UNTN (United Tennessee Bankshares) Change In Receivables: $0.00 Mil (TTM As of Dec. 2025)

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UNTN United Tennessee Bankshares Inc UNTN
50 GF Score
Price $30.50
GF Value $19.37
Valuation Significantly Overvalued
! 6 Warning Signs
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What is United Tennessee Bankshares Change In Receivables?

United Tennessee Bankshares UNTN +1.38% 50 Change In Receivables is $0.00 Mil as of Dec. 2025. GuruFocus rates UNTN with a GF Score™ of 50/100 and a GF Value™ of $19.37 (Significantly Overvalued). The stock has 6 warning signs investors should review.

United Tennessee Bankshares's change in receivables for the quarter that ended in Dec. 2025 was $0.00 Mil. It means United Tennessee Bankshares's Accounts Receivable stayed the same from Sep. 2025 to Dec. 2025 .

United Tennessee Bankshares's change in receivables for the fiscal year that ended in Dec. 2025 was $0.06 Mil. It means United Tennessee Bankshares's Accounts Receivable declined by $0.06 Mil from Dec. 2024 to Dec. 2025 .

United Tennessee Bankshares's Accounts Receivable for the quarter that ended in Dec. 2025 was $1.25 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. United Tennessee Bankshares's Days Sales Outstanding for the three months ended in Dec. 2025 was 75.06.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. United Tennessee Bankshares's liquidation value for the three months ended in Dec. 2025 was $-178.78 Mil.

United Tennessee Bankshares  (OTCPK:UNTN) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

United Tennessee Bankshares's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=1.247/1.516*91
=75.06

2. In Ben Graham's calculation of liquidation value, United Tennessee Bankshares's accounts receivable are only considered to be worth 75% of book value:

United Tennessee Bankshares's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=71.581-251.294+0.75 * 1.247+0.5 * 0
=-178.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Tennessee Bankshares Change In Receivables Related Terms

United Tennessee Bankshares Change In Receivables Historical Data

* Premium members only.

The historical data trend for United Tennessee Bankshares's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Tennessee Bankshares Change In Receivables Chart

United Tennessee Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.03 -0.22 -0.12 -0.15 0.06

United Tennessee Bankshares Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
UNTN
50GF Score
United Tennessee Bankshares Inc UNTN
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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United Tennessee Bankshares Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.00 Mil mean?
United Tennessee Bankshares (UNTN) has a Change In Receivables of $0.00 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for United Tennessee Bankshares and its competitors.
Is United Tennessee Bankshares' Change In Receivables too high?
United Tennessee Bankshares' current Change In Receivables is $0.00 Mil. Overall, United Tennessee Bankshares has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Tennessee Bankshares' Change In Receivables compare to TVLF and TDCB?
United Tennessee Bankshares' Change In Receivables of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for United Tennessee Bankshares and its competitors. United Tennessee Bankshares's current Change In Receivables is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Tennessee Bankshares stock overvalued right now?
Based on GuruFocus' analysis, United Tennessee Bankshares (UNTN) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.37, compared to a current price of $30.50 — trading 57.5% above its estimated fair value. The current Change In Receivables is $0.00 Mil. United Tennessee Bankshares' overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For United Tennessee Bankshares (UNTN), the current Change In Receivables is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Tennessee Bankshares (UNTN) Overvalued in 2026?

Based on GuruFocus' analysis, United Tennessee Bankshares stock appears to be overvalued. The current stock price of $30.50 is trading 57.5% above its estimated GF Value™ of $19.37. GuruFocus considers United Tennessee Bankshares to be Significantly Overvalued.

Key valuation signals for UNTN:

  • Change In Receivables: $0.00 Mil
  • GF Value™: $19.37 vs. price of $30.50 (57.5% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the UNTN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Tennessee Bankshares Business Description

Address 170 W. Broadway, Newport, TN, USA, 37821-2325
United Tennessee Bankshares Inc is the holding company. Through its banking subsidiary, it provides a variety of financial services to individuals and corporate customers through its three offices in Newport, Tennessee. The Group's primary deposit products are interest-bearing checking and savings accounts and certificates of deposit. Its primary lending products are one-to-four family first mortgage loans.
50GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.50
Price
$19.37
GF Value