SBNC (Southern Bancshares NC) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

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Founder & CEO of GuruFocus
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SBNC Southern Bancshares NC Inc SBNC
15 GF Score
Price $13,200.01
GF Value $6,572.41
! 6 Warning Signs
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What is Southern Bancshares NC ROC (Joel Greenblatt) %?

Southern Bancshares NC SBNC 15 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates SBNC with a GF Score™ of 15/100 and a GF Value™ of $6,572.41. The stock has 6 warning signs investors should review. Among 46 Banks companies, Southern Bancshares NC ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

SBNC
15GF Score
Southern Bancshares NC Inc SBNC
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Southern Bancshares NC (SBNC) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Southern Bancshares NC and its competitors. According to the industry distribution chart, Southern Bancshares NC ranks #999999 out of 46 companies in the Banks industry.
Is Southern Bancshares NC's ROC (Joel Greenblatt) % too high?
Southern Bancshares NC's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Southern Bancshares NC ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Southern Bancshares NC has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Southern Bancshares NC's ROC (Joel Greenblatt) % compare to MPB and CAC?
According to the Banks industry distribution chart, Southern Bancshares NC ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Southern Bancshares NC in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Southern Bancshares NC and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southern Bancshares NC's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Bancshares NC stock overvalued right now?
Southern Bancshares NC (SBNC) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is $6,572.41, compared to a current price of $13,200.01 — trading 100.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Southern Bancshares NC's overall GF Score™ is 15/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Southern Bancshares NC (SBNC), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern Bancshares NC (SBNC) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Bancshares NC stock appears to be overvalued. The current stock price of $13,200.01 is trading 100.8% above its estimated GF Value™ of $6,572.41.

Key valuation signals for SBNC:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $6,572.41 vs. price of $13,200.01 (100.8% above fair value)
  • GF Score™: 15/100 with 6 warning signs

No single metric tells the full story. See the SBNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern Bancshares NC Business Description

Other Exchanges SBNCM.PFD:USA
Address 116 E. Main Street, PO Box 729, Mount Olive, NC, USA, 28365
Southern Bancshares NC Inc is a bank holding company that provides financial and banking services. The services include personal banking, business banking, and mortgage banking services including checking, savings, loans, and mortgage services. It operates 45 banking offices in eastern North Carolina and 10 banking offices in Virginia.
15GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13,200.01
Price
$6,572.41
GF Value