SBNC (Southern Bancshares NC) Tax Rate %: 21.23% (As of Dec. 2025)

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SBNC Southern Bancshares NC Inc SBNC
17 GF Score
Price $13,000.00
GF Value $6,691.44
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Southern Bancshares NC Tax Rate %?

Southern Bancshares NC SBNC -1.89% 17 Tax Rate % is 21.23% as of Dec. 2025. GuruFocus rates SBNC with a GF Score™ of 17/100 and a GF Value™ of $6,691.44 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Southern Bancshares NC's Tax Expense for the three months ended in Dec. 2025 was $20.3 Mil. Southern Bancshares NC's Pre-Tax Income for the three months ended in Dec. 2025 was $95.5 Mil. Therefore, Southern Bancshares NC's Tax Rate % for the quarter that ended in Dec. 2025 was 21.23%.

Southern Bancshares NC Tax Rate % Related Terms

Southern Bancshares NC Tax Rate % Historical Data

* Premium members only.

The historical data trend for Southern Bancshares NC's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Bancshares NC Tax Rate % Chart

Southern Bancshares NC Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial 18.76 24.14 20.71 21.11 21.36

Southern Bancshares NC Quarterly Data
Dec25
Tax Rate % 21.23
SBNC
17GF Score
Southern Bancshares NC Inc SBNC
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Southern Bancshares NC Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Southern Bancshares NC's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=18.548/86.823
=21.36 %

Southern Bancshares NC's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=20.274/95.478
=21.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 21.23% mean?
Southern Bancshares NC (SBNC) has a Tax Rate % of 21.23% as of Dec. 2025.
Is Southern Bancshares NC's Tax Rate % too high?
Southern Bancshares NC's current Tax Rate % is 21.23%. Overall, Southern Bancshares NC has a GF Score™ of 17/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern Bancshares NC's Tax Rate % compare to CPF and TRST?
Southern Bancshares NC's Tax Rate % of 21.23% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Southern Bancshares NC's current Tax Rate % is 21.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Bancshares NC stock overvalued right now?
Based on GuruFocus' analysis, Southern Bancshares NC (SBNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $6,691.44, compared to a current price of $13,000.00 — trading 94.3% above its estimated fair value. The current Tax Rate % is 21.23%. Southern Bancshares NC's overall GF Score™ is 17/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Southern Bancshares NC (SBNC), the current Tax Rate % is 21.23% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern Bancshares NC (SBNC) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Bancshares NC stock appears to be overvalued. The current stock price of $13,000.00 is trading 94.3% above its estimated GF Value™ of $6,691.44. GuruFocus considers Southern Bancshares NC to be Significantly Overvalued.

Key valuation signals for SBNC:

  • Tax Rate %: 21.23%
  • GF Value™: $6,691.44 vs. price of $13,000.00 (94.3% above fair value)
  • GF Score™: 17/100 with 6 warning signs

No single metric tells the full story. See the SBNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern Bancshares NC Business Description

Other Exchanges SBNCM.PFD:USA
Address 116 E. Main Street, PO Box 729, Mount Olive, NC, USA, 28365
Southern Bancshares NC Inc is a bank holding company that provides financial and banking services. The services include personal banking, business banking, and mortgage banking services including checking, savings, loans, and mortgage services. It operates 45 banking offices in eastern North Carolina and 10 banking offices in Virginia.
17GF Score

Get the complete analysis for SBNC

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13,000.00
Price
$6,691.44
GF Value