GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bank Alfalah Ltd (KAR:BAFL) » Definitions » Net Margin %

Bank Alfalah (KAR:BAFL) Net Margin % : 10.97% (As of Dec. 2024)


View and export this data going back to 2004. Start your Free Trial

What is Bank Alfalah Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Bank Alfalah's Net Income for the three months ended in Dec. 2024 was ₨4,658 Mil. Bank Alfalah's Revenue for the three months ended in Dec. 2024 was ₨42,473 Mil. Therefore, Bank Alfalah's net margin for the quarter that ended in Dec. 2024 was 10.97%.

The historical rank and industry rank for Bank Alfalah's Net Margin % or its related term are showing as below:

KAR:BAFL' s Net Margin % Range Over the Past 10 Years
Min: 18.71   Med: 22.76   Max: 25.67
Current: 23.4


KAR:BAFL's Net Margin % is ranked worse than
55.13% of 1540 companies
in the Banks industry
Industry Median: 24.875 vs KAR:BAFL: 23.40

Bank Alfalah Net Margin % Historical Data

The historical data trend for Bank Alfalah's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank Alfalah Net Margin % Chart

Bank Alfalah Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.71 23.12 19.11 23.60 23.44

Bank Alfalah Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.11 25.83 28.18 28.32 10.97

Competitive Comparison of Bank Alfalah's Net Margin %

For the Banks - Regional subindustry, Bank Alfalah's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Alfalah's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank Alfalah's Net Margin % distribution charts can be found below:

* The bar in red indicates where Bank Alfalah's Net Margin % falls into.


;
;

Bank Alfalah Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Bank Alfalah's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin=Net Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=39872.971/170079.575
=23.44 %

Bank Alfalah's Net Margin for the quarter that ended in Dec. 2024 is calculated as

Net Margin=Net Income (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=4657.822/42473.062
=10.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bank Alfalah  (KAR:BAFL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Bank Alfalah Net Margin % Related Terms

Thank you for viewing the detailed overview of Bank Alfalah's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Bank Alfalah Business Description

Traded in Other Exchanges
N/A
Address
I. I. Chundrigar Road, B.A. Building, Karachi, PAK, 74000
Bank Alfalah Ltd provides banking and financial services. The company's reportable segments include Retail banking, Corporate Banking, Treasury, Digital banking, Islamic (Domestic Operations), Overseas, and Others. It generates maximum revenue from the Retail banking segment. The Retail banking segment includes loans, deposits, trading activity, wealth management, and other banking transactions with retail, individual, commercial, and small and middle-sized customers of the Bank. Geographically, it derives a majority of its revenue from Pakistan.

Bank Alfalah Headlines

No Headlines