SEBC (Southeastern Banking) Tariff Resilience Score: 9/10 (As of Jul. 30, 2026)

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SEBC Southeastern Banking Corp SEBC
68 GF Score
Price $30.46
GF Value $23.50
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Southeastern Banking Tariff Resilience Score?

Southeastern Banking SEBC 68 Tariff Resilience Score is 9 as of Jul. 30, 2026. GuruFocus rates SEBC with a GF Score™ of 68/100 and a GF Value™ of $23.50 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,606 Banks companies, Southeastern Banking ranks better than 99.32% on this metric.

Southeastern Banking has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Southeastern Banking has Southeastern Banking Corp, a regional bank, has minimal exposure to tariffs as its operations are primarily domestic and service-based. Historical tariff changes have had little to no impact on its business, and the company is largely insulated from international trade fluctuations.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Southeastern Banking might have Highly Resilient.

Southeastern Banking  (OTCPK:SEBC) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Southeastern Banking Tariff Resilience Score Related Terms

SEBC vs BSFO, BKSC, BYFC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Southeastern Banking's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southeastern Banking Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Southeastern Banking's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Southeastern Banking's Tariff Resilience Score falls into.


SEBC
68GF Score
Southeastern Banking Corp SEBC
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Southeastern Banking (SEBC) has a Tariff Resilience Score of 9 as of Jul. 30, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Southeastern Banking ranks #11 out of 1606 companies in the Banks industry, placing it in the top 0.7%.
Is Southeastern Banking's Tariff Resilience Score too high?
Southeastern Banking's current Tariff Resilience Score is 9. Based on the distribution chart, Southeastern Banking ranks #11 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Southeastern Banking has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southeastern Banking's Tariff Resilience Score compare to BSFO and BKSC?
According to the Banks industry distribution chart, Southeastern Banking ranks #11 out of 1606 companies for Tariff Resilience Score. This places Southeastern Banking in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Southeastern Banking's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southeastern Banking stock overvalued right now?
Based on GuruFocus' analysis, Southeastern Banking (SEBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.50, compared to a current price of $30.46 — trading 29.6% above its estimated fair value. The current Tariff Resilience Score is 9. Southeastern Banking's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Southeastern Banking (SEBC), the current Tariff Resilience Score is 9 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southeastern Banking (SEBC) Overvalued in 2026?

Based on GuruFocus' analysis, Southeastern Banking stock appears to be overvalued. The current stock price of $30.46 is trading 29.6% above its estimated GF Value™ of $23.50. GuruFocus considers Southeastern Banking to be Modestly Overvalued.

Key valuation signals for SEBC:

  • Tariff Resilience Score: 9
  • GF Value™: $23.50 vs. price of $30.46 (29.6% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the SEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southeastern Banking Business Description

Address 1010 North Way, P.O. Box 455, Darien, GA, USA, 31305
Southeastern Banking Corp is a financial services company with operations in southeast Georgia and northeast Florida. It offers a broad range of commercial and consumer banking products and services to customers located mainly in the local market areas. The segments used in the portfolio include commercial real estate, residential real estate - mortgage, other commercial, financial, agricultural, and consumer. Commercial real estate has been divided into three classes, including construction and development, owner-occupied, and non-owner-occupied credits.
68GF Score

Get the complete analysis for SEBC

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.46
Price
$23.50
GF Value