Bank Alfalah (KAR:BAFL) OCF Yield %: -263.07 (As of Jul. 01, 2026)


KAR:BAFL Bank Alfalah Ltd KAR:BAFL
65 GF Score
Price ₨56.67
GF Value ₨37.10
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Bank Alfalah OCF Yield %?

Bank Alfalah KAR:BAFL -0.40% 65 OCF Yield % is -263.07 as of Jul. 01, 2026. GuruFocus rates KAR:BAFL with a GF Score™ of 65/100 and a GF Value™ of ₨37.10 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,504 Banks companies, Bank Alfalah ranks worse than 99.2% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Bank Alfalah's Trailing 12-Month Cash Flow from Operations is ₨-487,838 Mil, and Market Cap is ₨178,756 Mil. Therefore, Bank Alfalah's OCF Yield % for today is -263.07%.

The historical rank and industry rank for Bank Alfalah's OCF Yield % or its related term are showing as below:

KAR:BAFL' s OCF Yield % Range Over the Past 10 Years
Min: -263.07   Med: 123.24   Max: 1173.58
Current: -263.07


During the past 13 years, the highest OCF Yield % of Bank Alfalah was 1173.58%. The lowest was -263.07%. And the median was 123.24%.

KAR:BAFL's OCF Yield % is ranked worse than
99.2% of 1504 companies
in the Banks industry
Industry Median: 9.335 vs KAR:BAFL: -263.07

Bank Alfalah's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Bank Alfalah OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Bank Alfalah OCF Yield % Related Terms


Bank Alfalah OCF Yield % Historical Data

* Premium members only.

The historical data trend for Bank Alfalah's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Alfalah OCF Yield % Chart

Bank Alfalah Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 437.06 990.34 988.16 -57.08 103.33

Bank Alfalah Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -62.70 -375.30 -249.47 981.63 -1,605.53

Bank Alfalah OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Bank Alfalah's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Alfalah OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Bank Alfalah's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Bank Alfalah's OCF Yield % falls into.


KAR:BAFL
65GF Score
Bank Alfalah Ltd KAR:BAFL
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Alfalah OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Bank Alfalah's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=177710.051 / 171989.84325
=103.33%

Bank Alfalah's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-683627.102 * 4 / 170318.04835
=-1,605.53%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -263.07 mean?
Bank Alfalah (KAR:BAFL) has a OCF Yield % of -263.07 as of Jul. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bank Alfalah and its competitors. According to the industry distribution chart, Bank Alfalah ranks #1492 out of 1504 companies in the Banks industry, placing it in the top 99.2%.
Is Bank Alfalah's OCF Yield % too high?
Bank Alfalah's current OCF Yield % is -263.07. Based on the distribution chart, Bank Alfalah ranks #1492 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank Alfalah has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Alfalah's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Bank Alfalah ranks #1492 out of 1504 companies for OCF Yield %. This places Bank Alfalah in the lower half of its industry. The industry median OCF Yield % is 9.34. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.34, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bank Alfalah and its competitors. For the Banks industry, the median OCF Yield % is 9.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Alfalah's current OCF Yield % is -263.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Alfalah stock overvalued right now?
Based on GuruFocus' analysis, Bank Alfalah (KAR:BAFL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨37.10, compared to a current price of ₨56.67 — trading 52.7% above its estimated fair value. The current OCF Yield % is -263.07. Bank Alfalah's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Bank Alfalah (KAR:BAFL), the current OCF Yield % is -263.07 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Alfalah (KAR:BAFL) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Alfalah stock appears to be overvalued. The current stock price of ₨56.67 is trading 52.7% above its estimated GF Value™ of ₨37.10. GuruFocus considers Bank Alfalah to be Significantly Overvalued.

Key valuation signals for KAR:BAFL:

  • OCF Yield %: -263.07
  • GF Value™: ₨37.10 vs. price of ₨56.67 (52.7% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the KAR:BAFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Alfalah Business Description

Address I. I. Chundrigar Road, B.A. Building, Karachi, PAK, 74000
Bank Alfalah Ltd is a banking company that provides financial services to retail, corporate and public sector customers. The Bank offers products and services including loans, deposits, project and trade financing, investment banking, wealth management, credit cards, auto loans, housing finance and personal loans, money market, capital market and foreign exchange operations. It also provides digital banking services through mobile app, internet banking, ATMs and contact center. The Bank operates through the segments Retail Banking, Corporate Banking, Islamic (Domestic Operations), Treasury, Digital Banking, Overseas and Others, and operates in three geographical regions namely Pakistan, Asia Pacific (including South Asia) and the Middle East.
65GF Score

Get the complete analysis for KAR:BAFL

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨56.67
Price
₨37.10
GF Value