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Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
Southern Bancshares NC's Days Sales Outstanding for the
three
months ended in Dec. 2025 was 0.00.
In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Southern Bancshares NC's liquidation value for the
three
months ended in Dec. 2025 was $-4,800.0 Mil.
Southern Bancshares NC (OTCPK:SBNC) Change In Receivables Explanation
1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
Southern Bancshares NC's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southern Bancshares NC Change In Receivables Related Terms
Southern Bancshares NC Change In Receivables Historical Data
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The historical data trend for Southern Bancshares NC's Change In Receivables can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southern Bancshares NC Change In Receivables Chart
Southern Bancshares NC Change In Receivables Calculation
Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.
Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Change In Receivables of $-1.2 Mil mean?
Southern Bancshares NC (SBNC) has a Change In Receivables of $-1.2 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Southern Bancshares NC and its competitors.
Is Southern Bancshares NC's Change In Receivables too high?
Southern Bancshares NC's current Change In Receivables is $-1.2 Mil. Overall, Southern Bancshares NC has a GF Score™ of 17/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern Bancshares NC's Change In Receivables compare to CPF and TRST?
Southern Bancshares NC's Change In Receivables of $-1.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Southern Bancshares NC and its competitors. Southern Bancshares NC's current Change In Receivables is $-1.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Bancshares NC stock overvalued right now?
Based on GuruFocus' analysis, Southern Bancshares NC (SBNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $6,691.44, compared to a current price of $13,250.00 — trading 98% above its estimated fair value. The current Change In Receivables is $-1.2 Mil. Southern Bancshares NC's overall GF Score™ is 17/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Southern Bancshares NC (SBNC), the current Change In Receivables is $-1.2 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southern Bancshares NC (SBNC) Overvalued in 2026?
Based on GuruFocus' analysis, Southern Bancshares NC stock appears to be overvalued.
The current stock price of $13,250.00 is trading 98% above its estimated GF Value™ of $6,691.44.
GuruFocus considers Southern Bancshares NC to be Significantly Overvalued.
Key valuation signals for SBNC:
Change In Receivables: $-1.2 Mil
GF Value™: $6,691.44 vs. price of $13,250.00 (98% above fair value)
No single metric tells the full story. See the SBNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southern Bancshares NC Inc is a bank holding company that provides financial and banking services. The services include personal banking, business banking, and mortgage banking services including checking, savings, loans, and mortgage services. It operates 45 banking offices in eastern North Carolina and 10 banking offices in Virginia.
17GF Score
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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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