SAB Finance AS (XPRA:SABFG) GF Value Rank: 9 (As of Aug. 17, 2026) — 200% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPRA:SABFG SAB Finance AS XPRA:SABFG
58 GF Score
Price Kč1,070.00
GF Value Kč990.73
Valuation Fairly Valued
! 7 Warning Signs
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What is SAB Finance AS GF Value Rank?

SAB Finance AS XPRA:SABFG 58 GF Value Rank is 9 as of Aug. 17, 2026, which is 200% above its 10-year median of 3.00. GuruFocus rates XPRA:SABFG with a GF Score™ of 58/100 and a GF Value™ of Kč990.73 (Fairly Valued). The stock has 7 warning signs investors should review.

SAB Finance AS has the GF Value Rank of 9.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


SAB Finance AS GF Value Rank Related Terms


XPRA:SABFG vs MS, GS, SCHW: GF Value Rank Comparison

For the Capital Markets subindustry, SAB Finance AS's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SAB Finance AS GF Value Rank vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, SAB Finance AS's GF Value Rank distribution charts can be found below:

* The bar in red indicates where SAB Finance AS's GF Value Rank falls into.


XPRA:SABFG
58GF Score
SAB Finance AS XPRA:SABFG
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 9 mean?
SAB Finance AS (XPRA:SABFG) has a GF Value Rank of 9 as of Aug. 17, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on SAB Finance AS and its competitors. This is 200% above median its historical median of 3.00. Over the past decade, SAB Finance AS's GF Value Rank has ranged from 1.00 to 10.00.
Is SAB Finance AS's GF Value Rank too high?
SAB Finance AS's current GF Value Rank of 9 is 200% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, SAB Finance AS has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SAB Finance AS's GF Value Rank compare to MS and GS?
SAB Finance AS's GF Value Rank of 9 can be compared against companies in the Capital Markets industry. Historically, SAB Finance AS's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Capital Markets company?
A good GF Value Rank depends on the Capital Markets industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on SAB Finance AS and its competitors. SAB Finance AS's current GF Value Rank is 9, which is 200% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAB Finance AS stock overvalued right now?
Based on GuruFocus' analysis, SAB Finance AS (XPRA:SABFG) is currently considered Fairly Valued. The stock's GF Value™ is Kč990.73, compared to a current price of Kč1,070.00 — trading 8% above its estimated fair value. The current GF Value Rank is 9, which is 200% above median its 10-year median of 3.00. SAB Finance AS's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For SAB Finance AS (XPRA:SABFG), the current GF Value Rank is 9 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SAB Finance AS (XPRA:SABFG) Overvalued in 2026?

Based on GuruFocus' analysis, SAB Finance AS stock appears to be overvalued. The current stock price of Kč1,070.00 is trading 8% above its estimated GF Value™ of Kč990.73. GuruFocus considers SAB Finance AS to be Fairly Valued.

Key valuation signals for XPRA:SABFG:

  • GF Value Rank: 9 (200% above median its 10-year median of 3.00)
  • GF Value™: Kč990.73 vs. price of Kč1,070.00 (8% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the XPRA:SABFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SAB Finance AS Business Description

Address Senovazne namisti 1375/19, 1 Novv Misto, Praha, CZE
SAB Finance AS is engaged in providing International Payment Solutions considering the foreign exchange fluctuations. Its platform allows to make outgoing payments and receive incoming payments. Some of the services offered by the company include Market Watch, Foreign Currency Analysis, Regular Payments, and Multi-Payments.
58GF Score

Get the complete analysis for XPRA:SABFG

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč1,070.00
Price
Kč990.73
GF Value