SAB Finance AS (XPRA:SABFG) Net Debt Paydown Yield % : -3.23% (As of Jul. 27, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPRA:SABFG SAB Finance AS XPRA:SABFG
71 GF Score
Price Kč1,050.00
GF Value Kč997.92
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is SAB Finance AS Net Debt Paydown Yield %?

SAB Finance AS XPRA:SABFG 71 Net Debt Paydown Yield % is -3.23% as of Jul. 27, 2026. GuruFocus rates XPRA:SABFG with a GF Score™ of 71/100 and a GF Value™ of Kč997.92 (Fairly Valued). The stock has 7 warning signs investors should review. Among 647 Capital Markets companies, SAB Finance AS ranks worse than 59.2% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, SAB Finance AS's Net Debt Paydown Yield % was -3.23%.


SAB Finance AS  (XPRA:SABFG) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


SAB Finance AS Net Debt Paydown Yield % Related Terms


SAB Finance AS Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for SAB Finance AS's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SAB Finance AS Net Debt Paydown Yield % Chart

SAB Finance AS Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only -20.22 -5.88 16.14 1.51 -3.20

SAB Finance AS Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.14 -3.04 1.51 3.44 -3.20

XPRA:SABFG vs MS, GS, SCHW: Net Debt Paydown Yield % Comparison

For the Capital Markets subindustry, SAB Finance AS's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SAB Finance AS Net Debt Paydown Yield % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, SAB Finance AS's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where SAB Finance AS's Net Debt Paydown Yield % falls into.


XPRA:SABFG
71GF Score
SAB Finance AS XPRA:SABFG
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SAB Finance AS Net Debt Paydown Yield % Calculation

SAB Finance AS's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 287.85-391.29 )/3231.94
=-3.2 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -3.23% mean?
SAB Finance AS (XPRA:SABFG) has a Net Debt Paydown Yield % of -3.23% as of Jul. 27, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on SAB Finance AS and its competitors. According to the industry distribution chart, SAB Finance AS ranks #383 out of 647 companies in the Capital Markets industry, placing it in the top 59.2%.
Is SAB Finance AS's Net Debt Paydown Yield % too high?
SAB Finance AS's current Net Debt Paydown Yield % is -3.23%. Based on the distribution chart, SAB Finance AS ranks #383 out of 647 companies in the Capital Markets industry, which is below the industry midpoint. Overall, SAB Finance AS has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SAB Finance AS's Net Debt Paydown Yield % compare to MS and GS?
According to the Capital Markets industry distribution chart, SAB Finance AS ranks #383 out of 647 companies for Net Debt Paydown Yield %. This places SAB Finance AS in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Capital Markets company?
A good Net Debt Paydown Yield % depends on the Capital Markets industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on SAB Finance AS and its competitors. SAB Finance AS's current Net Debt Paydown Yield % is -3.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAB Finance AS stock overvalued right now?
Based on GuruFocus' analysis, SAB Finance AS (XPRA:SABFG) is currently considered Fairly Valued. The stock's GF Value™ is Kč997.92, compared to a current price of Kč1,050.00 — trading 5.2% above its estimated fair value. The current Net Debt Paydown Yield % is -3.23%. SAB Finance AS's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For SAB Finance AS (XPRA:SABFG), the current Net Debt Paydown Yield % is -3.23% as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SAB Finance AS (XPRA:SABFG) Overvalued in 2026?

Based on GuruFocus' analysis, SAB Finance AS stock appears to be overvalued. The current stock price of Kč1,050.00 is trading 5.2% above its estimated GF Value™ of Kč997.92. GuruFocus considers SAB Finance AS to be Fairly Valued.

Key valuation signals for XPRA:SABFG:

  • Net Debt Paydown Yield %: -3.23%
  • GF Value™: Kč997.92 vs. price of Kč1,050.00 (5.2% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the XPRA:SABFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SAB Finance AS Business Description

Address Senovazne namisti 1375/19, 1 Novv Misto, Praha, CZE
SAB Finance AS is engaged in providing International Payment Solutions considering the foreign exchange fluctuations. Its platform allows to make outgoing payments and receive incoming payments. Some of the services offered by the company include Market Watch, Foreign Currency Analysis, Regular Payments, and Multi-Payments.
71GF Score

Get the complete analysis for XPRA:SABFG

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč1,050.00
Price
Kč997.92
GF Value