SBNC (Southern Bancshares NC) Payments of Debt: $-138.2 Mil (TTM As of Dec. 2025)

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SBNC Southern Bancshares NC Inc SBNC
15 GF Score
Price $13,200.01
GF Value $6,572.41
! 6 Warning Signs
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What is Southern Bancshares NC Payments of Debt?

Southern Bancshares NC SBNC 15 Payments of Debt is $-138.2 Mil as of Dec. 2025. GuruFocus rates SBNC with a GF Score™ of 15/100 and a GF Value™ of $6,572.41. The stock has 6 warning signs investors should review.

Southern Bancshares NC's Payments of Debt for the six months ended in Dec. 2025 was $-138.2 Mil.

Southern Bancshares NC's Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 was $-138.2 Mil.

Southern Bancshares NC Payments of Debt Related Terms

Southern Bancshares NC Payments of Debt Historical Data

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The historical data trend for Southern Bancshares NC's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Bancshares NC Payments of Debt Chart

Southern Bancshares NC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial -23.71 0.00 -7.82 -93.00 -138.25

Southern Bancshares NC Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt Get a 7-Day Free Trial -23.71 0.00 -7.82 -93.00 -138.25
SBNC
15GF Score
Southern Bancshares NC Inc SBNC
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Southern Bancshares NC Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 was $-138.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of $-138.2 Mil mean?
Southern Bancshares NC (SBNC) has a Payments of Debt of $-138.2 Mil as of Dec. 2025. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Southern Bancshares NC and its competitors.
Is Southern Bancshares NC's Payments of Debt too high?
Southern Bancshares NC's current Payments of Debt is $-138.2 Mil. Overall, Southern Bancshares NC has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Southern Bancshares NC's Payments of Debt compare to MPB and CAC?
Southern Bancshares NC's Payments of Debt of $-138.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Banks company?
A good Payments of Debt depends on the Banks industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Southern Bancshares NC and its competitors. Southern Bancshares NC's current Payments of Debt is $-138.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Bancshares NC stock overvalued right now?
Southern Bancshares NC (SBNC) has a current Payments of Debt of $-138.2 Mil. The stock's GF Value™ is $6,572.41, compared to a current price of $13,200.01 — trading 100.8% above its estimated fair value. The current Payments of Debt is $-138.2 Mil. Southern Bancshares NC's overall GF Score™ is 15/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For Southern Bancshares NC (SBNC), the current Payments of Debt is $-138.2 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern Bancshares NC (SBNC) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Bancshares NC stock appears to be overvalued. The current stock price of $13,200.01 is trading 100.8% above its estimated GF Value™ of $6,572.41.

Key valuation signals for SBNC:

  • Payments of Debt: $-138.2 Mil
  • GF Value™: $6,572.41 vs. price of $13,200.01 (100.8% above fair value)
  • GF Score™: 15/100 with 6 warning signs

No single metric tells the full story. See the SBNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern Bancshares NC Business Description

Other Exchanges SBNCM.PFD:USA
Address 116 E. Main Street, PO Box 729, Mount Olive, NC, USA, 28365
Southern Bancshares NC Inc is a bank holding company that provides financial and banking services. The services include personal banking, business banking, and mortgage banking services including checking, savings, loans, and mortgage services. It operates 45 banking offices in eastern North Carolina and 10 banking offices in Virginia.
15GF Score

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Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13,200.01
Price
$6,572.41
GF Value