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The historical rank and industry rank for Southeastern Banking's FCF Margin % or its related term are showing as below:
SEBC'
s FCF Margin % Range Over the Past 10 Years
Min: 15.85 Med: 34.28 Max: 39.34
Current: 25.39
During the past 13 years, the highest FCF Margin % of Southeastern Banking was 39.34%. The lowest was 15.85%. And the median was 34.28%.
SEBC's FCF Margin % is ranked worse than 50.87% of 1502
companies
in the Banks industry
Industry Median: 25.74
vs SEBC: 25.39
Southeastern Banking FCF Margin % Related Terms
Southeastern Banking FCF Margin % Historical Data
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The historical data trend for Southeastern Banking's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Southeastern Banking's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southeastern Banking FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Southeastern Banking's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Southeastern Banking's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southeastern Banking (SEBC) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Southeastern Banking and its competitors. Over the past decade, Southeastern Banking's FCF Margin % has ranged from 15.85 to 39.34. According to the industry distribution chart, Southeastern Banking ranks #764 out of 1502 companies in the Banks industry, placing it in the top 50.9%.
Is Southeastern Banking's FCF Margin % too high?
Southeastern Banking's current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 15.85 to a high of 39.34. Based on the distribution chart, Southeastern Banking ranks #764 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Southeastern Banking has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southeastern Banking's FCF Margin % compare to BSFO and BKSC?
According to the Banks industry distribution chart, Southeastern Banking ranks #764 out of 1502 companies for FCF Margin %. This places Southeastern Banking in the lower half of its industry. The industry median FCF Margin % is 25.74. Historically, Southeastern Banking's own FCF Margin % has ranged from 15.85 to 39.34 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 25.74, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Southeastern Banking and its competitors. For the Banks industry, the median FCF Margin % is 25.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southeastern Banking's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southeastern Banking stock overvalued right now?
Based on GuruFocus' analysis, Southeastern Banking (SEBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.50, compared to a current price of $30.46 — trading 29.6% above its estimated fair value. The current FCF Margin % is 0.00%. Southeastern Banking's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Southeastern Banking (SEBC), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southeastern Banking (SEBC) Overvalued in 2026?
Based on GuruFocus' analysis, Southeastern Banking stock appears to be overvalued.
The current stock price of $30.46 is trading 29.6% above its estimated GF Value™ of $23.50.
GuruFocus considers Southeastern Banking to be Modestly Overvalued.
Key valuation signals for SEBC:
FCF Margin %: 0.00%
GF Value™: $23.50 vs. price of $30.46 (29.6% above fair value)
No single metric tells the full story. See the SEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southeastern Banking Corp is a financial services company with operations in southeast Georgia and northeast Florida. It offers a broad range of commercial and consumer banking products and services to customers located mainly in the local market areas. The segments used in the portfolio include commercial real estate, residential real estate - mortgage, other commercial, financial, agricultural, and consumer. Commercial real estate has been divided into three classes, including construction and development, owner-occupied, and non-owner-occupied credits.
68GF Score
Get the complete analysis for SEBC
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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