SEBC (Southeastern Banking) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SEBC Southeastern Banking Corp SEBC
68 GF Score
Price $30.46
GF Value $23.50
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Southeastern Banking ROC (Joel Greenblatt) %?

Southeastern Banking SEBC 68 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates SEBC with a GF Score™ of 68/100 and a GF Value™ of $23.50 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 46 Banks companies, Southeastern Banking ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

SEBC
68GF Score
Southeastern Banking Corp SEBC
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Southeastern Banking (SEBC) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Southeastern Banking and its competitors. According to the industry distribution chart, Southeastern Banking ranks #999999 out of 46 companies in the Banks industry.
Is Southeastern Banking's ROC (Joel Greenblatt) % too high?
Southeastern Banking's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Southeastern Banking ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Southeastern Banking has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southeastern Banking's ROC (Joel Greenblatt) % compare to BSFO and BKSC?
According to the Banks industry distribution chart, Southeastern Banking ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Southeastern Banking in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Southeastern Banking and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southeastern Banking's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southeastern Banking stock overvalued right now?
Based on GuruFocus' analysis, Southeastern Banking (SEBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.50, compared to a current price of $30.46 — trading 29.6% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Southeastern Banking's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Southeastern Banking (SEBC), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southeastern Banking (SEBC) Overvalued in 2026?

Based on GuruFocus' analysis, Southeastern Banking stock appears to be overvalued. The current stock price of $30.46 is trading 29.6% above its estimated GF Value™ of $23.50. GuruFocus considers Southeastern Banking to be Modestly Overvalued.

Key valuation signals for SEBC:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $23.50 vs. price of $30.46 (29.6% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the SEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southeastern Banking Business Description

Address 1010 North Way, P.O. Box 455, Darien, GA, USA, 31305
Southeastern Banking Corp is a financial services company with operations in southeast Georgia and northeast Florida. It offers a broad range of commercial and consumer banking products and services to customers located mainly in the local market areas. The segments used in the portfolio include commercial real estate, residential real estate - mortgage, other commercial, financial, agricultural, and consumer. Commercial real estate has been divided into three classes, including construction and development, owner-occupied, and non-owner-occupied credits.
68GF Score

Get the complete analysis for SEBC

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.46
Price
$23.50
GF Value