SAB Finance AS (XPRA:SABFG) Change In Receivables: Kč-454.82 Mil (TTM As of Dec. 2025)

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XPRA:SABFG SAB Finance AS XPRA:SABFG
55 GF Score
Price Kč1,060.00
GF Value Kč981.14
Valuation Fairly Valued
! 7 Warning Signs
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What is SAB Finance AS Change In Receivables?

SAB Finance AS XPRA:SABFG -0.93% 55 Change In Receivables is Kč-454.82 Mil as of Dec. 2025. GuruFocus rates XPRA:SABFG with a GF Score™ of 55/100 and a GF Value™ of Kč981.14 (Fairly Valued). The stock has 7 warning signs investors should review.

SAB Finance AS's change in receivables for the quarter that ended in Dec. 2025 was Kč284.23 Mil. It means SAB Finance AS's Accounts Receivable declined by Kč284.23 Mil from Jun. 2025 to Dec. 2025 .

SAB Finance AS's change in receivables for the fiscal year that ended in Dec. 2025 was Kč-454.82 Mil. It means SAB Finance AS's Accounts Receivable increased by Kč454.82 Mil from Dec. 2024 to Dec. 2025 .

SAB Finance AS's Accounts Receivable for the quarter that ended in Dec. 2025 was Kč0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. SAB Finance AS's Days Sales Outstanding for the six months ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. SAB Finance AS's liquidation value for the six months ended in Dec. 2025 was Kč-2,270.75 Mil.

SAB Finance AS  (XPRA:SABFG) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

SAB Finance AS's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/0.652*91
=0.00

2. In Ben Graham's calculation of liquidation value, SAB Finance AS's accounts receivable are only considered to be worth 75% of book value:

SAB Finance AS's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=252.905-2523.653+0.75 * 0+0.5 * 0
=-2,270.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SAB Finance AS Change In Receivables Related Terms

SAB Finance AS Change In Receivables Historical Data

* Premium members only.

The historical data trend for SAB Finance AS's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SAB Finance AS Change In Receivables Chart

SAB Finance AS Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only -2,223.07 -1,575.51 -3,443.71 -1,314.73 -454.82

SAB Finance AS Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -891.69 6,697.94 -8,012.67 -739.05 284.23
XPRA:SABFG
55GF Score
SAB Finance AS XPRA:SABFG
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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SAB Finance AS Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was Kč-454.82 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of Kč-454.82 Mil mean?
SAB Finance AS (XPRA:SABFG) has a Change In Receivables of Kč-454.82 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for SAB Finance AS and its competitors.
Is SAB Finance AS's Change In Receivables too high?
SAB Finance AS's current Change In Receivables is Kč-454.82 Mil. Overall, SAB Finance AS has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SAB Finance AS's Change In Receivables compare to MS and GS?
SAB Finance AS's Change In Receivables of Kč-454.82 Mil can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Capital Markets company?
A good Change In Receivables depends on the Capital Markets industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for SAB Finance AS and its competitors. SAB Finance AS's current Change In Receivables is Kč-454.82 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAB Finance AS stock overvalued right now?
Based on GuruFocus' analysis, SAB Finance AS (XPRA:SABFG) is currently considered Fairly Valued. The stock's GF Value™ is Kč981.14, compared to a current price of Kč1,060.00 — trading 8% above its estimated fair value. The current Change In Receivables is Kč-454.82 Mil. SAB Finance AS's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For SAB Finance AS (XPRA:SABFG), the current Change In Receivables is Kč-454.82 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SAB Finance AS (XPRA:SABFG) Overvalued in 2026?

Based on GuruFocus' analysis, SAB Finance AS stock appears to be overvalued. The current stock price of Kč1,060.00 is trading 8% above its estimated GF Value™ of Kč981.14. GuruFocus considers SAB Finance AS to be Fairly Valued.

Key valuation signals for XPRA:SABFG:

  • Change In Receivables: Kč-454.82 Mil
  • GF Value™: Kč981.14 vs. price of Kč1,060.00 (8% above fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the XPRA:SABFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SAB Finance AS Business Description

Address Senovazne namisti 1375/19, 1 Novv Misto, Praha, CZE
SAB Finance AS is engaged in providing International Payment Solutions considering the foreign exchange fluctuations. Its platform allows to make outgoing payments and receive incoming payments. Some of the services offered by the company include Market Watch, Foreign Currency Analysis, Regular Payments, and Multi-Payments.
55GF Score

Get the complete analysis for XPRA:SABFG

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč1,060.00
Price
Kč981.14
GF Value