Bank Alfalah (KAR:BAFL) EPS (Basic): ₨8.31 (TTM As of Mar. 2026)


KAR:BAFL Bank Alfalah Ltd KAR:BAFL
64 GF Score
Price ₨58.79
GF Value ₨37.10
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bank Alfalah EPS (Basic)?

Bank Alfalah KAR:BAFL -0.59% 64 EPS (Basic) is ₨8.31 as of Mar. 2026. GuruFocus rates KAR:BAFL with a GF Score™ of 64/100 and a GF Value™ of ₨37.10 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Bank Alfalah's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was ₨1.74. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was ₨8.31.

Bank Alfalah's EPS (Diluted) for the three months ended in Mar. 2026 was ₨1.74. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₨8.31.

Bank Alfalah's EPS without NRI for the three months ended in Mar. 2026 was ₨1.73. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 8.28.

During the past 12 months, Bank Alfalah's average EPS without NRIGrowth Rate was -21.90% per year. During the past 3 years, the average EPS without NRI Growth Rate was 19.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was 31.10% per year. During the past 10 years, the average EPS without NRI Growth Rate was 20.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Bank Alfalah's highest 3-Year average EPS without NRI Growth Rate was 56.90% per year. The lowest was 7.50% per year. And the median was 16.10% per year.

Bank Alfalah  (KAR:BAFL) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Bank Alfalah EPS (Basic) Related Terms

Bank Alfalah EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Bank Alfalah's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Alfalah EPS (Basic) Chart

Bank Alfalah Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.06 5.19 11.58 12.64 8.81

Bank Alfalah Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.12 2.54 2.01 2.03 1.74
KAR:BAFL
64GF Score
Bank Alfalah Ltd KAR:BAFL
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Alfalah EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Bank Alfalah's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(27802.21-0)/3154.330
=8.81

Bank Alfalah's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(10986.211-0)/6308.660
=1.74

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨8.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of ₨8.31 mean?
Bank Alfalah (KAR:BAFL) has a EPS (Basic) of ₨8.31 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Bank Alfalah and its competitors.
Is Bank Alfalah's EPS (Basic) too high?
Bank Alfalah's current EPS (Basic) is ₨8.31. Overall, Bank Alfalah has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Alfalah's EPS (Basic) compare to competitors?
Bank Alfalah's EPS (Basic) of ₨8.31 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Bank Alfalah and its competitors. Bank Alfalah's current EPS (Basic) is ₨8.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Alfalah stock overvalued right now?
Based on GuruFocus' analysis, Bank Alfalah (KAR:BAFL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨37.10, compared to a current price of ₨58.79 — trading 58.5% above its estimated fair value. The current EPS (Basic) is ₨8.31. Bank Alfalah's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Bank Alfalah (KAR:BAFL), the current EPS (Basic) is ₨8.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Alfalah (KAR:BAFL) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Alfalah stock appears to be overvalued. The current stock price of ₨58.79 is trading 58.5% above its estimated GF Value™ of ₨37.10. GuruFocus considers Bank Alfalah to be Significantly Overvalued.

Key valuation signals for KAR:BAFL:

  • EPS (Basic): ₨8.31
  • GF Value™: ₨37.10 vs. price of ₨58.79 (58.5% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the KAR:BAFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Alfalah Business Description

Address I. I. Chundrigar Road, B.A. Building, Karachi, PAK, 74000
Bank Alfalah Ltd is a banking company that provides financial services to retail, corporate and public sector customers. The Bank offers products and services including loans, deposits, project and trade financing, investment banking, wealth management, credit cards, auto loans, housing finance and personal loans, money market, capital market and foreign exchange operations. It also provides digital banking services through mobile app, internet banking, ATMs and contact center. The Bank operates through the segments Retail Banking, Corporate Banking, Islamic (Domestic Operations), Treasury, Digital Banking, Overseas and Others, and operates in three geographical regions namely Pakistan, Asia Pacific (including South Asia) and the Middle East.
64GF Score

Get the complete analysis for KAR:BAFL

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨58.79
Price
₨37.10
GF Value