Bank Alfalah (KAR:BAFL) Total Assets: ₨3,043,046 Mil (As of Mar. 2026)


KAR:BAFL Bank Alfalah Ltd KAR:BAFL
66 GF Score
Price ₨61.64
GF Value ₨43.17
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bank Alfalah Total Assets?

Bank Alfalah KAR:BAFL -0.64% 66 Total Assets is ₨3,043,046 Mil as of Mar. 2026. GuruFocus rates KAR:BAFL with a GF Score™ of 66/100 and a GF Value™ of ₨43.17 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Bank Alfalah's Total Assets for the quarter that ended in Mar. 2026 was ₨3,043,046 Mil.

During the past 12 months, Bank Alfalah's average Total Assets Growth Rate was -14.00% per year. During the past 3 years, the average Total Assets Growth Rate was 19.40% per year. During the past 5 years, the average Total Assets Growth Rate was 25.00% per year. During the past 10 years, the average Total Assets Growth Rate was 18.70% per year.

During the past 13 years, Bank Alfalah's highest 3-Year average Total Assets Growth Rate was 34.70%. The lowest was 3.80%. And the median was 18.75%.

Total Assets is connected with ROA %. Bank Alfalah's annualized ROA % for the quarter that ended in Mar. 2026 was 1.28%. Total Assets is also linked to Revenue through Asset Turnover. Bank Alfalah's Asset Turnover for the quarter that ended in Mar. 2026 was 0.02.


Bank Alfalah  (KAR:BAFL) Total Assets Explanation

Total Assets is connected with ROA %.

Bank Alfalah's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=43944.844/( (3835085.168+3043045.687)/ 2 )
=43944.844/3439065.4275
=1.28 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Bank Alfalah's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=53883.78/( (3835085.168+3043045.687)/ 2 )
=53883.78/3439065.4275
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Bank Alfalah Total Assets Related Terms


Bank Alfalah Total Assets Historical Data

* Premium members only.

The historical data trend for Bank Alfalah's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Alfalah Total Assets Chart

Bank Alfalah Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,736,773.09 2,256,719.71 3,349,667.80 3,717,055.70 3,835,085.17

Bank Alfalah Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,483,696.29 3,300,158.04 3,229,096.89 3,835,085.17 3,043,045.69
KAR:BAFL
66GF Score
Bank Alfalah Ltd KAR:BAFL
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Alfalah Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Bank Alfalah's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=200210.549+3634874.619
=3,835,085

Bank Alfalah's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=190658.723+2852386.964
=3,043,046

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of ₨3,043,046 Mil mean?
Bank Alfalah (KAR:BAFL) has a Total Assets of ₨3,043,046 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Bank Alfalah and its competitors.
Is Bank Alfalah's Total Assets too high?
Bank Alfalah's current Total Assets is ₨3,043,046 Mil. Overall, Bank Alfalah has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Alfalah's Total Assets compare to competitors?
Bank Alfalah's Total Assets of ₨3,043,046 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Bank Alfalah and its competitors. Bank Alfalah's current Total Assets is ₨3,043,046 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Alfalah stock overvalued right now?
Based on GuruFocus' analysis, Bank Alfalah (KAR:BAFL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨43.17, compared to a current price of ₨61.64 — trading 42.8% above its estimated fair value. The current Total Assets is ₨3,043,046 Mil. Bank Alfalah's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Bank Alfalah (KAR:BAFL), the current Total Assets is ₨3,043,046 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Alfalah (KAR:BAFL) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Alfalah stock appears to be overvalued. The current stock price of ₨61.64 is trading 42.8% above its estimated GF Value™ of ₨43.17. GuruFocus considers Bank Alfalah to be Significantly Overvalued.

Key valuation signals for KAR:BAFL:

  • Total Assets: ₨3,043,046 Mil
  • GF Value™: ₨43.17 vs. price of ₨61.64 (42.8% above fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the KAR:BAFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Alfalah Business Description

Address I. I. Chundrigar Road, B.A. Building, Karachi, PAK, 74000
Bank Alfalah Ltd is a banking company that provides financial services to retail, corporate and public sector customers. The Bank offers products and services including loans, deposits, project and trade financing, investment banking, wealth management, credit cards, auto loans, housing finance and personal loans, money market, capital market and foreign exchange operations. It also provides digital banking services through mobile app, internet banking, ATMs and contact center. The Bank operates through the segments Retail Banking, Corporate Banking, Islamic (Domestic Operations), Treasury, Digital Banking, Overseas and Others, and operates in three geographical regions namely Pakistan, Asia Pacific (including South Asia) and the Middle East.
66GF Score

Get the complete analysis for KAR:BAFL

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨61.64
Price
₨43.17
GF Value