SEBC (Southeastern Banking) Change In Receivables: $0.00 Mil (TTM As of Mar. 2026)

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SEBC Southeastern Banking Corp SEBC
68 GF Score
Price $30.46
GF Value $23.50
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Southeastern Banking Change In Receivables?

Southeastern Banking SEBC 68 Change In Receivables is $0.00 Mil as of Mar. 2026. GuruFocus rates SEBC with a GF Score™ of 68/100 and a GF Value™ of $23.50 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Southeastern Banking's change in receivables for the quarter that ended in Mar. 2026 was $0.00 Mil. It means Southeastern Banking's Accounts Receivable stayed the same from Dec. 2025 to Mar. 2026 .

Southeastern Banking's change in receivables for the fiscal year that ended in Dec. 2025 was $-0.46 Mil. It means Southeastern Banking's Accounts Receivable increased by $0.46 Mil from Dec. 2024 to Dec. 2025 .

Southeastern Banking's Accounts Receivable for the quarter that ended in Mar. 2026 was $0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Southeastern Banking's Days Sales Outstanding for the three months ended in Mar. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Southeastern Banking's liquidation value for the three months ended in Mar. 2026 was $-465.73 Mil.


Southeastern Banking  (OTCPK:SEBC) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Southeastern Banking's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/7.914*91
=0.00

2. In Ben Graham's calculation of liquidation value, Southeastern Banking's accounts receivable are only considered to be worth 75% of book value:

Southeastern Banking's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=68.682-534.414+0.75 * 0+0.5 * 0
=-465.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Southeastern Banking Change In Receivables Related Terms


Southeastern Banking Change In Receivables Historical Data

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The historical data trend for Southeastern Banking's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southeastern Banking Change In Receivables Chart

Southeastern Banking Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 -0.18 -0.22 0.26 -0.46

Southeastern Banking Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
SEBC
68GF Score
Southeastern Banking Corp SEBC
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Southeastern Banking Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.00 Mil mean?
Southeastern Banking (SEBC) has a Change In Receivables of $0.00 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Southeastern Banking and its competitors.
Is Southeastern Banking's Change In Receivables too high?
Southeastern Banking's current Change In Receivables is $0.00 Mil. Overall, Southeastern Banking has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southeastern Banking's Change In Receivables compare to BSFO and BKSC?
Southeastern Banking's Change In Receivables of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Southeastern Banking and its competitors. Southeastern Banking's current Change In Receivables is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southeastern Banking stock overvalued right now?
Based on GuruFocus' analysis, Southeastern Banking (SEBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.50, compared to a current price of $30.46 — trading 29.6% above its estimated fair value. The current Change In Receivables is $0.00 Mil. Southeastern Banking's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Southeastern Banking (SEBC), the current Change In Receivables is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southeastern Banking (SEBC) Overvalued in 2026?

Based on GuruFocus' analysis, Southeastern Banking stock appears to be overvalued. The current stock price of $30.46 is trading 29.6% above its estimated GF Value™ of $23.50. GuruFocus considers Southeastern Banking to be Modestly Overvalued.

Key valuation signals for SEBC:

  • Change In Receivables: $0.00 Mil
  • GF Value™: $23.50 vs. price of $30.46 (29.6% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the SEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southeastern Banking Business Description

Address 1010 North Way, P.O. Box 455, Darien, GA, USA, 31305
Southeastern Banking Corp is a financial services company with operations in southeast Georgia and northeast Florida. It offers a broad range of commercial and consumer banking products and services to customers located mainly in the local market areas. The segments used in the portfolio include commercial real estate, residential real estate - mortgage, other commercial, financial, agricultural, and consumer. Commercial real estate has been divided into three classes, including construction and development, owner-occupied, and non-owner-occupied credits.
68GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.46
Price
$23.50
GF Value