SEBC (Southeastern Banking) Preferred Stock: $0.00 Mil (As of Mar. 2026)

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SEBC Southeastern Banking Corp SEBC
68 GF Score
Price $30.46
GF Value $23.50
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Southeastern Banking Preferred Stock?

Southeastern Banking SEBC 68 Preferred Stock is $0.00 Mil as of Mar. 2026. GuruFocus rates SEBC with a GF Score™ of 68/100 and a GF Value™ of $23.50 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Preferred stock is a special equity security that has properties of both equity and debt. Southeastern Banking's preferred stock for the quarter that ended in Mar. 2026 was $0.00 Mil.

The market value of preferred stock needs to be added to the market value of common stocks in the calculation of Enterprise Value. Southeastern Banking's Enterprise Value for the quarter that ended in Mar. 2026 was $22.11 Mil.

In the calculation of book value, the par value of preferred stocks needs to subtracted from total equity. Southeastern Banking's Book Value per Share for the quarter that ended in Mar. 2026 was $27.56.

Dividends paid to preferred stocks need to be subtracted from net income in the calculation of Earnings per Share (Diluted). Southeastern Banking's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $0.86.


Southeastern Banking  (OTCPK:SEBC) Preferred Stock Explanation

When a company needs capital but does not wish to issue debt, they may sell preferred stocks to investors.

For instance, during the financial crisis of 2008, Goldman Sachs (GS) issued a combination of preferred stock and common stock options for $5 billion of capital to Warren Buffett’s Berkshire Hathaway (BRK.A)(BRK.B). In this deal, Berkshire Hathaway paid $5 billion for 10% cumulative perpetual preferred stock and warrants to buy 43.5 million shares of Goldman Sachs at $115 a share. Goldman Sachs bought back the preferred in 2010. Guess how much money Warren Buffett made in this deal in two years? Read How Much Did Warren Buffett’s Berkshire Hathaway (BRK.B) Make on Its Goldman Sachs (GS) Preferred Stock?

1. The market value of Preferred Stocks needs to be added to the market value of common stocks in the calculation of enterprise value.

Southeastern Banking's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

2. In the calculation of Book Value, the par value of Preferred Stocks needs to subtracted from total equity.

Southeastern Banking's Book Value per Share for the quarter that ended in Mar. 2026 is calculated as

3. Dividends paid to Preferred Stocks need to be subtracted from net income in the calculation of earnings per share.

Southeastern Banking's Earnings per Share (Diluted) (EPS) for the three months ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Southeastern Banking Preferred Stock Related Terms


Southeastern Banking Preferred Stock Historical Data

* Premium members only.

The historical data trend for Southeastern Banking's Preferred Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southeastern Banking Preferred Stock Chart

Southeastern Banking Annual Data
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Southeastern Banking Quarterly Data
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SEBC
68GF Score
Southeastern Banking Corp SEBC
Preferred Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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Southeastern Banking Preferred Stock Calculation

Preferred Stock is a special equity security that has properties of both equity and debt. It is generally considered a hybrid instrument. Preferred stock is senior to common stock, but is subordinate to bonds in terms of claim or rights to their share of the assets of the company.

Preferred stock has priority over common stock in the payment of dividends and any payments received when a company liquidates.

Preferred stock comes in many forms. It can be:


Convertible or Non-Convertible
Cumulative or Non-Cumulative
Voting or Non-Voting
Callable or Non-Callable
Maturity Date or No Maturity Date

A preferred stock without a maturity date is called a perpetual preferred stock. These are relatively rare. A good example of perpetual preferred stock is the many series of Public Storage (PSA) preferred shares that trade on the New York Stock Exchange.

Before investing in preferred stock, it is important to know which of the above groups the stock belongs to. Is it convertible or non-convertible? Are dividends cumulative or non-cumulative?

It is also critical that an investor knows what bonds the company has in front of the preferred stock. Bondholders get paid first. So the decision to buy a preferred stock can be similar to the decision to buy a bond. But, remember, the preferred stock of a company with bonds is junior to those bonds.

Unless a preferred stock is convertible, the upside in a preferred stock investment is more limited than in a common stock investment. If a company doubles its earnings, it is usually under no more obligation to double the dividends paid to preferred shareholders than it is to double the interest paid to its bankers and bondholders.So preferred stock is very different from common stock.

Frequently Asked Questions Learn more about Preferred Stock →
What does a Preferred Stock of $0.00 Mil mean?
Southeastern Banking (SEBC) has a Preferred Stock of $0.00 Mil as of Mar. 2026. Preferred Stock represents the par value of a company's preferred shares. View historical data on Southeastern Banking and its competitors.
Is Southeastern Banking's Preferred Stock too high?
Southeastern Banking's current Preferred Stock is $0.00 Mil. Overall, Southeastern Banking has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southeastern Banking's Preferred Stock compare to BSFO and BKSC?
Southeastern Banking's Preferred Stock of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Preferred Stock for a Banks company?
A good Preferred Stock depends on the Banks industry context. However, Preferred Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Preferred Stock mean?
A high Preferred Stock can signal that a stock is expensive relative to its fundamentals. Preferred Stock represents the par value of a company's preferred shares. View historical data on Southeastern Banking and its competitors. Southeastern Banking's current Preferred Stock is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southeastern Banking stock overvalued right now?
Based on GuruFocus' analysis, Southeastern Banking (SEBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.50, compared to a current price of $30.46 — trading 29.6% above its estimated fair value. The current Preferred Stock is $0.00 Mil. Southeastern Banking's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Preferred Stock calculated?
Preferred Stock is calculated from a company's financial statements. For Southeastern Banking (SEBC), the current Preferred Stock is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southeastern Banking (SEBC) Overvalued in 2026?

Based on GuruFocus' analysis, Southeastern Banking stock appears to be overvalued. The current stock price of $30.46 is trading 29.6% above its estimated GF Value™ of $23.50. GuruFocus considers Southeastern Banking to be Modestly Overvalued.

Key valuation signals for SEBC:

  • Preferred Stock: $0.00 Mil
  • GF Value™: $23.50 vs. price of $30.46 (29.6% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the SEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southeastern Banking Business Description

Address 1010 North Way, P.O. Box 455, Darien, GA, USA, 31305
Southeastern Banking Corp is a financial services company with operations in southeast Georgia and northeast Florida. It offers a broad range of commercial and consumer banking products and services to customers located mainly in the local market areas. The segments used in the portfolio include commercial real estate, residential real estate - mortgage, other commercial, financial, agricultural, and consumer. Commercial real estate has been divided into three classes, including construction and development, owner-occupied, and non-owner-occupied credits.
68GF Score

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Preferred Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.46
Price
$23.50
GF Value