables for the fiscal year that ended in Dec. 2025 was ₨0 Mil. It means Bank Alfalah's Accounts Receivable
stayed the same
from Dec. 2024 to Dec. 2025 .
Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
Bank Alfalah's Days Sales Outstanding for the
three
months ended in Jun. 2026 was 0.00.
In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Bank Alfalah's liquidation value for the
three
months ended in Jun. 2026 was ₨-3,596,825 Mil.
Bank Alfalah (KAR:BAFL) Change In Receivables Explanation
1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
Bank Alfalah's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Alfalah Change In Receivables Related Terms
Bank Alfalah Change In Receivables Historical Data
* Premium members only.
The historical data trend for Bank Alfalah's Change In Receivables can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.
Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Alfalah (KAR:BAFL) has a Change In Receivables of ₨0 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Bank Alfalah and its competitors.
Is Bank Alfalah's Change In Receivables too high?
Bank Alfalah's current Change In Receivables is ₨0 Mil. Overall, Bank Alfalah has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Alfalah's Change In Receivables compare to competitors?
Bank Alfalah's Change In Receivables of ₨0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Bank Alfalah and its competitors. Bank Alfalah's current Change In Receivables is ₨0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Alfalah stock overvalued right now?
Based on GuruFocus' analysis, Bank Alfalah (KAR:BAFL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨44.64, compared to a current price of ₨57.51 — trading 28.8% above its estimated fair value. The current Change In Receivables is ₨0 Mil. Bank Alfalah's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Bank Alfalah (KAR:BAFL), the current Change In Receivables is ₨0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Alfalah (KAR:BAFL) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Alfalah stock appears to be overvalued.
The current stock price of ₨57.51 is trading 28.8% above its estimated GF Value™ of ₨44.64.
GuruFocus considers Bank Alfalah to be Modestly Overvalued.
Key valuation signals for KAR:BAFL:
Change In Receivables: ₨0 Mil
GF Value™: ₨44.64 vs. price of ₨57.51 (28.8% above fair value)
No single metric tells the full story. See the KAR:BAFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Alfalah Ltd is a banking company that provides financial services to retail, corporate and public sector customers. The Bank offers products and services including loans, deposits, project and trade financing, investment banking, wealth management, credit cards, auto loans, housing finance and personal loans, money market, capital market and foreign exchange operations. It also provides digital banking services through mobile app, internet banking, ATMs and contact center. The Bank operates through the segments Retail Banking, Corporate Banking, Islamic (Domestic Operations), Treasury, Digital Banking, Overseas and Others, and operates in three geographical regions namely Pakistan, Asia Pacific (including South Asia) and the Middle East.
62GF Score
Get the complete analysis for KAR:BAFL
Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KAR:BAFL has been successfully added to your 
