SAB Finance ASXPRA:SABFG 56 Net Margin % is 8,804.14% as of Dec. 2025, which is 14% below its 10-year median of 10,238.02. GuruFocus rates XPRA:SABFG with a GF Score™ of 56/100 and a GF Value™ of Kč1,008.54 (Fairly Valued). The stock has 7 warning signs investors should review. Among 777 Capital Markets companies, SAB Finance AS ranks better than 99.61% on this metric.
Net margin is calculated as Net Income divided by its Revenue. SAB Finance AS's Net Income for the
six
months ended in Dec. 2025 was Kč57.40 Mil. SAB Finance AS's Revenue for the
six
months ended in Dec. 2025 was Kč0.65 Mil. Therefore, SAB Finance AS's net margin for the quarter that ended in Dec. 2025 was 8,804.14%.
The historical rank and industry rank for SAB Finance AS's Net Margin % or its related term are showing as below:
XPRA:SABFG'
s Net Margin % Range Over the Past 10 Years
Min: 1973.93 Med: 10238.02 Max: 78215.28
Current: 20028.49
XPRA:SABFG's Net Margin % is ranked better than 99.61% of 777
companies
in the Capital Markets industry
Industry Median: 14.46
vs XPRA:SABFG: 20028.49
SAB Finance AS (XPRA:SABFG) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
SAB Finance AS Net Margin % Related Terms
SAB Finance AS Net Margin % Historical Data
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The historical data trend for SAB Finance AS's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPRA:SABFG vs MS, GS, SCHW: Net Margin % Comparison
For the Capital Markets subindustry, SAB Finance AS's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SAB Finance AS Net Margin % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, SAB Finance AS's Net Margin % distribution charts can be found below:
* The bar in red indicates where SAB Finance AS's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAB Finance AS (XPRA:SABFG) has a Net Margin % of 8,804.14% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on SAB Finance AS and its competitors. This is 14% below median its historical median of 10,238.02. Over the past decade, SAB Finance AS's Net Margin % has ranged from 1,973.93 to 78,215.28. According to the industry distribution chart, SAB Finance AS ranks #3 out of 777 companies in the Capital Markets industry, placing it in the top 0.40000000000001%.
Is SAB Finance AS's Net Margin % too high?
SAB Finance AS's current Net Margin % of 8,804.14% is 14% below median its 10-year median of 10,238.02. Over the past 10 years, this metric has ranged from a low of 1,973.93 to a high of 78,215.28. The Capital Markets industry median Net Margin % is 14.46. SAB Finance AS's value of 8,804.14% is 60786.2% above this industry median. Based on the distribution chart, SAB Finance AS ranks #3 out of 777 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, SAB Finance AS has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SAB Finance AS's Net Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, SAB Finance AS ranks #3 out of 777 companies for Net Margin %. This places SAB Finance AS in the top 0% of its industry — outperforming the majority of peers. The industry median Net Margin % is 14.46. SAB Finance AS's value of 8,804.14% is 60786.2% above this benchmark. Historically, SAB Finance AS's own Net Margin % has ranged from 1,973.93 to 78,215.28 over the past decade. While the company's 10-year median is 10,238.02 vs. the industry median of 14.46, SAB Finance AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Capital Markets company?
The median Net Margin % among Capital Markets companies is 14.46, based on 777 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SAB Finance AS's current Net Margin % of 8,804.14% is 60786.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on SAB Finance AS and its competitors. For the Capital Markets industry, the median Net Margin % is 14.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SAB Finance AS's current Net Margin % is 8,804.14%, which is 14% below median its own 10-year median of 10,238.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAB Finance AS stock overvalued right now?
Based on GuruFocus' analysis, SAB Finance AS (XPRA:SABFG) is currently considered Fairly Valued. The stock's GF Value™ is Kč1,008.54, compared to a current price of Kč1,050.00 — trading 4.1% above its estimated fair value. The current Net Margin % is 8,804.14%, which is 14% below median its 10-year median of 10,238.02 and 60786.2% above the Capital Markets industry median of 14.46. SAB Finance AS's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For SAB Finance AS (XPRA:SABFG), the current Net Margin % is 8,804.14% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SAB Finance AS (XPRA:SABFG) Overvalued in 2026?
Based on GuruFocus' analysis, SAB Finance AS stock appears to be overvalued.
The current stock price of Kč1,050.00 is trading 4.1% above its estimated GF Value™ of Kč1,008.54.
GuruFocus considers SAB Finance AS to be Fairly Valued.
Key valuation signals for XPRA:SABFG:
Net Margin %: 8,804.14% (14% below median its 10-year median of 10,238.02)
GF Value™: Kč1,008.54 vs. price of Kč1,050.00 (4.1% above fair value)
Industry Position: 60786.2% above the Capital Markets median (#3 of 777)
No single metric tells the full story. See the XPRA:SABFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SAB Finance AS is engaged in providing International Payment Solutions considering the foreign exchange fluctuations. Its platform allows to make outgoing payments and receive incoming payments. Some of the services offered by the company include Market Watch, Foreign Currency Analysis, Regular Payments, and Multi-Payments.
56GF Score
Get the complete analysis for XPRA:SABFG
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