UNTN (United Tennessee Bankshares) PEG Ratio: N/A (As of Jul. 03, 2026)


UNTN United Tennessee Bankshares Inc UNTN
52 GF Score
Price $28.00
GF Value $19.33
Valuation Significantly Overvalued
! 6 Warning Signs
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What is United Tennessee Bankshares PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, United Tennessee Bankshares's PE Ratio without NRI is 10.58. United Tennessee Bankshares's 5-Year Book Value growth rate is -0.90%. Therefore, United Tennessee Bankshares's PEG Ratio for today is N/A.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for United Tennessee Bankshares's PEG Ratio or its related term are showing as below:


During the past 13 years, United Tennessee Bankshares's highest PEG Ratio was 3.14. The lowest was 1.95. And the median was 2.53.


UNTN's PEG Ratio is not ranked *
in the Banks industry.
Industry Median: 1.53
* Ranked among companies with meaningful PEG Ratio only.

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


United Tennessee Bankshares  (OTCPK:UNTN) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


United Tennessee Bankshares PEG Ratio Related Terms


United Tennessee Bankshares PEG Ratio Historical Data

* Premium members only.

The historical data trend for United Tennessee Bankshares's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Tennessee Bankshares PEG Ratio Chart

United Tennessee Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.26 0.00 0.00 0.00 0.00

United Tennessee Bankshares Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

UNTN vs TDCB, MFDB, CIBN: PEG Ratio Comparison

For the Banks - Regional subindustry, United Tennessee Bankshares's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Tennessee Bankshares PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, United Tennessee Bankshares's PEG Ratio distribution charts can be found below:

* The bar in red indicates where United Tennessee Bankshares's PEG Ratio falls into.


UNTN
52GF Score
United Tennessee Bankshares Inc UNTN
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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United Tennessee Bankshares PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

United Tennessee Bankshares's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=10.57801284473/-0.90
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Is United Tennessee Bankshares (UNTN) Overvalued in 2026?

Based on GuruFocus' analysis, United Tennessee Bankshares stock appears to be overvalued. The current stock price of $28.00 is trading 44.9% above its estimated GF Value™ of $19.33. GuruFocus considers United Tennessee Bankshares to be Significantly Overvalued.

Key valuation signals for UNTN:

  • PEG Ratio: N/A
  • GF Value™: $19.33 vs. price of $28.00 (44.9% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the UNTN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Tennessee Bankshares Business Description

Address 170 W. Broadway, Newport, TN, USA, 37821-2325
United Tennessee Bankshares Inc is the holding company. Through its banking subsidiary, it provides a variety of financial services to individuals and corporate customers through its three offices in Newport, Tennessee. The Group's primary deposit products are interest-bearing checking and savings accounts and certificates of deposit. Its primary lending products are one-to-four family first mortgage loans.
52GF Score

Get the complete analysis for UNTN

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.00
Price
$19.33
GF Value