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Southeastern Banking's quarterly market cap
increased
from Sep. 2025 ($76.80 Mil) to Dec. 2025 ($82.65 Mil) and
increased
from Dec. 2025 ($82.65 Mil) to Mar. 2026 ($90.79 Mil).
Southeastern Banking's annual market cap
increased
from Dec. 2023 ($59.87 Mil) to Dec. 2024 ($87.45 Mil) but then
declined
from Dec. 2024 ($87.45 Mil) to Dec. 2025 ($82.65 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Southeastern Banking's Enterprise Value for Today is $28.17 Mil.
Southeastern Banking (OTCPK:SEBC) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Southeastern Banking Market Cap Related Terms
Southeastern Banking Market Cap Historical Data
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The historical data trend for Southeastern Banking's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Southeastern Banking's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southeastern Banking Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Southeastern Banking's Market Cap distribution charts can be found below:
* The bar in red indicates where Southeastern Banking's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Southeastern Banking's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southeastern Banking (SEBC) has a Market Cap of $96.85 Mil as of Jul. 30, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Southeastern Banking and its competitors. According to the industry distribution chart, Southeastern Banking ranks #1263 out of 1543 companies in the Banks industry, placing it in the top 81.9%.
Is Southeastern Banking's Market Cap too high?
Southeastern Banking's current Market Cap is $96.85 Mil. The Banks industry median Market Cap is 733.70. Southeastern Banking's value of $96.85 Mil is 86.8% below this industry median. Based on the distribution chart, Southeastern Banking ranks #1263 out of 1543 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Southeastern Banking has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southeastern Banking's Market Cap compare to BSFO and BKSC?
According to the Banks industry distribution chart, Southeastern Banking ranks #1263 out of 1543 companies for Market Cap. This places Southeastern Banking in the lower half of its industry. The industry median Market Cap is 733.70. Southeastern Banking's value of $96.85 Mil is 86.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 733.70, based on 1,543 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Southeastern Banking's current Market Cap of $96.85 Mil is 86.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Southeastern Banking and its competitors. For the Banks industry, the median Market Cap is 733.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southeastern Banking's current Market Cap is $96.85 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southeastern Banking stock overvalued right now?
Based on GuruFocus' analysis, Southeastern Banking (SEBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.50, compared to a current price of $30.46 — trading 29.6% above its estimated fair value. The current Market Cap is $96.85 Mil and 86.8% below the Banks industry median of 733.70. Southeastern Banking's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Southeastern Banking (SEBC), the current Market Cap is $96.85 Mil as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southeastern Banking (SEBC) Overvalued in 2026?
Based on GuruFocus' analysis, Southeastern Banking stock appears to be overvalued.
The current stock price of $30.46 is trading 29.6% above its estimated GF Value™ of $23.50.
GuruFocus considers Southeastern Banking to be Modestly Overvalued.
Key valuation signals for SEBC:
Market Cap: $96.85 Mil
GF Value™: $23.50 vs. price of $30.46 (29.6% above fair value)
Industry Position: 86.8% below the Banks median (#1263 of 1543)
No single metric tells the full story. See the SEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southeastern Banking Corp is a financial services company with operations in southeast Georgia and northeast Florida. It offers a broad range of commercial and consumer banking products and services to customers located mainly in the local market areas. The segments used in the portfolio include commercial real estate, residential real estate - mortgage, other commercial, financial, agricultural, and consumer. Commercial real estate has been divided into three classes, including construction and development, owner-occupied, and non-owner-occupied credits.
68GF Score
Get the complete analysis for SEBC
Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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