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United Tennessee Bankshares (United Tennessee Bankshares) Cyclically Adjusted PS Ratio : 1.85 (As of May. 15, 2024)


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What is United Tennessee Bankshares Cyclically Adjusted PS Ratio?

As of today (2024-05-15), United Tennessee Bankshares's current share price is $16.85. United Tennessee Bankshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was $9.11. United Tennessee Bankshares's Cyclically Adjusted PS Ratio for today is 1.85.

The historical rank and industry rank for United Tennessee Bankshares's Cyclically Adjusted PS Ratio or its related term are showing as below:

UNTN' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.82   Med: 3.28   Max: 4.16
Current: 1.84

During the past years, United Tennessee Bankshares's highest Cyclically Adjusted PS Ratio was 4.16. The lowest was 1.82. And the median was 3.28.

UNTN's Cyclically Adjusted PS Ratio is ranked better than
66.67% of 1194 companies
in the Banks industry
Industry Median: 2.4 vs UNTN: 1.84

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

United Tennessee Bankshares's adjusted revenue per share data for the three months ended in Mar. 2024 was $2.120. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $9.11 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


United Tennessee Bankshares Cyclically Adjusted PS Ratio Historical Data

The historical data trend for United Tennessee Bankshares's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Tennessee Bankshares Cyclically Adjusted PS Ratio Chart

United Tennessee Bankshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.34 2.70 3.04 2.32 2.01

United Tennessee Bankshares Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.32 1.84 2.02 2.01 1.81

Competitive Comparison of United Tennessee Bankshares's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, United Tennessee Bankshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Tennessee Bankshares's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Tennessee Bankshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where United Tennessee Bankshares's Cyclically Adjusted PS Ratio falls into.



United Tennessee Bankshares Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

United Tennessee Bankshares's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=16.85/9.11
=1.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Tennessee Bankshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, United Tennessee Bankshares's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=2.12/129.4194*129.4194
=2.120

Current CPI (Mar. 2024) = 129.4194.

United Tennessee Bankshares Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
200506 1.503 82.062 2.370
200509 1.198 83.876 1.849
201212 0.000 96.871 0.000
201312 0.000 98.326 0.000
201406 1.984 100.560 2.553
201412 0.000 99.070 0.000
201503 1.931 99.621 2.509
201506 1.895 100.684 2.436
201509 1.841 100.392 2.373
201512 1.770 99.792 2.295
201603 1.868 100.470 2.406
201609 1.882 101.861 2.391
201612 1.697 101.863 2.156
201706 1.921 103.349 2.406
201709 1.998 104.136 2.483
201712 1.761 104.011 2.191
201803 1.943 105.290 2.388
201806 1.981 106.317 2.411
201809 1.937 106.507 2.354
201812 1.783 105.998 2.177
201903 1.934 107.251 2.334
201906 1.873 108.070 2.243
201909 1.763 108.329 2.106
201912 1.613 108.420 1.925
202003 1.736 108.902 2.063
202006 1.760 108.767 2.094
202009 1.726 109.815 2.034
202012 1.659 109.897 1.954
202103 1.832 111.754 2.122
202106 2.059 114.631 2.325
202109 2.054 115.734 2.297
202112 1.881 117.630 2.070
202203 2.142 121.301 2.285
202206 2.342 125.017 2.424
202209 2.497 125.227 2.581
202212 2.458 125.222 2.540
202303 2.674 127.348 2.717
202309 2.323 129.860 2.315
202312 1.939 129.419 1.939
202403 2.120 129.419 2.120

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


United Tennessee Bankshares  (OTCPK:UNTN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


United Tennessee Bankshares Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of United Tennessee Bankshares's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


United Tennessee Bankshares (United Tennessee Bankshares) Business Description

Traded in Other Exchanges
N/A
Address
170 W. Broadway, Newport, TN, USA, 37821-2325
United Tennessee Bankshares Inc is the holding company. It provides financial services to individuals and corporate customers. The bank's principal business consists of accepting deposits from the public through its main office and branch offices then investing those funds in loans secured by one to four family residential properties located in its primary market area. United Tennessee offers residential real estate loans, construction and land loans, commercial real estate loans, commercial and industrial loans, and consumer loans.
Executives
Nancy Bryant officer: V. Pres. & Treasurer 344 W BROADWAY, NEWPORT TN 37821
Hooper Ben W Iii director 344 W BROADWAY, NEWPORT TN 37821
Robert L Overholt director 344 W BROADWAY, NEWPORT TN 37821
Tommy C Bible director 344 W BROADWAY, NEWPORT TN 37821
Chris Triplett officer: Comptroller 344 W BROADWAY, NEWPORT TN 37821
William B Henry director 344 W BROADWAY, NEWPORT TN 37821
Robert D Self director 344 W BROADWAY, NEWPORT TN 37821
J William Myers director 344 W BROADWAY, NEWPORT TN 37821
Richard G Harwood director, officer: President 344 W BROADWAY, NEWPORT TN 37821
Peggy B Holston officer: Branch Mgr. & Secretary 344 W BROADWAY, NEWPORT TN 37821
Lonnie R Jones officer: Vice President 344 W BROADWAY, NEWPORT TN 37821

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