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OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Southeastern Banking OCF Yield % Related Terms
Southeastern Banking OCF Yield % Historical Data
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The historical data trend for Southeastern Banking's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Southeastern Banking's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southeastern Banking OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Southeastern Banking's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Southeastern Banking's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southeastern Banking (SEBC) has a OCF Yield % of 10.57 as of Jul. 30, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Southeastern Banking and its competitors. Over the past decade, Southeastern Banking's OCF Yield % has ranged from 10.57 to 10.73. According to the industry distribution chart, Southeastern Banking ranks #632 out of 1498 companies in the Banks industry, placing it in the top 42.2%.
Is Southeastern Banking's OCF Yield % too high?
Southeastern Banking's current OCF Yield % is 10.57. Over the past 10 years, this metric has ranged from a low of 10.57 to a high of 10.73. The Banks industry median OCF Yield % is 8.96. Southeastern Banking's value of 10.57 is 18% above this industry median. Based on the distribution chart, Southeastern Banking ranks #632 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Southeastern Banking has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southeastern Banking's OCF Yield % compare to BSFO and BKSC?
According to the Banks industry distribution chart, Southeastern Banking ranks #632 out of 1498 companies for OCF Yield %. This puts Southeastern Banking in the upper half of its industry. The industry median OCF Yield % is 8.96. Southeastern Banking's value of 10.57 is 18% above this benchmark. Historically, Southeastern Banking's own OCF Yield % has ranged from 10.57 to 10.73 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 8.96, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Southeastern Banking's current OCF Yield % of 10.57 is 18% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Southeastern Banking and its competitors. For the Banks industry, the median OCF Yield % is 8.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southeastern Banking's current OCF Yield % is 10.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southeastern Banking stock overvalued right now?
Based on GuruFocus' analysis, Southeastern Banking (SEBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.50, compared to a current price of $30.46 — trading 29.6% above its estimated fair value. The current OCF Yield % is 10.57 and 18% above the Banks industry median of 8.96. Southeastern Banking's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Southeastern Banking (SEBC), the current OCF Yield % is 10.57 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southeastern Banking (SEBC) Overvalued in 2026?
Based on GuruFocus' analysis, Southeastern Banking stock appears to be overvalued.
The current stock price of $30.46 is trading 29.6% above its estimated GF Value™ of $23.50.
GuruFocus considers Southeastern Banking to be Modestly Overvalued.
Key valuation signals for SEBC:
OCF Yield %: 10.57
GF Value™: $23.50 vs. price of $30.46 (29.6% above fair value)
Industry Position: 18% above the Banks median (#632 of 1498)
No single metric tells the full story. See the SEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southeastern Banking Corp is a financial services company with operations in southeast Georgia and northeast Florida. It offers a broad range of commercial and consumer banking products and services to customers located mainly in the local market areas. The segments used in the portfolio include commercial real estate, residential real estate - mortgage, other commercial, financial, agricultural, and consumer. Commercial real estate has been divided into three classes, including construction and development, owner-occupied, and non-owner-occupied credits.
68GF Score
Get the complete analysis for SEBC
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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