SBNC (Southern Bancshares NC) Ending Cash Position: $221.6 Mil (As of Jun. 2026)

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SBNC Southern Bancshares NC Inc SBNC
17 GF Score
Price $13,250.00
GF Value $6,698.44
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Southern Bancshares NC Ending Cash Position?

Southern Bancshares NC SBNC 17 Ending Cash Position is $221.6 Mil as of Jun. 2026. GuruFocus rates SBNC with a GF Score™ of 17/100 and a GF Value™ of $6,698.44 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Southern Bancshares NC's Ending Cash Position for the quarter that ended in Jun. 2026 was $221.6 Mil.

Southern Bancshares NC's quarterly Ending Cash Position increased from Dec. 2025 ($26.1 Mil) to Mar. 2026 ($278.9 Mil) but then declined from Mar. 2026 ($278.9 Mil) to Jun. 2026 ($221.6 Mil).

Southern Bancshares NC's annual Ending Cash Position increased from Dec. 2023 ($21.3 Mil) to Dec. 2024 ($25.3 Mil) and increased from Dec. 2024 ($25.3 Mil) to Dec. 2025 ($26.1 Mil).

Southern Bancshares NC Ending Cash Position Related Terms

Southern Bancshares NC Ending Cash Position Historical Data

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The historical data trend for Southern Bancshares NC's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Bancshares NC Ending Cash Position Chart

Southern Bancshares NC Annual Data
Trend Dec01 Dec02 Dec03 Dec04 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.11 21.25 21.33 25.29 26.07

Southern Bancshares NC Quarterly Data
Mar02 Jun02 Sep02 Dec02 Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Jun25 Sep25 Dec25 Mar26 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 164.70 353.07 26.07 278.86 221.57
SBNC
17GF Score
Southern Bancshares NC Inc SBNC
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Southern Bancshares NC Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Southern Bancshares NC's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=34.972+-8.905
=26.1

Southern Bancshares NC's Ending Cash Position for the quarter that ended in Jun. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=221.573+
=221.6

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $221.6 Mil mean?
Southern Bancshares NC (SBNC) has a Ending Cash Position of $221.6 Mil as of Jun. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Southern Bancshares NC and its competitors.
Is Southern Bancshares NC's Ending Cash Position too high?
Southern Bancshares NC's current Ending Cash Position is $221.6 Mil. Overall, Southern Bancshares NC has a GF Score™ of 17/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern Bancshares NC's Ending Cash Position compare to CPF and TRST?
Southern Bancshares NC's Ending Cash Position of $221.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Southern Bancshares NC and its competitors. Southern Bancshares NC's current Ending Cash Position is $221.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Bancshares NC stock overvalued right now?
Based on GuruFocus' analysis, Southern Bancshares NC (SBNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $6,698.44, compared to a current price of $13,250.00 — trading 97.8% above its estimated fair value. The current Ending Cash Position is $221.6 Mil. Southern Bancshares NC's overall GF Score™ is 17/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Southern Bancshares NC (SBNC), the current Ending Cash Position is $221.6 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern Bancshares NC (SBNC) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Bancshares NC stock appears to be overvalued. The current stock price of $13,250.00 is trading 97.8% above its estimated GF Value™ of $6,698.44. GuruFocus considers Southern Bancshares NC to be Significantly Overvalued.

Key valuation signals for SBNC:

  • Ending Cash Position: $221.6 Mil
  • GF Value™: $6,698.44 vs. price of $13,250.00 (97.8% above fair value)
  • GF Score™: 17/100 with 6 warning signs

No single metric tells the full story. See the SBNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern Bancshares NC Business Description

Other Exchanges SBNCM.PFD:USA
Address 116 E. Main Street, PO Box 729, Mount Olive, NC, USA, 28365
Southern Bancshares NC Inc is a bank holding company that provides financial and banking services. The services include personal banking, business banking, and mortgage banking services including checking, savings, loans, and mortgage services. It operates 45 banking offices in eastern North Carolina and 10 banking offices in Virginia.
17GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13,250.00
Price
$6,698.44
GF Value