SAB Finance AS (XPRA:SABFG) 5-Year Yield-on-Cost %: 11.52 (As of Aug. 12, 2026) — 50% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPRA:SABFG SAB Finance AS XPRA:SABFG
70 GF Score
Price Kč1,070.00
GF Value Kč992.44
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is SAB Finance AS 5-Year Yield-on-Cost %?

SAB Finance AS XPRA:SABFG +0.94% 70 5-Year Yield-on-Cost % is 11.52 as of Aug. 12, 2026, which is 50% above its 10-year median of 7.67. GuruFocus rates XPRA:SABFG with a GF Score™ of 70/100 and a GF Value™ of Kč992.44 (Fairly Valued). The stock has 7 warning signs investors should review. Among 364 Capital Markets companies, SAB Finance AS ranks better than 89.84% on this metric.

SAB Finance AS's yield on cost for the quarter that ended in Dec. 2025 was 11.52.


The historical rank and industry rank for SAB Finance AS's 5-Year Yield-on-Cost % or its related term are showing as below:

XPRA:SABFG' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.5   Med: 7.67   Max: 11.52
Current: 11.52


During the past 9 years, SAB Finance AS's highest Yield on Cost was 11.52. The lowest was 2.50. And the median was 7.67.


XPRA:SABFG's 5-Year Yield-on-Cost % is ranked better than
89.84% of 364 companies
in the Capital Markets industry
Industry Median: 3.225 vs XPRA:SABFG: 11.52

SAB Finance AS  (XPRA:SABFG) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


SAB Finance AS 5-Year Yield-on-Cost % Related Terms


XPRA:SABFG vs MS, GS, SCHW: 5-Year Yield-on-Cost % Comparison

For the Capital Markets subindustry, SAB Finance AS's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SAB Finance AS 5-Year Yield-on-Cost % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, SAB Finance AS's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where SAB Finance AS's 5-Year Yield-on-Cost % falls into.


XPRA:SABFG
70GF Score
SAB Finance AS XPRA:SABFG
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SAB Finance AS 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of SAB Finance AS is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 11.52 mean?
SAB Finance AS (XPRA:SABFG) has a 5-Year Yield-on-Cost % of 11.52 as of Aug. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on SAB Finance AS and its competitors. This is 50% above median its historical median of 7.67. Over the past decade, SAB Finance AS's 5-Year Yield-on-Cost % has ranged from 2.50 to 11.52. According to the industry distribution chart, SAB Finance AS ranks #37 out of 364 companies in the Capital Markets industry, placing it in the top 10.2%.
Is SAB Finance AS's 5-Year Yield-on-Cost % too high?
SAB Finance AS's current 5-Year Yield-on-Cost % of 11.52 is 50% above median its 10-year median of 7.67. Over the past 10 years, this metric has ranged from a low of 2.50 to a high of 11.52. The Capital Markets industry median 5-Year Yield-on-Cost % is 3.23. SAB Finance AS's value of 11.52 is 257.2% above this industry median. Based on the distribution chart, SAB Finance AS ranks #37 out of 364 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, SAB Finance AS has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SAB Finance AS's 5-Year Yield-on-Cost % compare to MS and GS?
According to the Capital Markets industry distribution chart, SAB Finance AS ranks #37 out of 364 companies for 5-Year Yield-on-Cost %. This places SAB Finance AS in the top 10% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.23. SAB Finance AS's value of 11.52 is 257.2% above this benchmark. Historically, SAB Finance AS's own 5-Year Yield-on-Cost % has ranged from 2.50 to 11.52 over the past decade. While the company's 10-year median is 7.67 vs. the industry median of 3.23, SAB Finance AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Capital Markets company?
The median 5-Year Yield-on-Cost % among Capital Markets companies is 3.23, based on 364 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SAB Finance AS's current 5-Year Yield-on-Cost % of 11.52 is 257.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on SAB Finance AS and its competitors. For the Capital Markets industry, the median 5-Year Yield-on-Cost % is 3.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SAB Finance AS's current 5-Year Yield-on-Cost % is 11.52, which is 50% above median its own 10-year median of 7.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAB Finance AS stock overvalued right now?
Based on GuruFocus' analysis, SAB Finance AS (XPRA:SABFG) is currently considered Fairly Valued. The stock's GF Value™ is Kč992.44, compared to a current price of Kč1,070.00 — trading 7.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 11.52, which is 50% above median its 10-year median of 7.67 and 257.2% above the Capital Markets industry median of 3.23. SAB Finance AS's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For SAB Finance AS (XPRA:SABFG), the current 5-Year Yield-on-Cost % is 11.52 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SAB Finance AS (XPRA:SABFG) Overvalued in 2026?

Based on GuruFocus' analysis, SAB Finance AS stock appears to be overvalued. The current stock price of Kč1,070.00 is trading 7.8% above its estimated GF Value™ of Kč992.44. GuruFocus considers SAB Finance AS to be Fairly Valued.

Key valuation signals for XPRA:SABFG:

  • 5-Year Yield-on-Cost %: 11.52 (50% above median its 10-year median of 7.67)
  • GF Value™: Kč992.44 vs. price of Kč1,070.00 (7.8% above fair value)
  • GF Score™: 70/100 with 7 warning signs
  • Industry Position: 257.2% above the Capital Markets median (#37 of 364)

No single metric tells the full story. See the XPRA:SABFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SAB Finance AS Business Description

Address Senovazne namisti 1375/19, 1 Novv Misto, Praha, CZE
SAB Finance AS is engaged in providing International Payment Solutions considering the foreign exchange fluctuations. Its platform allows to make outgoing payments and receive incoming payments. Some of the services offered by the company include Market Watch, Foreign Currency Analysis, Regular Payments, and Multi-Payments.
70GF Score

Get the complete analysis for XPRA:SABFG

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč1,070.00
Price
Kč992.44
GF Value