SBNC (Southern Bancshares NC) Total Noninterest Expense: $111.9 Mil (As of Dec. 2025)

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SBNC Southern Bancshares NC Inc SBNC
17 GF Score
Price $13,250.00
GF Value $6,691.44
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Southern Bancshares NC Total Noninterest Expense?

Southern Bancshares NC SBNC +1.92% 17 Total Noninterest Expense is $111.9 Mil as of Dec. 2025. GuruFocus rates SBNC with a GF Score™ of 17/100 and a GF Value™ of $6,691.44 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Southern Bancshares NC's Total Noninterest Expense for the three months ended in Dec. 2025 was $-73.0 Mil. Southern Bancshares NC's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $111.9 Mil.

Southern Bancshares NC Total Noninterest Expense Related Terms

Southern Bancshares NC Total Noninterest Expense Historical Data

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The historical data trend for Southern Bancshares NC's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Bancshares NC Total Noninterest Expense Chart

Southern Bancshares NC Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial 88.43 112.35 -39.80 -44.41 103.01

Southern Bancshares NC Quarterly Data
Dec25
Total Noninterest Expense -73.05
SBNC
17GF Score
Southern Bancshares NC Inc SBNC
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Southern Bancshares NC Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $111.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $111.9 Mil mean?
Southern Bancshares NC (SBNC) has a Total Noninterest Expense of $111.9 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Southern Bancshares NC and its competitors.
Is Southern Bancshares NC's Total Noninterest Expense too high?
Southern Bancshares NC's current Total Noninterest Expense is $111.9 Mil. Overall, Southern Bancshares NC has a GF Score™ of 17/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern Bancshares NC's Total Noninterest Expense compare to CPF and TRST?
Southern Bancshares NC's Total Noninterest Expense of $111.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Southern Bancshares NC and its competitors. Southern Bancshares NC's current Total Noninterest Expense is $111.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Bancshares NC stock overvalued right now?
Based on GuruFocus' analysis, Southern Bancshares NC (SBNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $6,691.44, compared to a current price of $13,250.00 — trading 98% above its estimated fair value. The current Total Noninterest Expense is $111.9 Mil. Southern Bancshares NC's overall GF Score™ is 17/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Southern Bancshares NC (SBNC), the current Total Noninterest Expense is $111.9 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern Bancshares NC (SBNC) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Bancshares NC stock appears to be overvalued. The current stock price of $13,250.00 is trading 98% above its estimated GF Value™ of $6,691.44. GuruFocus considers Southern Bancshares NC to be Significantly Overvalued.

Key valuation signals for SBNC:

  • Total Noninterest Expense: $111.9 Mil
  • GF Value™: $6,691.44 vs. price of $13,250.00 (98% above fair value)
  • GF Score™: 17/100 with 6 warning signs

No single metric tells the full story. See the SBNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern Bancshares NC Business Description

Other Exchanges SBNCM.PFD:USA
Address 116 E. Main Street, PO Box 729, Mount Olive, NC, USA, 28365
Southern Bancshares NC Inc is a bank holding company that provides financial and banking services. The services include personal banking, business banking, and mortgage banking services including checking, savings, loans, and mortgage services. It operates 45 banking offices in eastern North Carolina and 10 banking offices in Virginia.
17GF Score

Get the complete analysis for SBNC

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13,250.00
Price
$6,691.44
GF Value