SBNC (Southern Bancshares NC) WACC %:Data Outdated (As of Sep. 17, 2026)

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Director of Data and Quant Analytics at GuruFocus
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SBNC Southern Bancshares NC Inc SBNC
17 GF Score
Price $13,250.00
GF Value $6,691.44
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Southern Bancshares NC WACC %?

Southern Bancshares NC SBNC +1.92% 17 WACC % is Data Outdated as of Sep. 17, 2026. GuruFocus rates SBNC with a GF Score™ of 17/100 and a GF Value™ of $6,691.44 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,534 Banks companies, Southern Bancshares NC ranks better than 75.23% on this metric.

As of today (2026-09-17), Southern Bancshares NC's weighted average cost of capital is Data Outdated%. Southern Bancshares NC's ROIC % is 0.00% (calculated using TTM income statement data). Southern Bancshares NC generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.

For a comprehensive WACC calculation, please access the WACC Calculator.


Southern Bancshares NC  (OTCPK:SBNC) WACC % Explanation

Because it costs money to raise capital. A firm that generates higher ROIC % than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Southern Bancshares NC's weighted average cost of capital is Data Outdated%. Southern Bancshares NC's ROIC % is 0.00% (calculated using TTM income statement data). Southern Bancshares NC generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.


Be Aware

1. GuruFocus uses book value of debt (D) to do the calculation. It is simplified by adding latest one-year quarterly average Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation together.
For companies that report quarterly, GuruFocus combines all of the most recent year's quarterly debt data from the beginning of the year to the year-end and calculates the average.
For companies that report semi-annually, GuruFocus combines all of the most recent year's semi-annual debt data from the start of the year to the year-end and calculates the average.
For companies that report annually, GuruFocus combines the beginning and ending annual debt data from the most recent year and then calculates the average.

2. The WACC formula discussed above does not include Preferred Stock. Please adjust if preferred stock is considered.

3. (Expected Return of the Market - Risk-Free Rate of Return) is also called market premium. GuruFocus requires market premium to be 6%.

4. GuruFocus uses the latest TTM Interest Expense divided by the latest one-year quarterly average debt to get the simplified cost of debt.


Related Terms

Southern Bancshares NC WACC % Historical Data

* Premium members only.

The historical data trend for Southern Bancshares NC's WACC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Bancshares NC WACC % Chart

Southern Bancshares NC Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
WACC %
Get a 7-Day Free Trial 4.01 5.29 8.53 10.07 9.41

Southern Bancshares NC Quarterly Data
Dec25
WACC % 4.94

SBNC vs CPF, TRST, AGBK: WACC % Comparison

For the Banks - Regional subindustry, Southern Bancshares NC's WACC %, along with its competitors' market caps and WACC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southern Bancshares NC WACC % vs Banks Industry

For the Banks industry and Financial Services sector, Southern Bancshares NC's WACC % distribution charts can be found below:

* The bar in red indicates where Southern Bancshares NC's WACC % falls into.


SBNC
17GF Score
Southern Bancshares NC Inc SBNC
WACC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Southern Bancshares NC WACC % Calculation

The weighted average cost of capital (WACC) is the rate that a company is expected to pay on average to all its security holders to finance its assets. The WACC is commonly referred to as the firm's cost of capital. Generally speaking, a company's assets are financed by debt and equity. WACC is the average of the costs of these sources of financing, each of which is weighted by its respective use in the given situation. By taking a weighted average, we can see how much interest the company has to pay for every dollar it finances.

WACC=E/(E + D)*Cost of Equity+D/(E + D)*Cost of Debt*(1 - Tax Rate)

Frequently Asked Questions Learn more about WACC % →
What does a WACC % of Data Outdated mean?
Southern Bancshares NC (SBNC) has a WACC % of Data Outdated as of Sep. 17, 2026. The weighted average cost of capital (WACC) is the average rate a company pays to finance assets. View historical data on Southern Bancshares NC and its competitors. Over the past decade, Southern Bancshares NC's WACC % has ranged from 4.43 to 10.48. According to the industry distribution chart, Southern Bancshares NC ranks #380 out of 1534 companies in the Banks industry, placing it in the top 24.8%.
Is Southern Bancshares NC's WACC % too high?
Southern Bancshares NC's current WACC % is Data Outdated. Over the past 10 years, this metric has ranged from a low of 4.43 to a high of 10.48. Based on the distribution chart, Southern Bancshares NC ranks #380 out of 1534 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Southern Bancshares NC has a GF Score™ of 17/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern Bancshares NC's WACC % compare to CPF and TRST?
According to the Banks industry distribution chart, Southern Bancshares NC ranks #380 out of 1534 companies for WACC %. This places Southern Bancshares NC in the top 25% of its industry — outperforming the majority of peers. The industry median WACC % is 13.08. Historically, Southern Bancshares NC's own WACC % has ranged from 4.43 to 10.48 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good WACC % for a Banks company?
The median WACC % among Banks companies is 13.08, based on 1,534 companies in the industry. Companies in the top quartile (top 25%) have a WACC % significantly above this median, while those in the bottom quartile fall well below. However, WACC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high WACC % mean?
A high WACC % can signal that a stock is expensive relative to its fundamentals. The weighted average cost of capital (WACC) is the average rate a company pays to finance assets. View historical data on Southern Bancshares NC and its competitors. For the Banks industry, the median WACC % is 13.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southern Bancshares NC's current WACC % is Data Outdated. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Bancshares NC stock overvalued right now?
Based on GuruFocus' analysis, Southern Bancshares NC (SBNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $6,691.44, compared to a current price of $13,250.00 — trading 98% above its estimated fair value. The current WACC % is Data Outdated. Southern Bancshares NC's overall GF Score™ is 17/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is WACC % calculated?
WACC % is calculated from a company's financial statements. For Southern Bancshares NC (SBNC), the current WACC % is Data Outdated as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern Bancshares NC (SBNC) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Bancshares NC stock appears to be overvalued. The current stock price of $13,250.00 is trading 98% above its estimated GF Value™ of $6,691.44. GuruFocus considers Southern Bancshares NC to be Significantly Overvalued.

Key valuation signals for SBNC:

  • WACC %: Data Outdated
  • GF Value™: $6,691.44 vs. price of $13,250.00 (98% above fair value)
  • GF Score™: 17/100 with 6 warning signs

No single metric tells the full story. See the SBNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southern Bancshares NC Business Description

Other Exchanges SBNCM.PFD:USA
Address 116 E. Main Street, PO Box 729, Mount Olive, NC, USA, 28365
Southern Bancshares NC Inc is a bank holding company that provides financial and banking services. The services include personal banking, business banking, and mortgage banking services including checking, savings, loans, and mortgage services. It operates 45 banking offices in eastern North Carolina and 10 banking offices in Virginia.
17GF Score

Get the complete analysis for SBNC

WACC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13,250.00
Price
$6,691.44
GF Value