Bank Alfalah (KAR:BAFL) ROC %: % (As of Mar. 2026)


KAR:BAFL Bank Alfalah Ltd KAR:BAFL
64 GF Score
Price ₨58.79
GF Value ₨37.10
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bank Alfalah ROC %?

Bank Alfalah KAR:BAFL -0.59% 64 ROC % is % as of Mar. 2026. GuruFocus rates KAR:BAFL with a GF Score™ of 64/100 and a GF Value™ of ₨37.10 (Significantly Overvalued). The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

KAR:BAFL
64GF Score
Bank Alfalah Ltd KAR:BAFL
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Bank Alfalah (KAR:BAFL) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bank Alfalah and its competitors.
Is Bank Alfalah's ROC % too high?
Bank Alfalah's current ROC % is %. Overall, Bank Alfalah has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Alfalah's ROC % compare to competitors?
Bank Alfalah's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bank Alfalah and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Alfalah's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Alfalah stock overvalued right now?
Based on GuruFocus' analysis, Bank Alfalah (KAR:BAFL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨37.10, compared to a current price of ₨58.79 — trading 58.5% above its estimated fair value. The current ROC % is %. Bank Alfalah's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Bank Alfalah (KAR:BAFL), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Alfalah (KAR:BAFL) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Alfalah stock appears to be overvalued. The current stock price of ₨58.79 is trading 58.5% above its estimated GF Value™ of ₨37.10. GuruFocus considers Bank Alfalah to be Significantly Overvalued.

Key valuation signals for KAR:BAFL:

  • ROC %: %
  • GF Value™: ₨37.10 vs. price of ₨58.79 (58.5% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the KAR:BAFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Alfalah Business Description

Address I. I. Chundrigar Road, B.A. Building, Karachi, PAK, 74000
Bank Alfalah Ltd is a banking company that provides financial services to retail, corporate and public sector customers. The Bank offers products and services including loans, deposits, project and trade financing, investment banking, wealth management, credit cards, auto loans, housing finance and personal loans, money market, capital market and foreign exchange operations. It also provides digital banking services through mobile app, internet banking, ATMs and contact center. The Bank operates through the segments Retail Banking, Corporate Banking, Islamic (Domestic Operations), Treasury, Digital Banking, Overseas and Others, and operates in three geographical regions namely Pakistan, Asia Pacific (including South Asia) and the Middle East.
64GF Score

Get the complete analysis for KAR:BAFL

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨58.79
Price
₨37.10
GF Value