UNTN (United Tennessee Bankshares) Research & Development: $0.00 Mil (TTM As of Dec. 2025)


UNTN United Tennessee Bankshares Inc UNTN
56 GF Score
Price $27.27
GF Value $19.32
Valuation Significantly Overvalued
! 6 Warning Signs
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What is United Tennessee Bankshares Research & Development?

United Tennessee Bankshares UNTN 56 Research & Development is $0.00 Mil as of Dec. 2025. GuruFocus rates UNTN with a GF Score™ of 56/100 and a GF Value™ of $19.32 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. United Tennessee Bankshares's Research & Development for the three months ended in Dec. 2025 was $0.00 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil.

United Tennessee Bankshares  (OTCPK:UNTN) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

United Tennessee Bankshares Research & Development Related Terms

United Tennessee Bankshares Research & Development Historical Data

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The historical data trend for United Tennessee Bankshares's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Tennessee Bankshares Research & Development Chart

United Tennessee Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
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United Tennessee Bankshares Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
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UNTN
56GF Score
United Tennessee Bankshares Inc UNTN
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
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United Tennessee Bankshares Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of $0.00 Mil mean?
United Tennessee Bankshares (UNTN) has a Research & Development of $0.00 Mil as of Dec. 2025. Research and development expense is the total cost for research and development activities. View historical data on United Tennessee Bankshares and its competitors.
Is United Tennessee Bankshares' Research & Development too high?
United Tennessee Bankshares' current Research & Development is $0.00 Mil. Overall, United Tennessee Bankshares has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Tennessee Bankshares' Research & Development compare to GOVB and MCHT?
United Tennessee Bankshares' Research & Development of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Banks company?
A good Research & Development depends on the Banks industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on United Tennessee Bankshares and its competitors. United Tennessee Bankshares's current Research & Development is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Tennessee Bankshares stock overvalued right now?
Based on GuruFocus' analysis, United Tennessee Bankshares (UNTN) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.32, compared to a current price of $27.27 — trading 41.1% above its estimated fair value. The current Research & Development is $0.00 Mil. United Tennessee Bankshares' overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For United Tennessee Bankshares (UNTN), the current Research & Development is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Tennessee Bankshares (UNTN) Overvalued in 2026?

Based on GuruFocus' analysis, United Tennessee Bankshares stock appears to be overvalued. The current stock price of $27.27 is trading 41.1% above its estimated GF Value™ of $19.32. GuruFocus considers United Tennessee Bankshares to be Significantly Overvalued.

Key valuation signals for UNTN:

  • Research & Development: $0.00 Mil
  • GF Value™: $19.32 vs. price of $27.27 (41.1% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the UNTN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Tennessee Bankshares Business Description

Address 170 W. Broadway, Newport, TN, USA, 37821-2325
United Tennessee Bankshares Inc is the holding company. Through its banking subsidiary, it provides a variety of financial services to individuals and corporate customers through its three offices in Newport, Tennessee. The Group's primary deposit products are interest-bearing checking and savings accounts and certificates of deposit. Its primary lending products are one-to-four family first mortgage loans.
56GF Score

Get the complete analysis for UNTN

Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.27
Price
$19.32
GF Value