Bank AlfalahKAR:BAFL -4.00%67 PS Ratio is 0.97 as of Jul. 09, 2026, which is 5% below its 10-year median of 1.02. GuruFocus rates KAR:BAFL with a GF Score™ of 67/100 and a GF Value™ of ₨43.24 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,516 Banks companies, Bank Alfalah ranks better than 92.15% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Bank Alfalah's share price is ₨59.26.
Bank Alfalah's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₨61.31. Hence, Bank Alfalah's PS Ratio for today is 0.97.
The historical rank and industry rank for Bank Alfalah's PS Ratio or its related term are showing as below:
KAR:BAFL'
s PS Ratio Range Over the Past 10 Years
Min: 0.4 Med: 1.02 Max: 2.45
Current: 0.96
During the past 13 years, Bank Alfalah's highest PS Ratio was 2.45. The lowest was 0.40. And the median was 1.02.
KAR:BAFL's PS Ratio is ranked better than 92.15% of 1516
companies
in the Banks industry
Industry Median: 3
vs KAR:BAFL: 0.96
Bank Alfalah Ltd revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Bank Alfalah was 11.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 28.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 34.00% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 22.30% per year.
During the past 13 years, Bank Alfalah's highest 3-Year average Revenue per Share Growth Rate was 45.30% per year. The lowest was 5.60% per year. And the median was 12.05% per year.
Back to Basics: PS Ratio
Bank Alfalah (KAR:BAFL) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Bank Alfalah PS Ratio Related Terms
Bank Alfalah PS Ratio Historical Data
* Premium members only.
The historical data trend for Bank Alfalah's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Alfalah's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Alfalah PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank Alfalah's PS Ratio distribution charts can be found below:
* The bar in red indicates where Bank Alfalah's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Bank Alfalah's PS Ratio for today is calculated as
Bank Alfalah's Share Price of today is ₨59.26. Bank Alfalah's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨61.31.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Bank Alfalah (KAR:BAFL) has a PS Ratio of 0.97 as of Jul. 09, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bank Alfalah and its competitors. This is near median its historical median of 1.02. Over the past decade, Bank Alfalah's PS Ratio has ranged from 0.40 to 2.45. According to the industry distribution chart, Bank Alfalah ranks #119 out of 1516 companies in the Banks industry, placing it in the top 7.8%.
Is Bank Alfalah's PS Ratio too high?
Bank Alfalah's current PS Ratio of 0.97 is near median its 10-year median of 1.02. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 2.45. The Banks industry median PS Ratio is 3.00. Bank Alfalah's value of 0.97 is 67.7% below this industry median. Based on the distribution chart, Bank Alfalah ranks #119 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Alfalah has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Alfalah's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Bank Alfalah ranks #119 out of 1516 companies for PS Ratio. This places Bank Alfalah in the top 8% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.00. Bank Alfalah's value of 0.97 is 67.7% below this benchmark. Historically, Bank Alfalah's own PS Ratio has ranged from 0.40 to 2.45 over the past decade. While the company's 10-year median is 1.02 vs. the industry median of 3.00, Bank Alfalah has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Alfalah's current PS Ratio of 0.97 is 67.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bank Alfalah and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Alfalah's current PS Ratio is 0.97, which is near median its own 10-year median of 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Alfalah stock overvalued right now?
Based on GuruFocus' analysis, Bank Alfalah (KAR:BAFL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨43.24, compared to a current price of ₨59.26 — trading 37% above its estimated fair value. The current PS Ratio is 0.97, which is near median its 10-year median of 1.02 and 67.7% below the Banks industry median of 3.00. Bank Alfalah's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Bank Alfalah (KAR:BAFL), the current PS Ratio is 0.97 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Alfalah (KAR:BAFL) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Alfalah stock appears to be overvalued.
The current stock price of ₨59.26 is trading 37% above its estimated GF Value™ of ₨43.24.
GuruFocus considers Bank Alfalah to be Significantly Overvalued.
Key valuation signals for KAR:BAFL:
PS Ratio: 0.97 (near median its 10-year median of 1.02)
GF Value™: ₨43.24 vs. price of ₨59.26 (37% above fair value)
Industry Position: 67.7% below the Banks median (#119 of 1516)
No single metric tells the full story. See the KAR:BAFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Alfalah Ltd is a banking company that provides financial services to retail, corporate and public sector customers. The Bank offers products and services including loans, deposits, project and trade financing, investment banking, wealth management, credit cards, auto loans, housing finance and personal loans, money market, capital market and foreign exchange operations. It also provides digital banking services through mobile app, internet banking, ATMs and contact center. The Bank operates through the segments Retail Banking, Corporate Banking, Islamic (Domestic Operations), Treasury, Digital Banking, Overseas and Others, and operates in three geographical regions namely Pakistan, Asia Pacific (including South Asia) and the Middle East.
67GF Score
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