UNTN (United Tennessee Bankshares) Beginning Cash Position: $0.00 Mil (As of Dec. 2025)

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UNTN United Tennessee Bankshares Inc UNTN
52 GF Score
Price $29.10
GF Value $19.35
Valuation Significantly Overvalued
! 6 Warning Signs
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What is United Tennessee Bankshares Beginning Cash Position?

United Tennessee Bankshares UNTN -3.00% 52 Beginning Cash Position is $0.00 Mil as of Dec. 2025. GuruFocus rates UNTN with a GF Score™ of 52/100 and a GF Value™ of $19.35 (Significantly Overvalued). The stock has 6 warning signs investors should review.

United Tennessee Bankshares's Beginning Cash Position for the quarter that ended in Dec. 2025 was $0.00 Mil.

United Tennessee Bankshares's annual Beginning Cash Position increased from Dec. 2023 ($3.92 Mil) to Dec. 2024 ($12.79 Mil) but then declined from Dec. 2024 ($12.79 Mil) to Dec. 2025 ($9.74 Mil).

United Tennessee Bankshares Beginning Cash Position Related Terms

United Tennessee Bankshares Beginning Cash Position Historical Data

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The historical data trend for United Tennessee Bankshares's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Tennessee Bankshares Beginning Cash Position Chart

United Tennessee Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.63 9.24 3.92 12.79 9.74

United Tennessee Bankshares Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
UNTN
52GF Score
United Tennessee Bankshares Inc UNTN
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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United Tennessee Bankshares Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $0.00 Mil mean?
United Tennessee Bankshares (UNTN) has a Beginning Cash Position of $0.00 Mil as of Dec. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on United Tennessee Bankshares and its competitors.
Is United Tennessee Bankshares' Beginning Cash Position too high?
United Tennessee Bankshares' current Beginning Cash Position is $0.00 Mil. Overall, United Tennessee Bankshares has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Tennessee Bankshares' Beginning Cash Position compare to TVLF and TDCB?
United Tennessee Bankshares' Beginning Cash Position of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on United Tennessee Bankshares and its competitors. United Tennessee Bankshares's current Beginning Cash Position is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Tennessee Bankshares stock overvalued right now?
Based on GuruFocus' analysis, United Tennessee Bankshares (UNTN) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.35, compared to a current price of $29.10 — trading 50.4% above its estimated fair value. The current Beginning Cash Position is $0.00 Mil. United Tennessee Bankshares' overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For United Tennessee Bankshares (UNTN), the current Beginning Cash Position is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Tennessee Bankshares (UNTN) Overvalued in 2026?

Based on GuruFocus' analysis, United Tennessee Bankshares stock appears to be overvalued. The current stock price of $29.10 is trading 50.4% above its estimated GF Value™ of $19.35. GuruFocus considers United Tennessee Bankshares to be Significantly Overvalued.

Key valuation signals for UNTN:

  • Beginning Cash Position: $0.00 Mil
  • GF Value™: $19.35 vs. price of $29.10 (50.4% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the UNTN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Tennessee Bankshares Business Description

Address 170 W. Broadway, Newport, TN, USA, 37821-2325
United Tennessee Bankshares Inc is the holding company. Through its banking subsidiary, it provides a variety of financial services to individuals and corporate customers through its three offices in Newport, Tennessee. The Group's primary deposit products are interest-bearing checking and savings accounts and certificates of deposit. Its primary lending products are one-to-four family first mortgage loans.
52GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.10
Price
$19.35
GF Value