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The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.
UNTN's 14-Day RSI is ranked worse than 96.95% of 1605
companies
in the Banks industry
Industry Median: 54.81
vs UNTN: 94.96
United Tennessee Bankshares (OTCPK:UNTN) 14-Day RSI Explanation
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.
United Tennessee Bankshares 14-Day RSI Related Terms
UNTN vs TDCB, MFDB, CIBN: 14-Day RSI Comparison
For the Banks - Regional subindustry, United Tennessee Bankshares's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Tennessee Bankshares 14-Day RSI vs Banks Industry
For the Banks industry and Financial Services sector, United Tennessee Bankshares's 14-Day RSI distribution charts can be found below:
* The bar in red indicates where United Tennessee Bankshares's 14-Day RSI falls into.
United Tennessee Bankshares (OTCPK:UNTN) 14-Day RSI Calculation
The formula for calculating RSI is:
RSI
=
100
–
[ 100
/
( 1 + Average Gain
/
Average Loss )]
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Tennessee Bankshares (UNTN) has a 14-Day RSI of 94.96 as of Jul. 24, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on United Tennessee Bankshares and its competitors. According to the industry distribution chart, United Tennessee Bankshares ranks #1556 out of 1605 companies in the Banks industry, placing it in the top 96.9%.
Is United Tennessee Bankshares' 14-Day RSI too high?
United Tennessee Bankshares' current 14-Day RSI is 94.96. The Banks industry median 14-Day RSI is 54.81. United Tennessee Bankshares' value of 94.96 is 73.3% above this industry median. Based on the distribution chart, United Tennessee Bankshares ranks #1556 out of 1605 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, United Tennessee Bankshares has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Tennessee Bankshares' 14-Day RSI compare to TDCB and MFDB?
According to the Banks industry distribution chart, United Tennessee Bankshares ranks #1556 out of 1605 companies for 14-Day RSI. This places United Tennessee Bankshares in the lower half of its industry. The industry median 14-Day RSI is 54.81. United Tennessee Bankshares' value of 94.96 is 73.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for a Banks company?
The median 14-Day RSI among Banks companies is 54.81, based on 1,605 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Tennessee Bankshares's current 14-Day RSI of 94.96 is 73.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on United Tennessee Bankshares and its competitors. For the Banks industry, the median 14-Day RSI is 54.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Tennessee Bankshares's current 14-Day RSI is 94.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Tennessee Bankshares stock overvalued right now?
Based on GuruFocus' analysis, United Tennessee Bankshares (UNTN) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.34, compared to a current price of $30.33 — trading 56.8% above its estimated fair value. The current 14-Day RSI is 94.96 and 73.3% above the Banks industry median of 54.81. United Tennessee Bankshares' overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For United Tennessee Bankshares (UNTN), the current 14-Day RSI is 94.96 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Tennessee Bankshares (UNTN) Overvalued in 2026?
Based on GuruFocus' analysis, United Tennessee Bankshares stock appears to be overvalued.
The current stock price of $30.33 is trading 56.8% above its estimated GF Value™ of $19.34.
GuruFocus considers United Tennessee Bankshares to be Significantly Overvalued.
Key valuation signals for UNTN:
14-Day RSI: 94.96
GF Value™: $19.34 vs. price of $30.33 (56.8% above fair value)
Industry Position: 73.3% above the Banks median (#1556 of 1605)
No single metric tells the full story. See the UNTN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Tennessee Bankshares Inc is the holding company. Through its banking subsidiary, it provides a variety of financial services to individuals and corporate customers through its three offices in Newport, Tennessee. The Group's primary deposit products are interest-bearing checking and savings accounts and certificates of deposit. Its primary lending products are one-to-four family first mortgage loans.
50GF Score
Get the complete analysis for UNTN
14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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