Bank Alfalah (KAR:BAFL) Interest Expense: ₨-198,572 Mil (TTM As of Mar. 2026)


KAR:BAFL Bank Alfalah Ltd KAR:BAFL
67 GF Score
Price ₨59.26
GF Value ₨43.24
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bank Alfalah Interest Expense?

Bank Alfalah KAR:BAFL -4.00% 67 Interest Expense is ₨-198,572 Mil as of Mar. 2026. GuruFocus rates KAR:BAFL with a GF Score™ of 67/100 and a GF Value™ of ₨43.24 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Bank Alfalah's interest expense for the three months ended in Mar. 2026 was ₨ -39,533 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₨-198,572 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Bank Alfalah's Operating Income for the three months ended in Mar. 2026 was ₨ Mil. Bank Alfalah's Interest Expense for the three months ended in Mar. 2026 was ₨ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bank Alfalah Interest Expense Historical Data

* Premium members only.

The historical data trend for Bank Alfalah's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Alfalah Interest Expense Chart

Bank Alfalah Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -54,148.07 -136,933.11 -286,053.14 -380,246.67 -221,068.60

Bank Alfalah Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -61,966.21 -58,918.06 -48,382.58 -51,738.50 -39,533.33
KAR:BAFL
67GF Score
Bank Alfalah Ltd KAR:BAFL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Alfalah Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-198,572 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₨-198,572 Mil mean?
Bank Alfalah (KAR:BAFL) has a Interest Expense of ₨-198,572 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Bank Alfalah and its competitors.
Is Bank Alfalah's Interest Expense too high?
Bank Alfalah's current Interest Expense is ₨-198,572 Mil. Overall, Bank Alfalah has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Alfalah's Interest Expense compare to competitors?
Bank Alfalah's Interest Expense of ₨-198,572 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Bank Alfalah and its competitors. Bank Alfalah's current Interest Expense is ₨-198,572 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Alfalah stock overvalued right now?
Based on GuruFocus' analysis, Bank Alfalah (KAR:BAFL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨43.24, compared to a current price of ₨59.26 — trading 37% above its estimated fair value. The current Interest Expense is ₨-198,572 Mil. Bank Alfalah's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Bank Alfalah (KAR:BAFL), the current Interest Expense is ₨-198,572 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Alfalah (KAR:BAFL) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Alfalah stock appears to be overvalued. The current stock price of ₨59.26 is trading 37% above its estimated GF Value™ of ₨43.24. GuruFocus considers Bank Alfalah to be Significantly Overvalued.

Key valuation signals for KAR:BAFL:

  • Interest Expense: ₨-198,572 Mil
  • GF Value™: ₨43.24 vs. price of ₨59.26 (37% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the KAR:BAFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Alfalah Business Description

Address I. I. Chundrigar Road, B.A. Building, Karachi, PAK, 74000
Bank Alfalah Ltd is a banking company that provides financial services to retail, corporate and public sector customers. The Bank offers products and services including loans, deposits, project and trade financing, investment banking, wealth management, credit cards, auto loans, housing finance and personal loans, money market, capital market and foreign exchange operations. It also provides digital banking services through mobile app, internet banking, ATMs and contact center. The Bank operates through the segments Retail Banking, Corporate Banking, Islamic (Domestic Operations), Treasury, Digital Banking, Overseas and Others, and operates in three geographical regions namely Pakistan, Asia Pacific (including South Asia) and the Middle East.
67GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨59.26
Price
₨43.24
GF Value