Bank AlfalahKAR:BAFL -0.59%64 Dividend Yield % is 9.36% as of Jun. 26, 2026, which is 15% below its 10-year median of 10.97. GuruFocus rates KAR:BAFL with a GF Score™ of 64/100 and a GF Value™ of ₨37.10 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,252 Banks companies, Bank Alfalah ranks better than 96.73% on this metric.
As of today (2026-06-26), the Trailing Annual Dividend Yield of Bank Alfalah is 9.36%.
The historical rank and industry rank for Bank Alfalah's Dividend Yield % or its related term are showing as below:
KAR:BAFL'
s Dividend Yield % Range Over the Past 10 Years
Min: 2.28 Med: 10.97 Max: 18.35
Current: 9.36
During the past 13 years, the highest Dividend Yield of Bank Alfalah was 18.35%. The lowest was 2.28%. And the median was 10.97%.
KAR:BAFL's Dividend Yield % is ranked better than 96.73% of 1252
companies
in the Banks industry
Industry Median: 3.03
vs KAR:BAFL: 9.36
During the past 12 months, Bank Alfalah's average Dividends Per Share Growth Rate was 23.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 30.50% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 25.00% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank Alfalah was 56.70% per year. The lowest was -20.60% per year. And the median was 15.20% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Bank Alfalah (KAR:BAFL) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for Bank Alfalah's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Alfalah Dividend Yield % Competitor Comparison
For the Banks - Regional subindustry, Bank Alfalah's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Alfalah Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Alfalah's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Bank Alfalah's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Bank Alfalah Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
PKR 1.500000
2026-05-05
2026-05-05
2026-05-18
Cash Dividend
quarterly
PKR:PKR 1.000000
PKR 1.500000
2026-03-16
2026-03-16
2026-04-02
Cash Dividend
quarterly
PKR:PKR 1.000000
PKR 1.250000
2025-11-03
2025-11-04
2025-11-17
Cash Dividend
quarterly
PKR:PKR 1.000000
PKR 1.250000
2025-08-08
2025-08-11
2025-08-22
Cash Dividend
quarterly
PKR:PKR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Bank Alfalah's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
5.5
/
58.79
=
9.36 %
Current Share Price is ₨58.79. Bank Alfalah's Dividends per Share for the trailing twelve months (TTM) ended in Today is ₨5.5.
Bank Alfalah's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
6
/
58.79
=
10.21 %
Current Share Price is ₨58.79. Bank Alfalah's Dividends per Share for the forward twelve months is calculated as ₨1.5 * 4 = ₨6.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Alfalah (KAR:BAFL) has a Dividend Yield % of 9.36% as of Jun. 26, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Bank Alfalah and its competitors. This is 15% below median its historical median of 10.97. Over the past decade, Bank Alfalah's Dividend Yield % has ranged from 2.28 to 18.35. According to the industry distribution chart, Bank Alfalah ranks #41 out of 1252 companies in the Banks industry, placing it in the top 3.3%.
Is Bank Alfalah's Dividend Yield % too high?
Bank Alfalah's current Dividend Yield % of 9.36% is 15% below median its 10-year median of 10.97. Over the past 10 years, this metric has ranged from a low of 2.28 to a high of 18.35. The Banks industry median Dividend Yield % is 3.03. Bank Alfalah's value of 9.36% is 208.9% above this industry median. Based on the distribution chart, Bank Alfalah ranks #41 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Alfalah has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Alfalah's Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Bank Alfalah ranks #41 out of 1252 companies for Dividend Yield %. This places Bank Alfalah in the top 3% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.03. Bank Alfalah's value of 9.36% is 208.9% above this benchmark. Historically, Bank Alfalah's own Dividend Yield % has ranged from 2.28 to 18.35 over the past decade. While the company's 10-year median is 10.97 vs. the industry median of 3.03, Bank Alfalah has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Alfalah's current Dividend Yield % of 9.36% is 208.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Bank Alfalah and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Alfalah's current Dividend Yield % is 9.36%, which is 15% below median its own 10-year median of 10.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Alfalah stock overvalued right now?
Based on GuruFocus' analysis, Bank Alfalah (KAR:BAFL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨37.10, compared to a current price of ₨58.79 — trading 58.5% above its estimated fair value. The current Dividend Yield % is 9.36%, which is 15% below median its 10-year median of 10.97 and 208.9% above the Banks industry median of 3.03. Bank Alfalah's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Bank Alfalah (KAR:BAFL), the current Dividend Yield % is 9.36% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Alfalah (KAR:BAFL) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Alfalah stock appears to be overvalued.
The current stock price of ₨58.79 is trading 58.5% above its estimated GF Value™ of ₨37.10.
GuruFocus considers Bank Alfalah to be Significantly Overvalued.
Key valuation signals for KAR:BAFL:
Dividend Yield %: 9.36% (15% below median its 10-year median of 10.97)
GF Value™: ₨37.10 vs. price of ₨58.79 (58.5% above fair value)
Industry Position: 208.9% above the Banks median (#41 of 1252)
No single metric tells the full story. See the KAR:BAFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Alfalah Ltd is a banking company that provides financial services to retail, corporate and public sector customers. The Bank offers products and services including loans, deposits, project and trade financing, investment banking, wealth management, credit cards, auto loans, housing finance and personal loans, money market, capital market and foreign exchange operations. It also provides digital banking services through mobile app, internet banking, ATMs and contact center. The Bank operates through the segments Retail Banking, Corporate Banking, Islamic (Domestic Operations), Treasury, Digital Banking, Overseas and Others, and operates in three geographical regions namely Pakistan, Asia Pacific (including South Asia) and the Middle East.
64GF Score
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