SAB Finance AS (XPRA:SABFG) EV-to-EBITDA: 7.45 (As of Sep. 06, 2026) — 23% Below Median

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XPRA:SABFG SAB Finance AS XPRA:SABFG
60 GF Score
Price Kč1,050.00
GF Value Kč983.88
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is SAB Finance AS EV-to-EBITDA?

SAB Finance AS XPRA:SABFG -0.94% 60 EV-to-EBITDA is 7.45 as of Sep. 06, 2026, which is 23% below its 10-year median of 9.64. GuruFocus rates XPRA:SABFG with a GF Score™ of 60/100 and a GF Value™ of Kč983.88 (Fairly Valued). The stock has 7 warning signs investors should review. Among 498 Capital Markets companies, SAB Finance AS ranks better than 54.42% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, SAB Finance AS's enterprise value is Kč3,357.86 Mil. SAB Finance AS's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was Kč450.77 Mil. Therefore, SAB Finance AS's EV-to-EBITDA for today is 7.45.

The historical rank and industry rank for SAB Finance AS's EV-to-EBITDA or its related term are showing as below:

XPRA:SABFG' s EV-to-EBITDA Range Over the Past 10 Years
Min: 3.64   Med: 9.64   Max: 17.55
Current: 7.45

During the past 9 years, the highest EV-to-EBITDA of SAB Finance AS was 17.55. The lowest was 3.64. And the median was 9.64.

XPRA:SABFG's EV-to-EBITDA is ranked better than
54.42% of 498 companies
in the Capital Markets industry
Industry Median: 8.42 vs XPRA:SABFG: 7.45

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-06), SAB Finance AS's stock price is Kč1050.00. SAB Finance AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was Kč93.606. Therefore, SAB Finance AS's PE Ratio (TTM) for today is 11.22.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


SAB Finance AS  (XPRA:SABFG) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

SAB Finance AS's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1050.00/93.606
=11.22

SAB Finance AS's share price for today is Kč1050.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SAB Finance AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was Kč93.606.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


SAB Finance AS EV-to-EBITDA Related Terms


SAB Finance AS EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for SAB Finance AS's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SAB Finance AS EV-to-EBITDA Chart

SAB Finance AS Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only 13.93 4.83 3.77 9.73 7.56

SAB Finance AS Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.77 0.00 9.73 0.00 7.56

XPRA:SABFG vs MS, GS, SCHW: EV-to-EBITDA Comparison

For the Capital Markets subindustry, SAB Finance AS's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SAB Finance AS EV-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, SAB Finance AS's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where SAB Finance AS's EV-to-EBITDA falls into.


XPRA:SABFG
60GF Score
SAB Finance AS XPRA:SABFG
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SAB Finance AS EV-to-EBITDA Calculation

SAB Finance AS's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=3357.862/450.768
=7.45

SAB Finance AS's current Enterprise Value is Kč3,357.86 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SAB Finance AS's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was Kč450.77 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 7.45 mean?
SAB Finance AS (XPRA:SABFG) has a EV-to-EBITDA of 7.45 as of Sep. 06, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on SAB Finance AS. This is 23% below median its historical median of 9.64. Over the past decade, SAB Finance AS's EV-to-EBITDA has ranged from 3.64 to 17.55. According to the industry distribution chart, SAB Finance AS ranks #227 out of 498 companies in the Capital Markets industry, placing it in the top 45.6%.
Is SAB Finance AS's EV-to-EBITDA too high?
SAB Finance AS's current EV-to-EBITDA of 7.45 is 23% below median its 10-year median of 9.64. Over the past 10 years, this metric has ranged from a low of 3.64 to a high of 17.55. The Capital Markets industry median EV-to-EBITDA is 8.42. SAB Finance AS's value of 7.45 is 11.5% below this industry median. Based on the distribution chart, SAB Finance AS ranks #227 out of 498 companies in the Capital Markets industry, which is above the industry midpoint. Overall, SAB Finance AS has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SAB Finance AS's EV-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, SAB Finance AS ranks #227 out of 498 companies for EV-to-EBITDA. This puts SAB Finance AS in the upper half of its industry. The industry median EV-to-EBITDA is 8.42. SAB Finance AS's value of 7.45 is 11.5% below this benchmark. Historically, SAB Finance AS's own EV-to-EBITDA has ranged from 3.64 to 17.55 over the past decade. While the company's 10-year median is 9.64 vs. the industry median of 8.42, SAB Finance AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Capital Markets company?
The median EV-to-EBITDA among Capital Markets companies is 8.42, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SAB Finance AS's current EV-to-EBITDA of 7.45 is 11.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on SAB Finance AS. For the Capital Markets industry, the median EV-to-EBITDA is 8.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SAB Finance AS's current EV-to-EBITDA is 7.45, which is 23% below median its own 10-year median of 9.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAB Finance AS stock overvalued right now?
Based on GuruFocus' analysis, SAB Finance AS (XPRA:SABFG) is currently considered Fairly Valued. The stock's GF Value™ is Kč983.88, compared to a current price of Kč1,050.00 — trading 6.7% above its estimated fair value. The current EV-to-EBITDA is 7.45, which is 23% below median its 10-year median of 9.64 and 11.5% below the Capital Markets industry median of 8.42. SAB Finance AS's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For SAB Finance AS (XPRA:SABFG), the current EV-to-EBITDA is 7.45 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SAB Finance AS (XPRA:SABFG) Overvalued in 2026?

Based on GuruFocus' analysis, SAB Finance AS stock appears to be overvalued. The current stock price of Kč1,050.00 is trading 6.7% above its estimated GF Value™ of Kč983.88. GuruFocus considers SAB Finance AS to be Fairly Valued.

Key valuation signals for XPRA:SABFG:

  • EV-to-EBITDA: 7.45 (23% below median its 10-year median of 9.64)
  • GF Value™: Kč983.88 vs. price of Kč1,050.00 (6.7% above fair value)
  • GF Score™: 60/100 with 7 warning signs
  • Industry Position: 11.5% below the Capital Markets median (#227 of 498)

No single metric tells the full story. See the XPRA:SABFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SAB Finance AS Business Description

Address Senovazne namisti 1375/19, 1 Novv Misto, Praha, CZE
SAB Finance AS is engaged in providing International Payment Solutions considering the foreign exchange fluctuations. Its platform allows to make outgoing payments and receive incoming payments. Some of the services offered by the company include Market Watch, Foreign Currency Analysis, Regular Payments, and Multi-Payments.
60GF Score

Get the complete analysis for XPRA:SABFG

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč1,050.00
Price
Kč983.88
GF Value